Comparison

Avant Money vs EBS CardManager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Avant Money

Manage your credit card securely on the go. Approve online purchases, receive transaction alerts, and control your spending. View transactions, make payments, and download statements easily.

Highlights
  • Approve online purchases
  • Receive transaction alerts
  • Card spending control
  • Make payments
  • View and download statements
  • Biometric login
Features
Read full description

The Avant Money app will help you manage your credit card on the go. Our secure app allows you to approve online purchases, receive transaction alerts when your card gets used, and much more. App features • Keep on top of your spending with our card spending control features and choose the alerts you want to receive. Our card features will enable you to receive alerts for spend amounts over a certain value, get alerts when your card is used in various locations, like an ATM, or if your card is used to spend abroad. • Make shopping online even more secure by approving or declining your purchases in-app by simply presenting your Fingerprint, Face or entering your 4-digit app login passcode. • Make a payment to your account with a debit card • View your transactions and transaction details. • View and download your statements. Getting started It’s quick and easy. Existing Avant Money customers will need: • Your existing Avant Money username and password that you currently use to access your account on my.avantmoney.ie. • Register your mobile, we’ll send an SMS to your phone to confirm it’s you. • Create a 4-digit login passcode and choose to use your Face or Fingerprint as a secure alternate login method. New to Avant Money? • Once we send you your card and account details, visit my.avantmoney.ie and register your details online. You’ll need to create a username and password and then you can set up the Avant Money app on your phone. • Register your mobile, create a 4-digit login passcode and choose to use your Face or Fingerprint as a secure alternate login method. Supported devices • Touch ID requires at least iPhone 5s running iOS 11.0 or above. • Face ID requires either iPhone X or later models that support Face ID. Important information • Your phone’s signal and functionality may affect your service. • Terms of use apply. Bankinter S.A., trading as Avant Money, is authorised by the Banco de España in Spain and is regulated by the Central Bank of Ireland for consumer protection rules.

About

EBS CardManager

Enhance your online shopping security with this app, which provides an extra layer of authentication for your debit card purchases. It implements Strong Customer Authentication to protect against fraud and ensure secure transactions.

Highlights
  • Secure online purchase authentication
  • Strong Customer Authentication (SCA)
  • Debit card transaction security
  • Fraud prevention
  • Mobile phone authentication
Features
Read full description

Shopping online is changing. The EBS CardManager app will give you added security when shopping online. The app allows you to securely authenticate your purchases when using your EBS debit card to shop online. From February 2021 onwards, when you shop online with your EBS debit card we will apply an extra layer of security and you will need to authenticate the transaction using the EBS CardManager app. This extra security layer is where we apply what is known as Strong Customer Authentication (SCA). This helps fight fraudsters and further protect online transactions. Here is what you need to do: 1. Download this EBS CardManager app. 2. Open the EBS CardManager app. You will be prompted on screen to enter your date of birth and your mobile number. 3. We will then ask you to authenticate your mobile phone by ringing our customer care number displayed on screen and providing a code word sent to your phone. A member of our customer care team will ask you to read this code word out, and this will authenticate your phone. This will link your phone and the app to your EBS debit card. Once you have set this up your SCA, you won’t have to do it again and you can continue to shop online securely using the app to authenticate your purchases.

Screenshots

Avant Money4 screens
EBS CardManager4 screens

Verdict

The call

The clearest difference is rating: Avant Money at 2.0 against EBS CardManager's 1.0. Avant Money also leads on update cadence (every 2 months vs every 7 months). EBS CardManager's advantage is ratings volume (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Avant Money holds the better App Store score, 2.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Avant Money ships an update every 2 months, EBS CardManager every 7 months. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Avant Money versus EBS CardManager: the parameters behind the verdict, then further details
ParameterAvant MoneyEBS CardManager
PriceFreeFree
Rating2.0 (1 ratings) — better1.0 (3 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings13 — better
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size52 MB49 MB
Age rating4+4+
DeveloperBankinterEBS designated activity company

Customer experience

Avant Money

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

EBS CardManager

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Avant Money

No in-app purchases

None

EBS CardManager

No in-app purchases

Questions

Is Avant Money free?
Avant Money is free to download, with no in-app purchases.
Is EBS CardManager free?
EBS CardManager is free to download, with no in-app purchases.
Which has better reviews, Avant Money or EBS CardManager?
Avant Money is rated higher. Avant Money averages 2.0 out of 5 from 1 ratings, while EBS CardManager averages 1.0 from 3 ratings.
Do Avant Money or EBS CardManager have ads?
Neither Avant Money nor EBS CardManager shows ads.
Which is updated more often, Avant Money or EBS CardManager?
Avant Money ships an update every 2 months, and EBS CardManager every 7 months. Most recently, Avant Money was updated on November 3, 2026 and EBS CardManager on November 3, 2026.

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