HSSCU vs EBS CardManager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HSSCU
Manage your finances on the go with secure login, view balances, make transfers, and set up payments. Apply for loans, calculate interest, upload documents, and e-sign for faster approval. Easily update your profile details.
- Secure Touch ID login
- View account balances
- Make transfers and payments
- Set up direct debits/standing orders
- Online loan applications
- E-signature for loan documents
- Update personal profile
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Secure log in - Touch ID login provides a quick and secure method for you to log in Balances at a glance and online payments - View all of your balances - Make transfers to other accounts - Set up direct debits or standing orders - Make online payments. - Manage and add new Payees. Apply for a loan and be approved from wherever you are - The online loan calculator allows you to check how much interest you would pay back on your loan. - With the online loan application, you can uploads your supporting documents and see your application status from your account. - E-signatures technology allows you to e-sign documents for your loan so you can get approved (and paid) faster! Manage your profile - Easily update your personal details and change your password and PIN without having to contact your Credit Union
EBS CardManager
Enhance your online shopping security with this app, which provides an extra layer of authentication for your debit card purchases. It implements Strong Customer Authentication to protect against fraud and ensure secure transactions.
- Secure online purchase authentication
- Strong Customer Authentication (SCA)
- Debit card transaction security
- Fraud prevention
- Mobile phone authentication
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Shopping online is changing. The EBS CardManager app will give you added security when shopping online. The app allows you to securely authenticate your purchases when using your EBS debit card to shop online. From February 2021 onwards, when you shop online with your EBS debit card we will apply an extra layer of security and you will need to authenticate the transaction using the EBS CardManager app. This extra security layer is where we apply what is known as Strong Customer Authentication (SCA). This helps fight fraudsters and further protect online transactions. Here is what you need to do: 1. Download this EBS CardManager app. 2. Open the EBS CardManager app. You will be prompted on screen to enter your date of birth and your mobile number. 3. We will then ask you to authenticate your mobile phone by ringing our customer care number displayed on screen and providing a code word sent to your phone. A member of our customer care team will ask you to read this code word out, and this will authenticate your phone. This will link your phone and the app to your EBS debit card. Once you have set this up your SCA, you won’t have to do it again and you can continue to shop online securely using the app to authenticate your purchases.
Screenshots
Verdict
The clearest difference is rating: HSSCU at 2.0 against EBS CardManager's 1.0. EBS CardManager's advantage is ratings volume (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HSSCU holds the better App Store score, 2.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
HSSCU ships an update every 14 months, EBS CardManager every 7 months. The most recent releases landed on October 5, 2026 and October 16, 2026 respectively.
| Parameter | HSSCU | EBS CardManager |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | 1.0 (3 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 14 months | Every 7 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Health Services Credit Union Ltd | EBS designated activity company |
Customer experience
HSSCU
EBS CardManager
In-app purchases
HSSCU
No in-app purchases
EBS CardManager
No in-app purchases
Questions
Is HSSCU free?
Is EBS CardManager free?
Which has better reviews, HSSCU or EBS CardManager?
Do HSSCU or EBS CardManager have ads?
Which is updated more often, HSSCU or EBS CardManager?
Other comparisons
