Comparison

IBC Card Controls vs FNBSPI Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBC Card Controls

Take full control of your debit card with this app. Easily turn your card on or off, set spending limits, restrict transactions by merchant or location, and receive instant alerts for every purchase.

Highlights
  • Turn card on/off
  • Set spending limits
  • Merchant controls
  • Location controls
  • Transaction alerts
Features
Read full description

IBC controls allows you to manage your IBC Debit. You can turn your card OFF or your card ON, add spending controls by amount, add merchant or location controls and receive immediate transaction alerts.

About

FNBSPI Digital

Features
Read full description

Mobile Banking by FNB South Padre Island allows you to bank on the go. It's free to download and offers quick access for managing your bank accounts. Check your balances, transfer money with just a touch. Our app is fast, secure, and free. Use your current Internet

Screenshots

IBC Card Controls4 screens
FNBSPI Digital4 screens

Verdict

The call

The clearest difference is update cadence: FNBSPI Digital at every 6 weeks against IBC Card Controls's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IBC Card Controls ships an update every 8 months, FNBSPI Digital every 6 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
IBC Card Controls versus FNBSPI Digital: the parameters behind the verdict, then further details
ParameterIBC Card ControlsFNBSPI Digital
PriceFreeFree
Rating2.5 (153 ratings) — better—
Positive reviews24.6% of reviews—
Number of ratings153 — better—
Update frequencyEvery 8 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size85 MB42 MB
Age rating4+4+
DeveloperInternational Bancshares CorporationFirst National Bank of South Padre Island

Bugs and requests

IBC Card Controls

Reported bugs

10 issues
  • Cannot log in
  • Password reset not working
  • App crashes or shows server error
  • Randomly logs out users
  • Transaction history not showing or disappearing
Show 5 more
  • Cannot delete inactive cards
  • App says to update but no update available
  • Cannot establish connection outside US
  • Cannot copy-paste into login fields
  • New card not showing, only old card

Requested features

5 requests
  • Integrate into main banking app
  • Allow same login as main app
  • Add option to delete inactive cards
  • Allow password manager integration/copy-paste
  • Add option to remove/change cards in 'Manage Portfolio'

FNBSPI Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

IBC Card Controls

No in-app purchases

None

FNBSPI Digital

No in-app purchases

Questions

Is IBC Card Controls free?
IBC Card Controls is free to download, with no in-app purchases.
Is FNBSPI Digital free?
FNBSPI Digital is free to download, with no in-app purchases.
Do IBC Card Controls or FNBSPI Digital have ads?
Neither IBC Card Controls nor FNBSPI Digital shows ads.
Which is updated more often, IBC Card Controls or FNBSPI Digital?
IBC Card Controls ships an update every 8 months, and FNBSPI Digital every 6 weeks. Most recently, IBC Card Controls was updated on November 3, 2026 and FNBSPI Digital on October 31, 2026.

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