Metro Bank Authenticator vs MC Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
Read full descriptionHide full description
We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
MC Pay
Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.
- Express payouts
- 10+ payment methods
- Manage advertising deals
- Channel services
- Secure revenue management
Read full descriptionHide full description
MC Pay is a whole ecosystem for YouTube and Facebook creators. With it, you can manage revenue from your videos conveniently, safely, and in just a couple of clicks. The services we have put together at MC Pay set the tone for the entire industry. Choose the ones that are right for you: EXPRESS PAYOUTS Don't wait a whole month for income from YouTube or Facebook. Withdraw money any number of times at any convenient moment. 10+ PAYMENT METHODS Bank Transfer, E-wallet, Transfer to a plastic card - choose the method and currency that suit you. DEALS Collect all advertising integrations in one app. We will pay for them before the official payout date. SERVICES Trust the channel service to professionals. Order design, distribution, audit, or optimization, and free up more time for creativity.
Screenshots
Verdict
The clearest difference is review sentiment: MC Pay at 78% against Metro Bank Authenticator's 0%. MC Pay also leads on update cadence (fortnightly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Metro Bank Authenticator ships an update every 12 months, MC Pay fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Metro Bank Authenticator | MC Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.4 (45 ratings) — better |
| Positive reviews | 0.0% of reviews | 77.8% of reviews — better |
| Number of ratings | — | 45 — better |
| Update frequency | Every 12 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 12 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | MetroBank | MEDIACUBE WORLDWIDE LTD |
Customer experience
Metro Bank Authenticator
MC Pay
In-app purchases
Metro Bank Authenticator
No in-app purchases
MC Pay
No in-app purchases
Questions
Is Metro Bank Authenticator free?
Is MC Pay free?
Do Metro Bank Authenticator or MC Pay have ads?
Which is updated more often, Metro Bank Authenticator or MC Pay?
Other comparisons















