Comparison

Metro Bank Authenticator vs MC Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

MC Pay

Manage your YouTube and Facebook creator revenue conveniently and securely. Get express payouts, utilize over 10 payment methods, and consolidate advertising deals. Access professional channel services to save time for creativity.

Highlights
  • Express payouts
  • 10+ payment methods
  • Manage advertising deals
  • Channel services
  • Secure revenue management
Read full description

MC Pay is a whole ecosystem for YouTube and Facebook creators. With it, you can manage revenue from your videos conveniently, safely, and in just a couple of clicks. The services we have put together at MC Pay set the tone for the entire industry. Choose the ones that are right for you: EXPRESS PAYOUTS Don't wait a whole month for income from YouTube or Facebook. Withdraw money any number of times at any convenient moment. 10+ PAYMENT METHODS Bank Transfer, E-wallet, Transfer to a plastic card - choose the method and currency that suit you. DEALS Collect all advertising integrations in one app. We will pay for them before the official payout date. SERVICES Trust the channel service to professionals. Order design, distribution, audit, or optimization, and free up more time for creativity.

Screenshots

Metro Bank Authenticator3 screens
MC Pay4 screens

Verdict

The call

The clearest difference is review sentiment: MC Pay at 78% against Metro Bank Authenticator's 0%. MC Pay also leads on update cadence (fortnightly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, MC Pay fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Metro Bank Authenticator versus MC Pay: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorMC Pay
PriceFreeFree
Rating—4.4 (45 ratings) — better
Positive reviews0.0% of reviews77.8% of reviews — better
Number of ratings—45 — better
Update frequencyEvery 12 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size12 MB76 MB
Age rating4+4+
DeveloperMetroBankMEDIACUBE WORLDWIDE LTD

Customer experience

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MC Pay

All ratings45 ratings
Positive84.4%
Neutral2.2%
Negative13.3%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

MC Pay

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is MC Pay free?
MC Pay is free to download, with no in-app purchases.
Do Metro Bank Authenticator or MC Pay have ads?
Neither Metro Bank Authenticator nor MC Pay shows ads.
Which is updated more often, Metro Bank Authenticator or MC Pay?
Metro Bank Authenticator ships an update every 12 months, and MC Pay fortnightly. Most recently, Metro Bank Authenticator was updated on October 29, 2026 and MC Pay on October 30, 2026.

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