Comparison

Metro Bank Authenticator vs My WSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

My WSB

Manage your bank accounts conveniently and securely from your mobile device. View transactions, pay bills, deposit checks, and transfer funds. Enhanced security features and customer support are available.

Highlights
  • View transactions and balances
  • Deposit checks
  • Pay bills and loans
  • Transfer funds
  • Report lost/stolen cards
  • Set up transaction alerts
  • Biometric sign-in
Features
Read full description

Watertown Savings Bank’s Mobile Banking is a fast, secure, and convenient way to manage your accounts from anywhere. It offers a fully customizable experience with the latest in security technology to provide peace of mind and all the flexibility you need to bank on the go. Manage Your Accounts o View Transactions and account balances o Tag Transactions with notes to manage spending o Access your statements o Customize your dashboard for easy access to your most used features Report your card lost/stolen or temporarily suspend your debit card if you have misplaced it Pay bills or make loan payments Deposit checks Transfer funds between accounts o Setup alerts for low balances or large transactions Enhanced Security o Two-Factor Authentication o Biometric sign-in In-app ability to chat with a Customer Service Representative Find Branches and ATM locations For more information, please visit www.watertownsavingsbank.com

Screenshots

Metro Bank Authenticator3 screens
My WSB4 screens

Verdict

The call

The clearest difference is review sentiment: My WSB at 67% against Metro Bank Authenticator's 0%. My WSB also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, My WSB monthly. The most recent releases landed on September 17, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
Metro Bank Authenticator versus My WSB: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorMy WSB
PriceFreeFree
Rating4.9 (2.5K ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings2.5K — better
Update frequencyEvery 12 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.4
Further details — not scored
Size12 MB179 MB
Age rating4+4+
DeveloperMetroBankWatertown Savings Bank

Customer experience

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

My WSB

All ratings2,485 ratings
Positive97.1%
Neutral1.2%
Negative1.6%
Written reviews24 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Metro Bank Authenticator

Not enough reviews yet to summarise bugs or requests.

My WSB

Reported bugs

2 issues
  • Account information not updating
  • App crashes and freezes

Requested features

2 requests
  • Confirmation numbers for mobile deposits
  • Inclusion of transaction times in history

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

My WSB

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is My WSB free?
My WSB is free to download, with no in-app purchases.
Do Metro Bank Authenticator or My WSB have ads?
Neither Metro Bank Authenticator nor My WSB shows ads.
Which is updated more often, Metro Bank Authenticator or My WSB?
Metro Bank Authenticator ships an update every 12 months, and My WSB monthly. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and My WSB on September 23, 2026.

Other comparisons