Comparison

Budget app vs Billsy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget app

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Highlights
  • Budget Planner
  • Spending Tracker
  • Money Management
  • Recurring Transactions
  • Shared Budgeting
  • AI Tracking
  • Stats & Charts
Features
Currently charting
Read full description

Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/

About

Billsy

Effortlessly manage personal and business finances with a unified dashboard, bill calendar, and automatic reminders. Track subscriptions, gain insights into spending, and avoid financial pitfalls with over 200 pre-filled templates.

Highlights
  • Unified financial dashboard
  • 200+ pre-filled expense templates
  • Comprehensive bill calendar
  • Insightful spend visualization
  • Automatic bill reminders
  • Custom bill entries
  • Exclusive offers
Read full description

Manage Your Personal and Business Finances Effortlessly Billsy is more than just a subscription & bill tracker; it's your comprehensive solution to managing both personal and business finances in one intuitive app. Starting a business is hard, especially in the early stages. Whether it’s starting a Youtube channel, an ecommerce store or a newsletter, the subscriptions start stacking up really quickly. And before you know it you’re paying hundreds of dollars for unused subscriptions. That’s why we built Billsy! At Billsy, our mission is to build the simplest and easiest tool for solo entrepreneurs & creators to streamline your expense tracking and ensure you never waste money on unused subscriptions again. ​​No matter your side hustle, our 200+ pre-filled templates have you covered for keeping track of all those bills and subscriptions. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Why Billsy? Cash Flow Mastery: Did you know that 71% of consumers waste over $50 each month on subscriptions they don’t use (src: survey conducted by Chase Bank). 82% of businesses fail because of poor cash flow management. Billsy enables you to stay on top of your cash flow by tracking all expenses efficiently (src: report by the U.S. Bank) Billsy is designed to combat common financial pitfalls, such as unmonitored subscriptions and poor cash flow management, which are major concerns for both individuals and businesses alike. Key Features: 1. Unified Financial Dashboard: Instantly view upcoming bills and monthly expenditures for both personal and business needs. 2. Pre-filled Templates: Simplify expense logging & tracking subscriptions with over 200 templates across 20 categories. 3. Comprehensive Bill Calendar: Track every payment with our visual calendar, ensuring you never miss a due date. 4. Insightful Spend Visualization: Make informed financial decisions with our intuitive charts, breaking down expenses by category for a clear view of your financial health. 5. Automatic Bill Reminders: Receive timely alerts for bill payments and subscription renewals. We also send monthly alerts so that you can stay on top of your monthly recurring bills. 6. Custom Bill Entries: Tailor your expense tracking with flexible bill input options. 7. Exclusive Offers: Enjoy special discounts on business tools and personal purchases. Billsy's Promise: #1 User-Friendly Experience: Navigate your finances with ease, thanks to Billsy's simple yet powerful interface. Data Privacy Commitment: Your privacy is our priority. Billsy requires no bank details, and your information is never sold.You can delete your data or your account anytime. Take Control Today Say goodbye to missed payments, unmonitored subscriptions, and financial uncertainty without the complexity of traditional budgeting. Signing up is free & easy! Download Billsy for FREE and embark on a journey to financial clarity and control. Whether for business or personal use, Billsy is your partner in financial management. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Missing a template, want new features, or have any other feedback for us? We’d love to hear from you from you. Please drop us a line at contact@billsyfinance.com

Screenshots

Budget app4 screens
Billsy4 screens

Verdict

The call

The clearest difference is rating: Budget app at 4.7 against Billsy's 3.9. Budget app also leads on ads (none vs shown) and update cadence (every 9 days vs every 2 months). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Billsy sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget app holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget app's written reviews are positive against 53% of Billsy's.

UpkeepUpdate frequency

Budget app ships an update every 9 days, Billsy every 2 months. The most recent releases landed on September 26, 2026 and August 16, 2026 respectively.

Scorecard8 real differences · 3 level
Budget app versus Billsy: the parameters behind the verdict, then further details
ParameterBudget appBillsy
PriceFreeFree
Rating4.7 (16K ratings) — better3.9 (24 ratings)
Positive reviews79.2% of reviews — better53.3% of reviews
Number of ratings16K — better24
Update frequencyEvery 9 days — betterEvery 2 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#68 — better—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size231 MB192 MB
Age rating4+4+
DeveloperInnerGrowGOFORTH TECH VENTURES INC

Customer experience

Budget app

All ratings15,632 ratings
Positive93.2%
Neutral2.7%
Negative4.1%
Written reviews1,239 reviews
Positive79.2%
Neutral5.4%
Negative15.4%

Billsy

All ratings24 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews15 reviews
Positive53.3%
Neutral6.7%
Negative40.0%

Bugs and requests

Budget app

Reported bugs

3 issues
  • Syncing issues between devices
  • Transactions not always loading correctly
  • Upgrade/premium features not working as expected

Requested features

6 requests
  • Ability to carry over surplus/deficit between months
  • Option to view remaining budget instead of just spent
  • Multiple savings account/ledger support
  • Automatic recurring bill/subscription tracking
  • Web/desktop app version for easier data entry
Show 1 more
  • Customizable icons for expense categories

Billsy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Budget app

Subscriptions3
  • Budget Premium Monthly$2.991 Month
  • Financial Empowerment3 Days trial$5.991 Year
  • Yearly Premium$6.991 Year
One-time5
  • Lifetime Premium Sale$4.99
  • lifetime member sale$6.99
  • Budget Lifetime Member$8.99
Show 2 more
  • Lifetime Premium Global$8.99
  • Family Premium$14.99
3 purchases

Billsy

Subscriptions2
  • Bills Organizer: Monthly Pro$3.991 Month
  • Bills Organizer: Annual Pro$29.991 Year
One-time1
  • Unlock Billsy Pro$4.99

Questions

Is Budget app free?
Budget app is free to download, with in-app purchases available.
Is Billsy free?
Billsy is free to download, with in-app purchases available.
Which has better reviews, Budget app or Billsy?
Budget app is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Billsy averages 3.9 from 24 ratings.
Do Budget app or Billsy have ads?
Billsy shows ads; Budget app does not.
Which is updated more often, Budget app or Billsy?
Budget app ships an update every 9 days, and Billsy every 2 months. Most recently, Budget app was updated on September 26, 2026 and Billsy on August 16, 2026.

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