Budget app vs Cutty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget app
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
- Budget Planner
- Spending Tracker
- Money Management
- Recurring Transactions
- Shared Budgeting
- AI Tracking
- Stats & Charts
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Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/
Cutty
Easily manage all your expenses by category, from utility bills to subscriptions. Monitor your spending weekly, monthly, and yearly with detailed analytics to understand where your money goes. Your financial data is securely stored only on your device.
- Expense tracking by category
- Weekly, monthly, yearly spending analytics
- Add, edit, and organize bills
- Secure on-device data storage
- Subscription management
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Cutty is a calm subscription manager for people whose recurring charges have quietly taken over the card statement. It runs on iPhone, iPad, and Apple Silicon Mac, and the goal is small - find what you are paying for, see when the next charge lands, and decide what is worth keeping. The home screen opens on a calendar heatmap of the next twelve months, so the heaviest months and the surprise yearly bills are visible at a glance. Tap any month to see which subscriptions land there, which days, how much, in your own currency. A cozy little cat mascot keeps watch while you tidy things up - because nothing about money admin needs to feel like a spreadsheet. Adding a subscription is one tap, picking a color and a cycle takes a few seconds, and the next renewal date sits right there on the row. Cutty also brings on-device Apple Intelligence into the picture. Hand the app a PDF receipt, a screenshot of an email, or pasted text - and it pulls subscription names, prices, and cycles out of the noise. Everything stays on your device. No accounts, no analytics linked to you, no cloud sync unless you decide to turn on iCloud yourself. Deeper tools are part of an optional Premium upgrade - the AI import flow, additional spending charts, plain-English notes about the months ahead, quick links to cancel a service, monthly budget alerts, CSV export, and a lock screen widget. Basics including the calendar, manual entry, renewal reminders, and your full subscription list stay free with no time limit. Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTDX9pxPOlUJl_skVUHPi99mAw0y2B2BYd_v1mJkoF3xW3rlOcW5KlYd4t93MMbbGhctSTnBTy7d_l6/pub Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Budget app at every 4 days against Cutty's every 2 months. Budget app also leads on chart position (#70 vs unranked) and iOS requirement (16.0 vs 26.0). Cutty's advantage is review sentiment (100% vs 79%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Cutty sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Budget app ships an update every 4 days, Cutty every 2 months. The most recent releases landed on October 30, 2026 and October 21, 2026 respectively.
| Parameter | Budget app | Cutty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16K ratings) — better | — |
| Positive reviews | 78.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 16K — better | — |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #70 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 247 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | InnerGrow | Andrii Bashta |
Customer experience
Budget app
Cutty
Bugs and requests
Budget app
Reported bugs
3 issues- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected
Requested features
6 requests- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry
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- Customizable icons for expense categories
Cutty
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget app
- Budget Premium Monthly$2.991 Month
- Financial Empowerment3 Days trial$5.991 Year
- Yearly Premium$6.991 Year
- Lifetime Premium Sale$4.99
- Budget Lifetime Member$8.99
- lifetime member sale$14.99
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- Lifetime Premium Global$19.99
- Family Premium$29.99
Cutty
- Unlock Premium features$9.99









