Budget app vs Simple Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget app
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
- Budget Planner
- Spending Tracker
- Money Management
- Recurring Transactions
- Shared Budgeting
- AI Tracking
- Stats & Charts
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Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/
Simple Budget
Manage your personal finances with this straightforward expense tracker. Monitor spending, set savings goals, and track bills and debt. Offers offline access, automatic cloud backup, and customizable reports to help you stay on top of your money.
- Expense and income tracking
- Budget planning and savings goals
- Debt and bill management
- Offline finance management
- Automatic cloud backup
- Customizable expense categories
- Forecasting future expenses
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Simple Budget is a private expense tracker and budget planner that works completely offline — no bank login, no signup, nothing to connect. Add an expense, log your income, and see exactly where your money goes. If you've tried a budgeting app that wanted your bank password before you'd even set a budget, Simple Budget is the alternative: every number comes from you, stored on your device, not pulled from a linked account. WHAT'S INSIDE • Expense & income tracking, with a real-time balance by day, week or month • A budget planner with overspend alerts, so you know before you go over • Bills & recurring payments, with start and end dates — mark each one paid or pending • A two-year calendar view of every expense and bill • Weekly and monthly reports with a top-5 category pie chart, plus 5 monthly spending insights • Savings goals and a debt tracker, so paying things off feels like progress, not guesswork • Custom categories, duplicate-in-one-tap entries, search and export • Free cloud backup and restore • Daily and weekly reminders, dark mode, and 9 in-app languages (English, Spanish, French, German, Korean, Japanese, Portuguese, Chinese, Hindi) WHO IT'S FOR Students working with a fixed allowance. Freelancers whose income changes every month. Households and couples splitting bills who want one clear picture instead of two separate mental tallies. Anyone who'd rather type in a number than link a bank account to a stranger's server. FREE TO USE, WITH OPTIONAL PREMIUM Simple Budget is free to use, supported by ads, with a generous free plan that covers every core feature — expense tracking, budgets, bills, reports, savings goals and the debt tracker included. Premium (monthly subscription or a one-time lifetime purchase) removes ads, unlocks unlimited accounts and budgets, and adds extra spending insights. There's no requirement to upgrade to use the app for real budgeting. THE PRIVACY PART Simple Budget doesn't ask for a bank login, and it works fully offline — your expenses and budgets live on your device. The app does show ads and, if you choose to back up or restore your data, that data is linked to your account so it can be restored later; our full privacy details are in the App Privacy section below. Download Simple Budget and set up your first budget in under a minute. Please find our Terms of Use, Privacy Policy and Support Centre links below. Terms of use: https://simplebudget.online/apps/terms/simplebudget/ Privacy Policy: https://simplebudget.online/policysimplebudget/ Help Centre: https://simplebudget.online/apps/support/simplebudget/
Screenshots
Verdict
The clearest difference is ads: Budget app at none against Simple Budget's shown. Budget app also leads on ratings volume (16K vs 1) and review sentiment (79% vs 67%). Simple Budget's advantage is rating (5.0 vs 4.7). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Simple Budget sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Simple Budget holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 79% of Budget app's written reviews are positive against 67% of Simple Budget's, so the app with the better star average is not the one people write more warmly about.
Budget app ships an update every 4 days, Simple Budget weekly. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.
| Parameter | Budget app | Simple Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 78.8% of reviews — better | 66.7% of reviews |
| Number of ratings | 16K — better | 1 |
| Update frequency | Every 4 days — better | Weekly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #55 — better | — |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 247 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | InnerGrow | Waheed Nazir |
Customer experience
Budget app
Simple Budget
Bugs and requests
Budget app
Reported bugs
3 issues- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected
Requested features
6 requests- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry
Show 1 moreShow fewer
- Customizable icons for expense categories
Simple Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget app
- Budget Premium Monthly$5.991 Month
- Yearly Premium$6.991 Year
- Financial Empowerment3 Days trial$9.991 Year
- Lifetime Premium Sale$4.99
- Budget Lifetime Member$8.99
- lifetime member sale$14.99
Show 2 moreShow fewer
- Lifetime Premium Global$19.99
- Family Premium$29.99
Simple Budget
- Premium (Weekly)$1.997 Days
- Monthly Subscription$4.991 Month
- Premium (Yearly)$44.991 Year
Questions
Is Budget app free?
Is Simple Budget free?
Which has better reviews, Budget app or Simple Budget?
Do Budget app or Simple Budget have ads?
Which is updated more often, Budget app or Simple Budget?
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