Comparison

Budget app vs Budget Planner+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget app

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Highlights
  • Budget Planner
  • Spending Tracker
  • Money Management
  • Recurring Transactions
  • Shared Budgeting
  • AI Tracking
  • Stats & Charts
Features
Currently charting
Read full description

Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/

About

Budget Planner+

Features
Read full description

BUILD YOUR RICH GIRL ERA A radical approach to your finances. No shaming. No restriction. No guilt. This app is designed to help you build your soft girl life — a life where your money feels intentional, aligned, and connected to the future you are creating. Your finances are more than numbers. They are the foundation for your freedom, your dreams, your peace, and the version of yourself you are becoming. Create a calmer relationship with money. Visualize your goals. Build wealth with intention. YOUR MONEY, YOUR VISION Traditional budgeting asks: "What can I not spend?" Mindful planning asks: "What life am I building?" Organize your financial world around Past You, Present You, and Future You: • Past You — obligations and choices that brought you here. • Present You — the life, joy, and comfort you enjoy today. • Future You — the cushions, investments, and freedom you are creating. See your complete financial picture without judgment. MANIFEST YOUR BUDGET Your money deserves direction, not restriction. Discover your Manifesting Power — monthly planning capacity after commitments and essentials are covered — then guide it toward what matters most: • Building your emergency cushion • Accelerating debt freedom • Funding dream manifestations • Investing in your work-optional future Turn budgeting into an empowering daily practice of intention. GET PAID TO EXIST Imagine your money working quietly in the background. Track your Paid to Exist coverage — the percentage of monthly living commitments (Home, Nourish, Move, Joy) funded by recurring Freedom Income and investments. Watch your coverage grow toward a life where work is optional. DESIGN YOUR FIRE JOURNEY Your freedom journey is unique. Whether your goal is FIRE, Coast FI, or simply more flexibility, explore your path with Freedom Lab. Adjust returns, inflation, and safe withdrawal assumptions. Visualize your milestone curve and make your future visible. THE ALIGNMENT GAP Budgeting without moral grades. Compare your recurring commitments with your category targets. Spot breathing room or pressure early — and adjust with ease, agency, and zero guilt. YOUR MONEY, CAPTURED Expense tracking shouldn't feel like a chore. Capture your spending with an experience built around awareness, not punishment. Use the circular dial or keypad to quickly record transactions. Tag entries with their true meaning — Family, Experience, Growth, Wellbeing, or Joy — and keep your financial story up to date. THE PURCHASE PAUSE Create space between impulse and intention. Before a non-essential purchase, take a 60-second check-in: "Does this fit the life I'm creating?" Build self-trust around spending without removing joy. YOUR PERSONAL MONEY VISION BOARD Your goals deserve more than a spreadsheet. Create a visual map of your Foundations (Home, Nourish, Protection), Flows (Wander, Style, Move, Joy), and custom Manifestations with photos and targets. See where your money is flowing — and why it matters. THE RESERVOIR Life is unpredictable. The Reservoir tracks your personal cushion with smart refill and release calculations, measuring your true runway in months against your baseline income. More breathing room. More confidence. More peace. BEAUTIFUL BY DESIGN Designed as a personal financial sanctuary in blush glass and cut crystal: • Local-first — no accounts or logins required • Private by design — no bank scraping; your data stays yours • Apple iCloud Sync across iPhone, iPad, and Mac • Face ID / Touch ID / Passcode protection • Clean CSV exports and transaction imports • Free core tracking, with optional lifetime or subscription access for advanced planning Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget app4 screens
Budget Planner+4 screens

Verdict

The call

The clearest difference is update cadence: Budget app at every 4 days against Budget Planner+'s every 5 weeks. Budget app also leads on chart position (#83 vs unranked) and iOS requirement (16.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month and Budget Planner+ sells 3 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget app ships an update every 4 days, Budget Planner+ every 5 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 8 level
Budget app versus Budget Planner+: the parameters behind the verdict, then further details
ParameterBudget appBudget Planner+
PriceFreeFree
Rating4.7 (16K ratings) — better—
Positive reviews78.8% of reviews—
Number of ratings16K — better—
Update frequencyEvery 4 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#83 — better—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Mac
Requires iOS16.0 — better18.0
Further details — not scored
Size247 MB25 MB
Age rating4+4+
DeveloperInnerGrowMelissa Chan

Bugs and requests

Budget app

Reported bugs

3 issues
  • Syncing issues between devices
  • Transactions not always loading correctly
  • Upgrade/premium features not working as expected

Requested features

6 requests
  • Ability to carry over surplus/deficit between months
  • Option to view remaining budget instead of just spent
  • Multiple savings account/ledger support
  • Automatic recurring bill/subscription tracking
  • Web/desktop app version for easier data entry
Show 1 more
  • Customizable icons for expense categories

Budget Planner+

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Budget app

Subscriptions3
  • Budget Premium Monthly$2.991 Month
  • Financial Empowerment3 Days trial$5.991 Year
  • Yearly Premium$6.991 Year
One-time5
  • Lifetime Premium Sale$4.99
  • Budget Lifetime Member$8.99
  • lifetime member sale$14.99
Show 2 more
  • Lifetime Premium Global$19.99
  • Family Premium$29.99
3 purchases

Budget Planner+

Subscriptions2
  • Budget Monthly$5.991 Month
  • Budget Yearly7 Days trial$17.991 Year
One-time1
  • Budget Lifetime$34.99

Questions

Is Budget app free?
Budget app is free to download, with in-app purchases available.
Is Budget Planner+ free?
Budget Planner+ is free to download, with in-app purchases available.
Do Budget app or Budget Planner+ have ads?
Neither Budget app nor Budget Planner+ shows ads.
Which is updated more often, Budget app or Budget Planner+?
Budget app ships an update every 4 days, and Budget Planner+ every 5 weeks. Most recently, Budget app was updated on October 30, 2026 and Budget Planner+ on October 24, 2026.

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