Comparison

Budget app vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget app

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Highlights
  • Budget Planner
  • Spending Tracker
  • Money Management
  • Recurring Transactions
  • Shared Budgeting
  • AI Tracking
  • Stats & Charts
Features
Currently charting
Read full description

Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/

About

Spending Tracker

This finance app helps you take control of your money by tracking expenses and monitoring income. It provides a clear overview of your financial situation, simplifies budgeting, and helps improve saving habits. Manage your money smarter with this practical and efficient tool.

Highlights
  • Track expenses
  • Monitor income
  • Simplify budgeting
  • Organize bills
  • Improve saving habits
  • Financial dashboard
Features
Read full description

SpendKit is a simple home finance app designed to give you a clear and direct way to take control of your money. Whether you want to track expense or monitor your income, SpendKit helps you stay organized in one place without complexity or confusion. With SpendKit, you can easily record every transaction and understand your actual financial situation at any moment. It works as your personal organizer and financial planner, helping you manage your money smarter every day. From daily spending to long-term goals, everything is structured to support better management of your finances. Keep all your bills under control and never miss important payments again. SpendKit is built to simplify your monthly budgeting, giving you a clear overview of where your money goes and how you can improve your saving habits. It’s designed for people who want a practical and efficient way to stay on top of their finances. All your data is organized in your my dashboard, where you can quickly check your income, expenses, and budget progress. SpendKit makes financial tracking feel effortless, turning complicated money management into a smooth and simple daily habit. If you’re looking for a reliable way to track, organize, and improve your financial life, SpendKit is your all-in-one solution for better control, smarter decisions, and stronger savings.

Screenshots

Budget app4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Spending Tracker at none against Budget app's 8. Spending Tracker also leads on rating (5.0 vs 4.7). Budget app's advantage is ratings volume (16K vs 1) and chart position (#85 vs unranked). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget app sells 8 in-app purchases, starting at $2.99 per month. Spending Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two.

Scorecard7 real differences · 4 level
Budget app versus Spending Tracker: the parameters behind the verdict, then further details
ParameterBudget appSpending Tracker
PriceFreeFree
Rating4.7 (16K ratings)5.0 (1 ratings) — better
Positive reviews79.0% of reviews—
Number of ratings16K — better1
Update frequencyEvery 9 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#85 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size241 MB13 MB
Age rating4++4
DeveloperInnerGrowJose Sapon

Customer experience

Budget app

All ratings16,183 ratings
Positive93.3%
Neutral2.6%
Negative4.1%
Written reviews1,259 reviews
Positive79.0%
Neutral5.3%
Negative15.7%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget app

Reported bugs

3 issues
  • Syncing issues between devices
  • Transactions not always loading correctly
  • Upgrade/premium features not working as expected

Requested features

6 requests
  • Ability to carry over surplus/deficit between months
  • Option to view remaining budget instead of just spent
  • Multiple savings account/ledger support
  • Automatic recurring bill/subscription tracking
  • Web/desktop app version for easier data entry
Show 1 more
  • Customizable icons for expense categories

Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Budget app

Subscriptions3
  • Budget Premium Monthly$2.991 Month
  • Financial Empowerment3 Days trial$5.991 Year
  • Yearly Premium$6.991 Year
One-time5
  • Lifetime Premium Sale$4.99
  • lifetime member sale$6.99
  • Budget Lifetime Member$8.99
Show 2 more
  • Lifetime Premium Global$8.99
  • Family Premium$14.99
None

Spending Tracker

No in-app purchases

Questions

Is Budget app free?
Budget app is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with no in-app purchases.
Which has better reviews, Budget app or Spending Tracker?
Spending Tracker is rated higher. Budget app averages 4.7 out of 5 from 16K ratings, while Spending Tracker averages 5.0 from 1 ratings.
Do Budget app or Spending Tracker have ads?
Neither Budget app nor Spending Tracker shows ads.

Other comparisons