Budget app vs Marlo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget app
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
- Budget Planner
- Spending Tracker
- Money Management
- Recurring Transactions
- Shared Budgeting
- AI Tracking
- Stats & Charts
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Budget App is a personal finance app for spending tracking, budget planning and money saving. It will help you reduce expenses, increase savings, and achieve greater financial freedom. Budget App, the only personal finance app you need: your BUDGET PLANNER, SPENDING TRACKER, and FINANCE TRACKER. It is free to use, no ads, no privacy peeping. 「MAIN FEATURES」 • Budget Planner – Set budget for categories & sub-categories on a weekly, monthly, or custom basis • Money Manage – Manage credit, debit, mutual funds, and stock accounts in one place • Recurring Transactions – Set recurring transactions on a daily, weekly, monthly, or custom basis • Subscription Manager – Track and manage your subscriptions, find hidden • Shared Budgeting – Collaborate with others to track and manage together • AI Tracking – Smarter tracking with: AI Importing, AI Voice Input & AI Receipt Scan • Widget App – Record transactions, view stats & charts — right from your widget • Shortcut Integration - Using shortcut to record transactions with one click • Budget Calendar – Visualize your day-to-day spending on a calendar view. • Stats & Charts – Understand your spending patterns with insightful visuals. • Shared Ledger – Collaborate with others to track and manage shared budget. • Cloud Sync – Access your data across all your iPhones and iPads seamlessly. • Export & Import – Export your data as CSV or import from other CSV files. More features for Budget App is coming~ What people say about Budget App: "This budget app has completely changed the way I manage my money! The budget planner and expense tracker features are super easy to use. I can finally stick to my monthly budget and see where my money goes each week." "As someone who struggles with personal finance, this financial manager has been a lifesaver. The spending tracker gives me real-time insights, and the money tracker helps me avoid unnecessary expenses. Highly recommend!" "I've tried a few budget trackers before, but this one is by far the most intuitive. The monthly budget breakdown is clear, and the expense tracker helps me stay accountable. Great for anyone serious about budgeting." "Finally, a budget app that does it all! Whether you're looking for a budget planner or a money tracker, this app covers it. It's like having a personal financial manager in your pocket." "What I love most about this budget tracker is how easy it is to customize. I set up my categories, track my spending, and monitor my progress toward financial goals. The app makes personal finance feel manageable!" Take control of your finances today—download the ultimate budget tracker app and start building the future you deserve! You can subscribe or buy out to use all premium features. * Subscription payments will be charged to your iTunes account at confirmation of your purchase. * Subscriptions will automatically renew and payment will be charged to your iTunes account unless auto-renew is turned off at least 24 hours prior to the end of the current period. The cost of the renewal depends on your Subscription Plan. Our standard Subscription Plans are: * 1-year Subscription For other currencies, the price corresponds to the same price tier on the App Store Pricing Matrix. Subscription with a free trial period will automatically renew to a paid subscription. You can cancel or manage your free trial's auto-renewal in your Account Settings after purchase. The cancellation will take effect 24-hours after the last day of the current subscription period and you will be downgraded to the free service. * Please note: any unused portion of a free trial period (if offered) will be forfeited when you purchase a premium subscription during the free trial period. If you have any questions or suggestions on how we can improve the application, please do not hesitate to contact us at davetech.app@gmail.com Privacy Policy: http://intuitive.studio/budget/privacy/ Terms of Use: http://intuitive.studio/budget/terms/
Marlo
This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.
- Calculates 'Safe to Spend' amount
- Budget tracking by category
- Savings goal setting and tracking
- Recurring income and bill setup
- Optional daily logging reminders
- Private, on-device data storage
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Know exactly what's safe to spend — before you spend it. Marlo does one honest calculation: your income, minus fixed costs, minus your budgets, minus what you're saving. What's left is your Safe to Spend — the money you can enjoy right now, guilt-free. No spreadsheets. No shame. Just a clear number. Most budgeting apps tell you what you spent. Marlo tells you what you can spend. That's the difference between anxiety and permission. SAFE TO SPEND, FRONT AND CENTER Open the app and the first thing you see is one big number: what's genuinely free to spend this month. It updates live as you log. Green means go. In the red? The app sits with you — it never scolds. BUDGETS THAT MAKE SENSE Give any category a monthly budget and watch a simple, colorful card fill up as you spend. Rent, groceries, coffee — see where you stand at a glance. SAVINGS JARS FOR THE THINGS YOU WANT Name a goal, give it a target, and add money whenever you can. Set a monthly amount and Marlo shows you the exact date you'll hit it. A trip, a home, a safety net — turn a dream into a plan. SET IT AND FORGET IT Add your paycheck and fixed bills once as recurring items. Your Safe to Spend works from day one — no re-entering the same numbers every month. A GENTLE DAILY NUDGE One optional reminder a day. Ten seconds to log keeps your number honest. That's the whole habit. PRIVATE BY DESIGN Everything lives on your device. No account, no sign-up, no cloud. Your money is nobody's business but yours. — FREE FOREVER — Logging is never capped. The free plan includes: • Unlimited transaction logging • Your live Safe to Spend • Recurring income & bills • 2 category budgets • 1 savings goal • Daily reminder — MARLO PRO — Upgrade when you want more room: • Stats: spending trends, month-over-month, kept-rate, weekly review, and your full category breakdown • Browse any past month • Unlimited category budgets • Unlimited savings goals • Create your own custom categories • Custom themes, colors & icons • Export all your transactions to CSV • Every future Pro feature Pro pricing: • Monthly plan • Annual plan (best value) Spend wisely, not blindly. Marlo is the calm, honest money app that shows you what's really yours to enjoy. — Subscription details: Marlo Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Privacy Policy: linked in-app (Settings › Legal) Terms of Use: linked in-app (Settings › Legal) Support: contact@theanicca.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Budget app at every 4 days against Marlo's every 6 weeks. Budget app also leads on ratings volume (16K vs 1) and chart position (#62 vs unranked). Marlo's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget app sells 8 in-app purchases, starting at $5.99 per month and Marlo sells 4 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Marlo holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 1, so its average is the more settled of the two.
Budget app ships an update every 4 days, Marlo every 6 weeks. The most recent releases landed on November 4, 2026 and October 25, 2026 respectively.
| Parameter | Budget app | Marlo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 78.8% of reviews | — |
| Number of ratings | 16K — better | 1 |
| Update frequency | Every 4 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | #62 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 247 MB | 17 MB |
| Age rating | 4+ | +4 |
| Developer | InnerGrow | Anicca LLC |
Customer experience
Budget app
Marlo
Bugs and requests
Budget app
Reported bugs
3 issues- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected
Requested features
6 requests- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry
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- Customizable icons for expense categories
Marlo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget app
- Budget Premium Monthly$5.991 Month
- Yearly Premium$6.991 Year
- Financial Empowerment3 Days trial$9.991 Year
- Lifetime Premium Sale$4.99
- Budget Lifetime Member$8.99
- lifetime member sale$14.99
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- Lifetime Premium Global$19.99
- Family Premium$29.99
Marlo
- Marlo Pro Monthly$6.991 Month
- Marlo Pro Annual Intro$24.991 Year
- Marlo Pro Annual$29.991 Year
- Marlo Pro — Lifetime$39.99









