Comparison

Hometown vs Fundall

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hometown

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

Highlights
  • Send and receive money
  • Pay bills for services
  • Grow savings with interest
  • Access instant loans
  • Book flights
  • Invest in flexible options
  • Top-up airtime and data
Read full description

Welcome to a world of financial freedom and convenience, where your dreams become reality and banking becomes effortless. Experience Hometown - the online banking solution that empowers you, 24/7, no matter where you are. ◇ The Ultimate Banking Experience: Hometown is not just an app; it's your passport to financial bliss. Say hello to seamless online banking with just a few taps. We embody freedom, hope, and renewal - the pillars of your financial success. ◇ Transactions Made Simple: Sending and receiving money has never been easier. With Hometown, transfer funds to any Nigerian account effortlessly, and witness the magic of swift transactions. ◇ Pay with Ease: Why wait another minute? Settle essential services like DSTV, GoTV, Startimes, Showmax, PHCN subscriptions, and more in seconds, right from the Hometown app. ◇ Grow Your Savings: Unlock the power of the Akawo feature and watch your savings thrive with up to 12% interest. You can sleep soundly knowing your money is working tirelessly to secure your future. ◇ Get Instant Loans: You are not alone. Let’s help you ease the financial burdens. Get asses to the lowest-interest loans at the click of a button. ◇ Book Your Next Flight Flying to any destination now begins from home. Book your next local or international flight easily and at the best price with the Hometown. Hometown Advantage: ◯ Skip the Queues: No more wasting time in bank lines - transact from the Hometown app and access your account statement anytime, free of charge. ◯ Peace of Mind: Trust that your funds are in safe hands. Our automatic reversal system ensures your money always finds its way back without hassles. ◯ Bank Anywhere, Anytime: Embrace banking freedom. Manage your finances from the comfort of your home, office, or while you're on the move - 24/7 accessibility guaranteed. ◯ Customer Delight: Experience unparalleled customer service from a team that cares. Your satisfaction is our mission. ◇ Join the Revolution: With an ever-growing customer base, Hometown is revolutionizing online banking. Embrace a brighter financial future today. Your Financial Toolbox: * Invest in Tomorrow: Grow your wealth and withdraw anytime with our flexible investment options - "Open Akawo" or "Lock-up Akawo". * WAEC results: Pay for WAEC e-vouchers and access your results effortlessly through Hometown. * Recharge & Data: Stay connected. Top-up airtime and data for yourself, family, and friends - even Smile data subscriptions are covered. * Bet with Confidence: Never miss a bet. Fund betting accounts seamlessly through Hometown. * User-Friendly Design: Effortless navigation - bank smart without assistance. ONE APP FOR ALL TRANSACTIONS Experience the future of banking. Download Hometown now and take control of your financial destiny. Embrace hassle-free banking at your fingertips. GET IN TOUCH! The Hometown App is owned by Hometown Fintech Limited, a registered financial services company with the CAC. Our payment processing companies are CBN regulated and PCI DSS compliant. We can be reached via the following medium; * Email us at connect@gethometown.app * Like our Facebook page www.facebook.com/gethometown * Follow us on Twitter: www.twitter.com/apphometown * Follow us on Instagram: www.instagram.com/gethometown * Call us on +234 8031230668, +234 8138686589 * Visit our website: www.gethometown.app PS: Hometown loans are extremely useful in emergency situations. Customers are advised to apply for the Hometown Loan only when it is extremely necessary to do so. Please visit www.gethometown.app to learn more.

About

Fundall

Manage, spend, and grow your money with a unified digital financial platform. Enjoy seamless transactions, earn interest on savings, and access investment products. This app simplifies your financial life by consolidating services and offering rewards.

Highlights
  • Earn interest on savings
  • Budgeting and spending tracker
  • Referral rewards
  • Zero-cost Fundaller to Fundaller transfers
  • Virtual dollar card for online payments
  • Save on spending
  • Accumulate reward points
Features
Read full description

Fundall is a personalised digital financial platform that makes spending, managing and growing your money simple, safe, and secure. We allow individuals and businesses to handle all things money in one place and access investment products and services. Our seamless and easy-to-use platform allows customers to enjoy wholesome financial services without having to sign up on multiple platforms, risk their security, or bother about transaction charges when moving funds from one platform to another. Fundall is duly registered with the Corporate Affairs Commission, Nigeria, with a physical office at The Abebi, 23B Tinubu Close, Off Coker Road, Ilupeju, Lagos. Its savings and loans scheme is duly registered under the Co-operative Societies Laws of Lagos State Here’s all you can achieve on the Fundall app: Earn amazing interest on your savings. Take full control of your spending habit with our budget tool and spending tracker. Make money every time you refer your friends to the Fundall app. Transfer from Fundaller to Fundaller at zero cost. Shop online and across the world and pay for subscriptions using our virtual dollar card. Save up to 20% every time you spend on the Fundall app. Accumulate reward points when you make a transaction on Fundall. We are on a mission to provide Africans and the world's unbanked with a single platform to access all financial services.

Screenshots

Hometown4 screens
Fundall4 screens

Verdict

The call

The clearest difference is ratings volume: Hometown at 721 against Fundall's 86. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for Hometown against 4.4 for Fundall. That said, the two scores are not equally well evidenced: Hometown has 721 ratings behind it against 86, so its average is the more settled of the two. Written reviews are what separate them: 31% of Hometown's written reviews are positive against 38% of Fundall's.

UpkeepUpdate frequency

Hometown ships an update every 2 months, Fundall monthly. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
Hometown versus Fundall: the parameters behind the verdict, then further details
ParameterHometownFundall
PriceFreeFree
Rating4.3 (721 ratings)4.4 (86 ratings) — better
Positive reviews30.6% of reviews37.5% of reviews — better
Number of ratings721 — better86
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better13.0
Further details — not scored
Size69 MB145 MB
Age rating4+4+
DeveloperHometown Fintech LimitedFundall Company Limited

Customer experience

Hometown

All ratings668 ratings
Positive78.0%
Neutral6.4%
Negative15.6%
Written reviews62 reviews
Positive30.6%
Neutral4.8%
Negative64.5%

Fundall

All ratings87 ratings
Positive81.6%
Neutral9.2%
Negative9.2%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

Bugs and requests

Hometown

Reported bugs

3 issues
  • Login and verification issues
  • Inconsistent app functionality
  • Delayed or failed transactions

Requested features

3 requests
  • Improve loan application process
  • Enhance user-friendliness of the app
  • Provide better communication and transparency

Fundall

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Hometown

No in-app purchases

None

Fundall

No in-app purchases

Questions

Is Hometown free?
Hometown is free to download, with no in-app purchases.
Is Fundall free?
Fundall is free to download, with no in-app purchases.
Which has better reviews, Hometown or Fundall?
Fundall is rated higher. Hometown averages 4.3 out of 5 from 721 ratings, while Fundall averages 4.4 from 86 ratings.
Do Hometown or Fundall have ads?
Neither Hometown nor Fundall shows ads.
Which is updated more often, Hometown or Fundall?
Hometown ships an update every 2 months, and Fundall monthly. Most recently, Hometown was updated on October 24, 2026 and Fundall on October 24, 2026.

Other comparisons