Comparison

SeaBank vs BPDDIY Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SeaBank

Open a digital bank account in minutes for easy and fast digital transactions with QRIS. Enjoy no admin fees, 100 free transfers monthly, and high savings interest up to 6% p.a. Also offers instant loans with competitive rates.

Highlights
  • Instant account opening
  • QRIS digital transactions
  • No admin fees
  • 100 free bank transfers monthly
  • Up to 6% p.a. savings interest
  • Instant loans up to Rp30,000,000
  • Cash deposit/withdrawal at minimarkets
Features
Read full description

Simpel, Untung, untuk Semua! Buka rekening SeaBank praktis, hanya butuh 3 menit. Kamu langsung bisa menikmati: 1. Transaksi Digital Mudah dan Cepat dengan QRIS Sukses bayar apa pun dan kapan pun hanya dengan sekali scan. 2. Tanpa Biaya Admin Bebas biaya admin & biaya transfer 100x per bulan ke semua bank. 3. Bunga Tabungan Tinggi s.d. 6% p.a. Makin untung dengan SeaBank, nikmati bunga Deposito s.d. 6% p.a. SeaBank adalah aplikasi untuk layanan perbankan digital yang membantu kamu dalam melakukan aktivitas finansial. Mulai dari menabung hingga bertransaksi, melalui handphone kapan pun dan di mana pun. Nikmati kemudahan lainnya seperti: 1. Top up e-wallet ShopeePay bebas biaya tanpa batas 2. Transfer pakai No. HP ke sesama SeaBank dengan limit tinggi pakai BI-FAST 3. Bayar belanjaan di Shopee dengan Virtual Account (tanpa biaya admin) 4. Pakai SeaBank Bayar Instan agar checkout lebih simpel dan gratis ongkir 5. Mudahnya Setor dan Tarik Tunai di Minimarket pakai SeaBank Kini, tersedia juga dana instan dengan SeaBank Pinjam*. Berikut keuntungannya: 1. Limit pinjaman s.d. Rp30.000.000 2. Bebas biaya admin dengan bunga pinjaman kompetitif 2% per bulan 3. Tenor pembayaran 3, 6, 12 bulan Simulasi pinjaman: Nominal pinjaman: Rp500.000 Tenor pembayaran: 3 bulan Bunga cicilan: 2% per bulan Biaya admin: GRATIS *Fitur ini masih bersifat terbatas hanya untuk Nasabah terpilih. Perhatikan tingkat bunga penjaminan yang ditetapkan LPS. Tabungan dengan bunga melebihi tingkat bunga penjaminan tidak dijamin oleh LPS. PT Bank SeaBank Indonesia berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan bank peserta penjaminan Lembaga Penjamin Simpanan (LPS). PT. Bank Seabank Indonesia Gama Tower lantai 35 JI. H.R. Rasuna Said Kav. 22, Karet Kuningan Jakarta Selatan, 12940 Hubungi tim Customer Service SeaBank (24/7): 1. Telepon: 1500 130 2. Email: cs@seabank.co.id Cari tahu tentang SeaBank lebih lanjut di media sosial kami: www.seabank.co.id Instagram: @SeaBank.ID Facebook: SeaBank Indonesia TikTok: @SeaBank.ID Linkedin: SeaBank Indonesia Twitter: @SeaBankID

About

BPDDIY Mobile

Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.

Highlights
  • Interbank and intra-bank transfers
  • Bill payments (tax, insurance, utilities, e-commerce)
  • Purchases (electricity tokens, internet data, e-wallet top-ups)
  • QRIS payment scanning
  • Cardless ATM withdrawals
  • Digital account opening
Features
Read full description

Bank BPDDIY Mobile by PT Bank BPD DIY is a trusted financial transaction aplication provided only for you. Our features at the tip of your finger would help you to experience non-cash transaction anytime and anywhere. TRANSFER Allow you to transfer between accounts or transfer to other banks. PAYMENT We provide you with various bill payment such as phone bill, tax bill (PBB, Pajak Daerah and Retribusi), insurance bill, water bill, electricity bill (PLN Postpaid and PLN Non Taglis), e-commerce bill (Tokopedia) and most of the academic bill payment in Yogyakarta. PURCHASE Look nowhere and buy what you need with Bank BPDDIY Mobile such as electricity token, internet quota, and top up (e-wallet, mobile) QRIS PAYMENT Scan any kind of QRIS (Quick Response Code Indonesian Standard) to pay your purchase. No need to top up, the payment will be taken directly from your bank account. CARDLESS WITHDRAWAL Forget the ATM Card, now you can withdraw your money at any of Bank BPD DIY ATM and Cash Recycle Machine without one. Digital on Boarding (DoB) This new feature allows customers to open a bank account through the Bank BPD DIY Mobile app without having to visit a branch office. Importance Note : 1. ONLY register your OWN mobile number to use Bank BPD DIY Mobile. 2. KEEP your password, PIN and OTP confidential. DO NOT share to anybody including Bank representative. For further information and assistence, please do contact us at 1500061. We will glad to help you. So, what are you waiting for? Download now and live in a cashless society.

Screenshots

SeaBank4 screens
BPDDIY Mobile4 screens

Verdict

The call

The clearest difference is update cadence: SeaBank at fortnightly against BPDDIY Mobile's every 3 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SeaBank ships an update fortnightly, BPDDIY Mobile every 3 months. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
SeaBank versus BPDDIY Mobile: the parameters behind the verdict, then further details
ParameterSeaBankBPDDIY Mobile
PriceFreeFree
Rating4.9 (189 ratings) — better—
Positive reviews—26.0% of reviews
Number of ratings189 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size140 MB67 MB
Age rating4+17+
DeveloperPT.Bank Seabank IndonesiaPT. Bank BPD DIY

Customer experience

SeaBank

All ratings189 ratings
Positive95.8%
Neutral1.6%
Negative2.6%

BPDDIY Mobile

Written reviews50 reviews
Positive26.0%
Neutral2.0%
Negative72.0%

In-app purchases

None

SeaBank

No in-app purchases

None

BPDDIY Mobile

No in-app purchases

Questions

Is SeaBank free?
SeaBank is free to download, with no in-app purchases.
Is BPDDIY Mobile free?
BPDDIY Mobile is free to download, with no in-app purchases.
Do SeaBank or BPDDIY Mobile have ads?
Neither SeaBank nor BPDDIY Mobile shows ads.
Which is updated more often, SeaBank or BPDDIY Mobile?
SeaBank ships an update fortnightly, and BPDDIY Mobile every 3 months. Most recently, SeaBank was updated on October 18, 2026 and BPDDIY Mobile on October 14, 2026.

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