Comparison

Rio Consig vs BillsClear

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rio Consig

Manage your payroll loans with ease. This app offers secure online registration, loan simulations, exclusive offers, and access to your account statements. Stay in control of your finances with real-time updates and exclusive discounts.

Highlights
  • Online password registration
  • Loan simulation and proposal requests
  • Exclusive offers
  • Consignable margin consultation
  • Transaction statement access
  • Discount club access
Features
Read full description

Quer praticidade para gerenciar suas consignações? Baixe e descubra por que o aplicativo Rio Consig é a melhor opção para você! Uma ferramenta simples e prática, desenvolvida com tecnologia própria e a finalidade de levar aos servidores públicos mais facilidade e comodidade com total segurança, otimizando o tempo e mantendo o controle na palma da sua mão. Para utilizar a ferramenta é muito simples: 1) Faça o download do App 2) Cadastre-se 3) Informe seu CPF e senha de acesso 4) Pronto! Agora você já pode aproveitar os benefícios que separamos para você: • Cadastro de senha online, sem sair de casa; • Simule e solicite propostas em diversas instituições; • Receba ofertas exclusivas; • Consulte o valor da sua Margem Consignável; • Consulte os extratos das operações; • Acompanhe suas solicitações; • Acesse o ranking das taxas de juros praticadas pelas Instituições Financeiras; • Receba dicas e novidades sobre os nossos serviços; • Receba notificação de atualização de margem consignável; • Acesse o Clube de Descontos Use Mais direto no App e tenha ofertas exclusivas; • Atendimento humano e focado no que é melhor para você! Ficou alguma dúvida? Nossa equipe está à disposição e será uma satisfação atendê-lo! Atendimento via WhatsApp: (41) 3072-9220 Atendimento telefônico: 0800 021 9321 Atendimento via e-mail: contato@rioconsig.com.br

About

BillsClear

Features
Read full description

Type in your pay schedule and your bills once. BillsClear shows the current pay period, a one-tap paid checklist, and the one number that matters: what's left after every bill in the period — before payday, not after. THE ONE NUMBER THAT MATTERS Open the app and see it immediately: your next payday, every bill due before it, and exactly what's left once they're all paid. No spreadsheet, no mental math. MARK BILLS PAID — AND THEY STAY PAID A paid bill is a direct, immediate save to your phone. No server, no sync to fail, no "paid bills showing as unpaid again after an update" — the bug we found reported again and again against other bill trackers. NO BANK LINK. NO ACCOUNT. NOTHING TO LEAK. Type in your bills — name, amount, due date. That's it. No Plaid, no bank login, no account numbers stored anywhere. Your bills live on your phone, never on our servers. NEW PHONE? YOUR BILLS COME WITH YOU Back up your bills, paid history and pay schedules to one file, free and with no account. Keep it in cloud storage or your email and restore it on your new phone in a few taps. And if your phone is backed up, BillsClear moves with the rest of it. REMINDERS THAT RESPECT A PAID BILL A nudge the evening before a bill is due and, if you like, another on the morning it's due. Both skip themselves once the bill is marked paid. Plus a payday-morning summary of what's left. MARK IT PAID FROM THE REMINDER Already paid? Tap Mark paid right on the notification, without opening the app. Not yet? Tap Remind me tomorrow and it comes back tomorrow at the same time. SEE YOUR PAYDAY HISTORY Swipe back through past pay periods and see what was left in each one. EVERY BILL IN ITS OWN CURRENCY Paid in dollars, paying rent in rupees, pesos or lira? Give each bill and each pay schedule its own currency. BillsClear converts at a daily exchange rate and shows what's left in the currency you choose, broken down by currency. With Pro, pin your bank's own rate and it always wins over the daily one. FREE TO START Your pay schedule and up to 8 bills are free, for good: every reminder, every currency, no ads. BillsClear Pro adds unlimited bills, a second income schedule, exportable bill history, pinned exchange rates and custom reminder times. No ads. No bank connection. Your bills stay on your phone. Terms of Use: https://billsclear.com/terms Privacy Policy: https://billsclear.com/privacy

Screenshots

Rio Consig4 screens
BillsClear4 screens

Verdict

The call

The clearest difference is in-app purchases: Rio Consig at none against BillsClear's 3. BillsClear's advantage is ads (none vs shown) and update cadence (every 2 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BillsClear sells 3 in-app purchases, starting at $4.99 per month. Rio Consig asks for nothing beyond the download.

UpkeepUpdate frequency

Rio Consig ships an update every 3 weeks, BillsClear every 2 days. The most recent releases landed on November 3, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 6 level
Rio Consig versus BillsClear: the parameters behind the verdict, then further details
ParameterRio ConsigBillsClear
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size39 MB31 MB
Age rating4+4+
DeveloperNeoconsig Tecnologia S/AACEFINA LLC

In-app purchases

None

Rio Consig

No in-app purchases

3 purchases

BillsClear

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Yearly7 Days trial$24.991 Year
One-time1
  • BillsClear Pro for life$29.99

Questions

Is Rio Consig free?
Rio Consig is free to download, with no in-app purchases.
Is BillsClear free?
BillsClear is free to download, with in-app purchases available.
Do Rio Consig or BillsClear have ads?
Rio Consig shows ads; BillsClear does not.
Which is updated more often, Rio Consig or BillsClear?
Rio Consig ships an update every 3 weeks, and BillsClear every 2 days. Most recently, Rio Consig was updated on November 3, 2026 and BillsClear on October 29, 2026.

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