MB Laos vs Phajot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MB Laos
This mobile banking application allows users to manage their accounts, perform transactions, and access financial services from anywhere. It offers secure login options, account inquiries, fund transfers, and integrated payment solutions.
- Secure login with password or fingerprint
- Account balance and transaction history inquiries
- Internal fund transfers and cash-in/cash-out
- QR code payments for online and offline merchants
- eKYC for mobile banking registration
- Integration with e-wallets for payments and shopping
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MB Laos is an online banking app that allows customer to conduct transactions from anywhere at anytime. Driven by technology advances, MB Laos is available for iOS and able to efficiently operate on device connected to the Internet. To satisfy the banking needs of customers, MB Laos perform a number of outstanding functions as follows: - Login setup and transaction confirmation by password or fingerprint, and verification code sent via SMS OTP or Smart OTP; - Inquiries: checking and savings account balance, loan and credit, transaction history, exchange rate, interest rate or ATM/ Branch’s location; - eKYC on App mobile banking MB Laos - Transfer: internal transfer, cashin, cashout; - QR Pay with online and offline merchants; - Online shopping with exclusive deals and promotions; - Smart connection to e-wallet for payment and shopping. MB Laos frequently upgrade new versions featured by new useful functions to make the life simpler and easier.
Phajot
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Where did your money go? Let Phajot tell you. Phajot is a friendly money tracker made for the way people really live in Laos. Log an expense in seconds, typed the way you would say it, and Phajot sorts it out for you. No spreadsheets, no stress. THREE CURRENCIES, ONE CLEAR PICTURE Spend in Kip, Baht and Dollars? Phajot keeps all three separate and clear, so you always know where you stand this month. JUST TYPE IT "coffee 15000" and it is done. Phajot reads it, puts it in a category and remembers it. Fast enough to log before your change reaches the counter. SEE YOUR MONTH, CLEARLY A simple monthly summary shows where your money actually went, by category and by day, so the end of the month is never a mystery. BUDGETS AND GOALS, GENTLY Set a budget, save toward a goal. Phajot tells you straight when you are getting close to the line, like a friend, not a bank. SPLIT BILLS WITH PHASHARE Out with friends? Split the bill evenly or by item and record just your share. No awkward maths. SNAP A RECEIPT Point your camera at a receipt and Phajot turns it into a record. MONTHLY WRAP At the end of each month Phajot tells the story of where your money went, in plain words. Phajot is not a bank, not a lender and not a payment app. It is simply a calmer way to watch your money. Everything in Phajot is included. There is nothing to buy. Built in Laos, for Laos. Available in Lao, Thai and English.
Screenshots
Verdict
The clearest difference is update cadence: Phajot at every 11 days against MB Laos's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MB Laos ships an update every 4 weeks, Phajot every 11 days. The most recent releases landed on November 3, 2026 and October 24, 2026 respectively.
| Parameter | MB Laos | Phajot |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 83 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | MB Bank | Winnity Sole Co., Ltd |
In-app purchases
MB Laos
No in-app purchases
Phajot
No in-app purchases









