MARUHAN Mobile Banking vs Phajot

Discover the MARUHAN Mobile Banking app from Maruhan Japan Bank Lao (MJBL). With an upgraded user interface, the app is designed for ease of navigation, convenience, and speed. Effortlessly pay your utility bills with just a few taps, and simplify transactions using QR codes for quick and secure payments both within the bank and via LAPNet. Your transactions are protected with advanced biometric security technology, ensuring peace of mind. Instantly send and receive funds using your contacts or QR codes, and be the first to hear about our latest promotions and deals. Get a comprehensive view of your financial assets, helping you make informed decisions, and conveniently manage and repay your loans directly through the app. Easily find the nearest branches and ATMs, ensuring you always have access to our services. Experience the reliability and sophistication of banking with MARUHAN, where your financial needs are met with simplicity, speed, and security.

Where did your money go? Let Phajot tell you. Phajot is a friendly money tracker made for the way people really live in Laos. Log an expense in seconds, typed the way you would say it, and Phajot sorts it out for you. No spreadsheets, no stress. THREE CURRENCIES, ONE CLEAR PICTURE Spend in Kip, Baht and Dollars? Phajot keeps all three separate and clear, so you always know where you stand this month. JUST TYPE IT "coffee 15000" and it is done. Phajot reads it, puts it in a category and remembers it. Fast enough to log before your change reaches the counter. SEE YOUR MONTH, CLEARLY A simple monthly summary shows where your money actually went, by category and by day, so the end of the month is never a mystery. BUDGETS AND GOALS, GENTLY Set a budget, save toward a goal. Phajot tells you straight when you are getting close to the line, like a friend, not a bank. SPLIT BILLS WITH PHASHARE Out with friends? Split the bill evenly or by item and record just your share. No awkward maths. SNAP A RECEIPT Point your camera at a receipt and Phajot turns it into a record. MONTHLY WRAP At the end of each month Phajot tells the story of where your money went, in plain words. Phajot is not a bank, not a lender and not a payment app. It is simply a calmer way to watch your money. Everything in Phajot is included. There is nothing to buy. Built in Laos, for Laos. Available in Lao, Thai and English.