Comparison

BIC Care vs Phajot

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BIC Care

Features
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BIC Care is your mobile banking service from BIC Bank. To having your bank in your pocket is always helpful. You can manage your current accounts and operations with BIC Care in the world. BIC Care Help: - Connecting to all your accounts in the world - Accessing different features available to suit your needs - It's easy and fast: you check your accounts and manage your budget easily - Need to transfer quickly; you can do it via BIC Care Download now! Get your hands on with the BIC Care app and connect with your new password. BIC Care is a free software application from the Accounting & Finance subcategory, part of the Business category. The app is currently available in English. BIC Care is available for download from our website. Just click the green Download button above to start.

About

Phajot

Features
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Where did your money go? Let Phajot tell you. Phajot is a friendly money tracker made for the way people really live in Laos. Log an expense in seconds, typed the way you would say it, and Phajot sorts it out for you. No spreadsheets, no stress. THREE CURRENCIES, ONE CLEAR PICTURE Spend in Kip, Baht and Dollars? Phajot keeps all three separate and clear, so you always know where you stand this month. JUST TYPE IT "coffee 15000" and it is done. Phajot reads it, puts it in a category and remembers it. Fast enough to log before your change reaches the counter. SEE YOUR MONTH, CLEARLY A simple monthly summary shows where your money actually went, by category and by day, so the end of the month is never a mystery. BUDGETS AND GOALS, GENTLY Set a budget, save toward a goal. Phajot tells you straight when you are getting close to the line, like a friend, not a bank. SPLIT BILLS WITH PHASHARE Out with friends? Split the bill evenly or by item and record just your share. No awkward maths. SNAP A RECEIPT Point your camera at a receipt and Phajot turns it into a record. MONTHLY WRAP At the end of each month Phajot tells the story of where your money went, in plain words. Phajot is not a bank, not a lender and not a payment app. It is simply a calmer way to watch your money. Everything in Phajot is included. There is nothing to buy. Built in Laos, for Laos. Available in Lao, Thai and English.

Screenshots

BIC Care4 screens
Phajot4 screens

Verdict

The call

The clearest difference is update cadence: Phajot at fortnightly against BIC Care's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BIC Care ships an update monthly, Phajot fortnightly. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

Scorecard1 real difference ยท 5 level
BIC Care versus Phajot: the parameters behind the verdict, then further details
ParameterBIC CarePhajot
PriceFreeFree
Update frequencyMonthlyFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.015.0
Further details โ€” not scored
Size105 MB11 MB
Age rating4+4+
DeveloperBIC Bank Lao Co., ltdWinnity Sole Co., Ltd

In-app purchases

None

BIC Care

No in-app purchases

None

Phajot

No in-app purchases

Questions

Is BIC Care free?
BIC Care is free to download, with no in-app purchases.
Is Phajot free?
Phajot is free to download, with no in-app purchases.
Do BIC Care or Phajot have ads?
Neither BIC Care nor Phajot shows ads.
Which is updated more often, BIC Care or Phajot?
BIC Care ships an update monthly, and Phajot fortnightly. Most recently, BIC Care was updated on October 14, 2026 and Phajot on October 8, 2026.

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