Comparison

My ClinCard® vs Tip Protector

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My ClinCard®

Manage your ClinCard® Prepaid Visa account on the go. View transactions, transfer funds, set alerts, and replace lost cards. Securely access your financial details and manage your reloadable debit card with ease.

Highlights
  • View transaction history
  • Retrieve or change PIN
  • Transfer funds to bank account
  • Download account statements
  • Set up card alerts
  • Replace lost/stolen card
Features
Read full description

Welcome to the MyClinCard app for the ClinCard® Prepaid Visa. Now that you are set up to receive payments and reimbursements in real time with the ClinCard® reloadable debit card, the MyClinCard app will enable you to securely and conveniently access financial details and complete additional ClinCard® account-related activities. Key Features: ● View recent transaction history ● Retrieve or change your PIN ● Transfer funds from your card to your bank account ● Download account statements ● Set up alerts for your card ● Replace a lost, stolen or damaged card ● Contact support ● Review FAQs Please note that this app only supports the ClinCard® Prepaid Visa. For ClinCard® Prepaid Mastercard support, please call +1-866-952-3795 or visit https://consumercardaccess.com/myclincard.

About

Tip Protector

This app helps you calculate tips accurately and detect potential tip fraud. It allows you to scan receipts, split bills, and track your tipping history to ensure your transactions are correct.

Highlights
  • Accurate tip calculation
  • Tip fraud detection
  • Receipt scanning with OCR
  • Bill splitting
  • Tipping history tracking
  • Multi-language support
Features
Read full description

Tipping is a common custom at restaurants around the world. Unfortunately, that means you risk being a victim of tip fraud when you leave a tip. When you leave a tip, it is possible for someone to alter the tip amount so that you are charged for a larger tip than you had planned. Up until now, the only way to prevent this type of fraud is to save all your dining receipts and then check them against your credit card statement at the end of the month. How many of us do that? Very few. Tip Protector is an advanced tip calculator app that helps users calculate tips accurately and makes catching tip fraud much easier. Tip protector takes the percentage tip that you would like to leave (based upon the total bill before or after tax) and calculates tip options to make the last 4 digits of the final transaction repeat. At the end of the month, you can simply look through your credit card statement, and any transaction where the amount paid does not show this repeating pattern indicates that the tip may have been altered. No more having to look through every bill in order to prevent tip fraud. With Tip Protector on your phone, you can: - Calculate tips based on subtotal or total amounts with customizable tip percentages - Split bills fairly between multiple people (up to 20 maximum) - Scan receipts using the device camera and OCR technology to automatically pull out amounts, no manual entry needed - Save tip calculations with location, category, and bill images - Track tipping history and view statistics like spending trends and category breakdowns - Detect potential tip fraud by comparing calculated amounts with charged amounts - Available in 17 languages with beautiful light and dark themes Users can authenticate using email, Google, or Apple Sign In to sync their data across devices. The app requires camera permission for bill scanning functionality. No user data is shared with third parties. Download Tip Protector today and make it easy to protect the integrity of your tip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

My ClinCard®4 screens
Tip Protector4 screens

Verdict

The call

The clearest difference is review sentiment: Tip Protector at 100% against My ClinCard®'s 6%. Tip Protector also leads on rating (5.0 vs 1.5) and update cadence (every 8 days vs every 3 months). My ClinCard®'s advantage is in-app purchases (none vs 2) and ratings volume (228 vs 4). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tip Protector sells 2 in-app purchases, starting at $1.99 per month. My ClinCard® asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Tip Protector holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: My ClinCard® has 228 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 6% of My ClinCard®'s written reviews are positive against 100% of Tip Protector's.

UpkeepUpdate frequency

My ClinCard® ships an update every 3 months, Tip Protector every 8 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard7 real differences · 3 level
My ClinCard® versus Tip Protector: the parameters behind the verdict, then further details
ParameterMy ClinCard®Tip Protector
PriceFreeFree
Rating1.5 (228 ratings)5.0 (4 ratings) — better
Positive reviews6.3% of reviews100.0% of reviews — better
Number of ratings228 — better4
Update frequencyEvery 3 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.5
Further details — not scored
Size338 MB129 MB
Age rating4+4+
Developeri2c Inc.ELLIE OLITSKY

Customer experience

My ClinCard®

All ratings206 ratings
Positive12.6%
Neutral1.5%
Negative85.9%
Written reviews112 reviews
Positive6.3%
Neutral0.0%
Negative93.8%

Tip Protector

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

My ClinCard®

Reported bugs

3 issues
  • Login issues and account lockouts
  • Unable to add bank account for transfers
  • Card number not recognized as valid

Requested features

3 requests
  • Add support for all card types
  • Improve transfer functionality
  • Enhance biometric authentication

Tip Protector

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My ClinCard®

No in-app purchases

2 purchases

Tip Protector

Subscriptions2
  • Plus (Monthly)$1.991 Month
  • Plus (Yearly)3 Days trial$15.991 Year

Questions

Is My ClinCard® free?
My ClinCard® is free to download, with no in-app purchases.
Is Tip Protector free?
Tip Protector is free to download, with in-app purchases available.
Which has better reviews, My ClinCard® or Tip Protector?
Tip Protector is rated higher. My ClinCard® averages 1.5 out of 5 from 228 ratings, while Tip Protector averages 5.0 from 4 ratings.
Do My ClinCard® or Tip Protector have ads?
Neither My ClinCard® nor Tip Protector shows ads.
Which is updated more often, My ClinCard® or Tip Protector?
My ClinCard® ships an update every 3 months, and Tip Protector every 8 days. Most recently, My ClinCard® was updated on November 3, 2026 and Tip Protector on November 5, 2026.

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