CTZPay vs PLUS+ App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
PLUS+ App
This app offers a lease-to-buy program as an employee benefit in Myanmar. Employees can acquire products and services by making monthly salary deductions over a set period. It provides a convenient and efficient way to own desired items.
- Lease-to-buy program
- Employee benefit platform
- Monthly salary deductions
- Wide product categories
- Streamlined process
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The PLUS+ application is a lease-to-buy program specifically created as an employee benefit platform for the employees of legally registered companies and organizations in Myanmar. Through this program, employees have the opportunity to lease-to-buy products and services by making monthly repayments deducted from their salary over a fixed term. With a wide range of product categories and a streamlined process, PLUS+ provides a convenient and efficient way for employees to own the items on their wishlist. Experience a simpler, more intelligent, and faster way to access the products you desire with PLUS+ - the app that meets your needs.
Screenshots
Verdict
The clearest difference is review sentiment: PLUS+ App at 100% against CTZPay's 17%. PLUS+ App also leads on rating (4.7 vs 3.9) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PLUS+ App holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: PLUS+ App has 379 ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 17% of CTZPay's written reviews are positive against 100% of PLUS+ App's.
CTZPay ships an update every 2 months, PLUS+ App fortnightly. The most recent releases landed on September 14, 2026 and September 26, 2026 respectively.
| Parameter | CTZPay | PLUS+ App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (74 ratings) | 4.7 (379 ratings) — better |
| Positive reviews | 16.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 74 | 379 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 58 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | CAPITAL CONNECT LIMITED | Yoma Strategic Holdings Ltd |
Customer experience
CTZPay
PLUS+ App
In-app purchases
CTZPay
No in-app purchases
PLUS+ App
No in-app purchases









