CTZPay vs GTB Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
Read full descriptionHide full description
CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
GTB Agent
Manage your finances securely and conveniently on the go. This app allows for easy money transfers, instant cash deposits from cards, and efficient bill payments. Enjoy a user-friendly interface and 24/7 customer support for all your banking needs.
- Agent-to-Wallet Transfer
- Cash In from MPU Card
- Transfer with QR Code
- Bill Payment
- Secure Transactions
- User-Friendly Interface
Read full descriptionHide full description
Introducing GTB Agent, the cutting-edge financial app brought to you by Global Treasure Bank (Public Company Limited). Designed with your convenience in mind, GTB Agent offers a seamless and secure way to manage your finances on the go. Key Features: Agent-to-Wallet Transfer: Easily send and receive money between GTB Agent, making splitting bills or sharing expenses with friends and family a breeze. Cash In from MPU Card: Instantly load funds to your GTB Agent from your MPU card, ensuring you always have access to your money when you need it. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Bill Payment: Never miss a payment again! With GTB Agent, you can easily settle bills for utilities, subscriptions, and more, all within the app. Why Choose GTB Agent? Secure & Reliable: Your financial security is our top priority. GTB Agent employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, GTB Agent is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users. 24/7 Customer Support: Our dedicated support team is available around the clock to assist you with any queries or issues you may encounter. Take control of your finances like never before with GTB Agent. Download the app today and experience the future of banking at your fingertips!
Screenshots
Verdict
The clearest difference is rating: GTB Agent at 4.3 against CTZPay's 3.9. CTZPay's advantage is ratings volume (74 vs 3) and review sentiment (17% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GTB Agent holds the better App Store score, 4.3 against 3.9. That said, the two scores are not equally well evidenced: CTZPay has 74 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 17% of CTZPay's written reviews are positive against 0% of GTB Agent's, so the app with the better star average is not the one people write more warmly about.
CTZPay ships an update every 2 months, GTB Agent every 3 months. The most recent releases landed on September 14, 2026 and September 9, 2026 respectively.
| Parameter | CTZPay | GTB Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (74 ratings) | 4.3 (3 ratings) — better |
| Positive reviews | 16.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 74 — better | 3 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 58 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | CAPITAL CONNECT LIMITED | GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED |
Customer experience
CTZPay
GTB Agent
In-app purchases
CTZPay
No in-app purchases
GTB Agent
No in-app purchases
