Digistore vs Affinity

iPay PayPoint POS By iPay Solutions Ltd iPay’s PayPoint POS is a retail point of sale solution designed to enable businesses of all sizes; from corner shops to supermarket chains, restaurants, bars and multinational FMCG distribution companies to manage their inventory of items, make sales , accept mobile money and card payments and manage customer loyalty in a SIMPLE, DIGITAL and CASHLESS way. With the iPay’s PayPoint POS solution, there is no need for any additional hardware or software; no need to display multiple mobile money numbers or risk leaving the cash on a mobile phone with staff. You can use our simple POS solution on your device or tablet. Stay on top of your business, even when you’re on the go. Track and reconcile your sales, inventory, payments and customer loyalty from different channels all in ONE account. WHY CHOOSE IPAY POS: • Start selling as soon as you download the app and sign up for a business account. • Get ONE mobile money account with your business name without the hassle of registering with all networks. • Instant SMS/Email confirmation of payment to both business and customer. • Transfer your received payments to your bank account. • Get access to real-time statement of your payments and customer purchase trends. • No POS device required. Accept payments on any mobile phone, PC or tablet. • Attract more business and earn commissions in your pocket by offering consumer services tool, which enables you offer additional services customers love such as Airtime top-ups, utility bill payments, internet bundle purchases and many more.

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.