Comparison

Digistore vs Speso

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digistore

Features
Read full description

iPay PayPoint POS By iPay Solutions Ltd iPay’s PayPoint POS is a retail point of sale solution designed to enable businesses of all sizes; from corner shops to supermarket chains, restaurants, bars and multinational FMCG distribution companies to manage their inventory of items, make sales , accept mobile money and card payments and manage customer loyalty in a SIMPLE, DIGITAL and CASHLESS way. With the iPay’s PayPoint POS solution, there is no need for any additional hardware or software; no need to display multiple mobile money numbers or risk leaving the cash on a mobile phone with staff. You can use our simple POS solution on your device or tablet. Stay on top of your business, even when you’re on the go. Track and reconcile your sales, inventory, payments and customer loyalty from different channels all in ONE account. WHY CHOOSE IPAY POS: • Start selling as soon as you download the app and sign up for a business account. • Get ONE mobile money account with your business name without the hassle of registering with all networks. • Instant SMS/Email confirmation of payment to both business and customer. • Transfer your received payments to your bank account. • Get access to real-time statement of your payments and customer purchase trends. • No POS device required. Accept payments on any mobile phone, PC or tablet. • Attract more business and earn commissions in your pocket by offering consumer services tool, which enables you offer additional services customers love such as Airtime top-ups, utility bill payments, internet bundle purchases and many more.

About

Speso

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

Highlights
  • Instant transfers to mobile wallets and banks
  • Secure business payments
  • Find and pay artisans
  • In-app chat for support
  • Bank-grade security and encryption
Features
Read full description

Speso helps you send and receive money from friends, family, and businesses — instantly and securely. Whether you’re paying a vendor, sending money to a loved one, or finding skilled artisans, Speso makes every transaction fast, simple, and safe. Key Features - Send Money to MoMo & Banks – Instantly transfer money to any mobile wallet or bank account. - Pay Your Favourite Businesses – Make quick and secure payments to trusted merchants and service providers. - Chat with Friends & Support – Stay connected, share updates, and get instant assistance. - 100% Secure – Enjoy reliable transactions powered by bank-grade security and encryption.

Screenshots

Digistore4 screens
Speso4 screens

Verdict

The call

The clearest difference is update cadence: Speso at every 10 days against Digistore's every 7 months. Digistore's advantage is iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Digistore ships an update every 7 months, Speso every 10 days. The most recent releases landed on September 18, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 8 level
Digistore versus Speso: the parameters behind the verdict, then further details
ParameterDigistoreSpeso
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 7 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better15.0
Further details — not scored
Size20 MB97 MB
Age rating17+17+
DeveloperiPay Solutions LimitedSpeso Technologies Limited

In-app purchases

None

Digistore

No in-app purchases

None

Speso

No in-app purchases

Questions

Is Digistore free?
Digistore is free to download, with no in-app purchases.
Is Speso free?
Speso is free to download, with no in-app purchases.
Do Digistore or Speso have ads?
Neither Digistore nor Speso shows ads.
Which is updated more often, Digistore or Speso?
Digistore ships an update every 7 months, and Speso every 10 days. Most recently, Digistore was updated on September 18, 2026 and Speso on September 20, 2026.

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