Comparison

CODECU vs Bankwithfm Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CODECU

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.

Highlights
  • View account balances and transactions
  • Transfer money between accounts
  • Mobile check deposit
  • Make payments to companies and friends
  • Reorder or turn off debit cards
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

CODE’s Mobile App makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the CODE Credit Union Mobile App: • View your account balance • View recent transactions • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Aggregate your financial accounts • Organize transactions by allowing you to add tags, notes and photos of receipts and checks. Secure your account with a 4-digit passcode or biometric on supported devices.

About

Bankwithfm Mobile

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks. Locate nearby branches and ATMs with ease.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Pay and schedule bills
  • Deposit checks remotely
  • Find nearby branches and ATMs
Features
Read full description

Start banking wherever you are with the Bankwithfm Mobile Banking app! Available to all Farmers & Merchants Bank online banking customers. Bankwithfm Mobile allows you to check balances, make transfers, pay bills, make deposits. Available features of the Bankwithfm Mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go. Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.

Screenshots

CODECU4 screens
Bankwithfm Mobile4 screens

Verdict

The call

The clearest difference is monetization model: Bankwithfm Mobile at free against CODECU's ad-supported. Bankwithfm Mobile also leads on iOS requirement (15.0 vs 18.4). CODECU's advantage is review sentiment (64% vs 54%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CODECU against 4.7 for Bankwithfm Mobile. Both are backed by a comparable volume of ratings — 1K and 675 respectively. Written reviews are what separate them: 64% of CODECU's written reviews are positive against 54% of Bankwithfm Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
CODECU versus Bankwithfm Mobile: the parameters behind the verdict, then further details
ParameterCODECUBankwithfm Mobile
PriceFreeFree
Rating4.8 (1K ratings) — better4.7 (675 ratings)
Positive reviews64.3% of reviews — better54.2% of reviews
Number of ratings1K — better675
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.415.0 — better
Further details — not scored
Size178 MB146 MB
Age rating4+4+
DeveloperCODE Credit UnionThe Farmers and Merchants Bank

Customer experience

CODECU

All ratings1,017 ratings
Positive95.4%
Neutral1.6%
Negative3.0%
Written reviews14 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

Bankwithfm Mobile

All ratings675 ratings
Positive92.0%
Neutral2.5%
Negative5.5%
Written reviews24 reviews
Positive54.2%
Neutral8.3%
Negative37.5%

User reviews

CODECU

From 1K App Store ratings

What we love

  • 👍 Great service
  • 🚀 Smooth system to handle accounts and credit cards
  • 👍 Amazing employees and banking app
  • 👍 User-friendly new website

Room to improve

  • 🐛 Error reported on credit card in error
  • 🐛 Prevented from accessing account due to OS incompatibility
  • 🐛 Issues with mobile deposit process
  • 🐛 Confusing account balance display
  • 🐛 App crashes on transfer screen

Bankwithfm Mobile

From 675 App Store ratings

What we love

  • 👍 Easy to use interface
  • 💰 Convenient mobile banking
  • 😊 Excellent customer service
  • 🏦 Friendly and helpful staff
  • ⭐ High-quality service

Room to improve

  • 🔒 Excessive password change requirements
  • 🐛 Password storage issues
  • 🐛 Login difficulties and inconsistencies
  • 😞 Missing features from previous version
  • ⚠️ App setup problems

Bugs and requests

CODECU

Reported bugs

5 issues
  • Error reported on credit card in error
  • Prevented from accessing account due to OS incompatibility
  • Issues with mobile deposit process
  • Confusing account balance display
  • App crashes on transfer screen

Requested features

2 requests
  • Simplify mobile deposit process
  • Improve account balance display

Bankwithfm Mobile

Reported bugs

4 issues
  • Face recognition not working properly
  • Password not saving correctly
  • Login authentication failures
  • App version compatibility issues

Requested features

4 requests
  • Restore payment due date visibility from previous version
  • Improve password management and storage
  • Reduce mandatory password change frequency
  • Enhance biometric authentication reliability

In-app purchases

None

CODECU

No in-app purchases

None

Bankwithfm Mobile

No in-app purchases

Questions

Is CODECU free?
CODECU is free to download, with no in-app purchases.
Is Bankwithfm Mobile free?
Bankwithfm Mobile is free to download, with no in-app purchases.
Which has better reviews, CODECU or Bankwithfm Mobile?
CODECU is rated higher. CODECU averages 4.8 out of 5 from 1K ratings, while Bankwithfm Mobile averages 4.7 from 675 ratings.
Do CODECU or Bankwithfm Mobile have ads?
Neither CODECU nor Bankwithfm Mobile shows ads.
Which is updated more often, CODECU or Bankwithfm Mobile?
CODECU ships an update monthly, and Bankwithfm Mobile monthly. Most recently, CODECU was updated on October 16, 2026 and Bankwithfm Mobile on October 14, 2026.

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