CODECU vs Bankwithfm Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CODECU
Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.
- View account balances and transactions
- Transfer money between accounts
- Mobile check deposit
- Make payments to companies and friends
- Reorder or turn off debit cards
- Find branches and ATMs
- Aggregate financial accounts
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CODE’s Mobile App makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the CODE Credit Union Mobile App: • View your account balance • View recent transactions • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Aggregate your financial accounts • Organize transactions by allowing you to add tags, notes and photos of receipts and checks. Secure your account with a 4-digit passcode or biometric on supported devices.
Bankwithfm Mobile
Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks. Locate nearby branches and ATMs with ease.
- Check account balances and transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks remotely
- Find nearby branches and ATMs
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Start banking wherever you are with the Bankwithfm Mobile Banking app! Available to all Farmers & Merchants Bank online banking customers. Bankwithfm Mobile allows you to check balances, make transfers, pay bills, make deposits. Available features of the Bankwithfm Mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go. Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address.
Screenshots
Verdict
The clearest difference is monetization model: Bankwithfm Mobile at free against CODECU's ad-supported. Bankwithfm Mobile also leads on iOS requirement (15.0 vs 18.4). CODECU's advantage is review sentiment (64% vs 54%). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for CODECU against 4.7 for Bankwithfm Mobile. Both are backed by a comparable volume of ratings — 1K and 675 respectively. Written reviews are what separate them: 64% of CODECU's written reviews are positive against 54% of Bankwithfm Mobile's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.
| Parameter | CODECU | Bankwithfm Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1K ratings) — better | 4.7 (675 ratings) |
| Positive reviews | 64.3% of reviews — better | 54.2% of reviews |
| Number of ratings | 1K — better | 675 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 178 MB | 146 MB |
| Age rating | 4+ | 4+ |
| Developer | CODE Credit Union | The Farmers and Merchants Bank |
Customer experience
CODECU
Bankwithfm Mobile
User reviews
CODECU
From 1K App Store ratingsWhat we love
- 👍 Great service
- 🚀 Smooth system to handle accounts and credit cards
- 👍 Amazing employees and banking app
- 👍 User-friendly new website
Room to improve
- 🐛 Error reported on credit card in error
- 🐛 Prevented from accessing account due to OS incompatibility
- 🐛 Issues with mobile deposit process
- 🐛 Confusing account balance display
- 🐛 App crashes on transfer screen
Bankwithfm Mobile
From 675 App Store ratingsWhat we love
- 👍 Easy to use interface
- 💰 Convenient mobile banking
- 😊 Excellent customer service
- 🏦 Friendly and helpful staff
- ⭐ High-quality service
Room to improve
- 🔒 Excessive password change requirements
- 🐛 Password storage issues
- 🐛 Login difficulties and inconsistencies
- 😞 Missing features from previous version
- ⚠️ App setup problems
Bugs and requests
CODECU
Reported bugs
5 issues- Error reported on credit card in error
- Prevented from accessing account due to OS incompatibility
- Issues with mobile deposit process
- Confusing account balance display
- App crashes on transfer screen
Requested features
2 requests- Simplify mobile deposit process
- Improve account balance display
Bankwithfm Mobile
Reported bugs
4 issues- Face recognition not working properly
- Password not saving correctly
- Login authentication failures
- App version compatibility issues
Requested features
4 requests- Restore payment due date visibility from previous version
- Improve password management and storage
- Reduce mandatory password change frequency
- Enhance biometric authentication reliability
In-app purchases
CODECU
No in-app purchases
Bankwithfm Mobile
No in-app purchases
Questions
Is CODECU free?
Is Bankwithfm Mobile free?
Which has better reviews, CODECU or Bankwithfm Mobile?
Do CODECU or Bankwithfm Mobile have ads?
Which is updated more often, CODECU or Bankwithfm Mobile?
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