Comparison

U1 Mobile vs CODECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

U1 Mobile

Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.

Highlights
  • View account balances and history
  • Transfer funds between accounts
  • Pay bills via Bill Pay
  • Deposit checks with a photo
  • Send payments to contacts
  • Find branches and ATMs
Read full description

Take charge wherever you are. U1 Mobile allows easy access on the go. We like to think of it as a kind of U1 branch genie that appears whenever summoned. A quick tap provides all you need to manage the everyday. Balances – Current and up to 180-day history Transfers – Move between U1 accounts Payments – Send payments via Bill Pay Deposit Checks - Take a picture of check and deposit it directly to your U1 accounts Pay other People- Use Pop Money to send payments to your phone contacts Locations - Find the closest branch or ATM Please enroll in Online Banking (u1cu.org/login) before downloading. Catch you on the go, friend! Universal 1 Credit Union Federally Insured by NCUA

About

CODECU

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.

Highlights
  • View account balances and transactions
  • Transfer money between accounts
  • Mobile check deposit
  • Make payments to companies and friends
  • Reorder or turn off debit cards
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

CODE’s Mobile App makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the CODE Credit Union Mobile App: • View your account balance • View recent transactions • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Aggregate your financial accounts • Organize transactions by allowing you to add tags, notes and photos of receipts and checks. Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

U1 Mobile4 screens
CODECU4 screens

Verdict

The call

The clearest difference is ads: CODECU at none against U1 Mobile's shown. CODECU also leads on update cadence (monthly vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). U1 Mobile's advantage is review sentiment (77% vs 64%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for U1 Mobile against 4.8 for CODECU. Both are backed by a comparable volume of ratings — 1.8K and 1K respectively. Written reviews are what separate them: 77% of U1 Mobile's written reviews are positive against 64% of CODECU's.

UpkeepUpdate frequency

U1 Mobile ships an update every 4 months, CODECU monthly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
U1 Mobile versus CODECU: the parameters behind the verdict, then further details
ParameterU1 MobileCODECU
PriceFreeFree
Rating4.7 (1.8K ratings)4.8 (1K ratings) — better
Positive reviews77.4% of reviews — better64.3% of reviews
Number of ratings1.8K — better1K
Update frequencyEvery 4 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size109 MB178 MB
Age rating4+4+
DeveloperUNIVERSAL 1 CREDIT UNION, INC.CODE Credit Union

Customer experience

U1 Mobile

All ratings1,644 ratings
Positive93.9%
Neutral3.0%
Negative3.0%
Written reviews31 reviews
Positive77.4%
Neutral9.7%
Negative12.9%

CODECU

All ratings1,017 ratings
Positive95.4%
Neutral1.6%
Negative3.0%
Written reviews14 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

Bugs and requests

U1 Mobile

Not enough reviews yet to summarise bugs or requests.

CODECU

Reported bugs

5 issues
  • Error reported on credit card in error
  • Prevented from accessing account due to OS incompatibility
  • Issues with mobile deposit process
  • Confusing account balance display
  • App crashes on transfer screen

Requested features

2 requests
  • Simplify mobile deposit process
  • Improve account balance display

In-app purchases

None

U1 Mobile

No in-app purchases

None

CODECU

No in-app purchases

Questions

Is U1 Mobile free?
U1 Mobile is free to download, with no in-app purchases.
Is CODECU free?
CODECU is free to download, with no in-app purchases.
Which has better reviews, U1 Mobile or CODECU?
CODECU is rated higher. U1 Mobile averages 4.7 out of 5 from 1.8K ratings, while CODECU averages 4.8 from 1K ratings.
Do U1 Mobile or CODECU have ads?
U1 Mobile shows ads; CODECU does not.
Which is updated more often, U1 Mobile or CODECU?
U1 Mobile ships an update every 4 months, and CODECU monthly. Most recently, U1 Mobile was updated on September 28, 2026 and CODECU on September 24, 2026.

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