Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.
2026.4.2.1
July 8, 2026
This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.
The U1 Mobile app allows you to manage your Universal 1 Credit Union accounts on the go. You can view current and historical balances, transfer funds between your U1 accounts, pay bills using Bill Pay, deposit checks by taking a picture, send payments to other people using Pop Money, and find the nearest branch or ATM.
Before downloading the app, you need to enroll in Online Banking at u1cu.org/login. Once enrolled, you can download the U1 Mobile app and use your online banking credentials to access your accounts.
The U1 Mobile app is free to download and use. While the app itself is free, standard carrier data rates may apply for accessing your accounts. There are no in-app purchases mentioned as required for core functionality.
Key features include the ability to check account balances with up to 180 days of history, transfer funds between U1 accounts, make payments through Bill Pay, deposit checks by taking a photo, send money to contacts via Pop Money, and locate nearby branches or ATMs.
Yes, Universal 1 Credit Union is federally insured by the NCUA, ensuring the safety of your deposits. The app provides secure access to your accounts for managing your finances.
