FUPS vs Kliq App

Download FUPS, create your account in seconds, and securely manage your money. With FUPS, you can track your budget, make payments, send and receive money, split before expenses, and use social account. Send and Receive Money via IBAN • Instantly transfer up to 100,000 TRY to any bank account using your FUPS IBAN with no fees. • Use Easy Address instead of IBAN to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. FUPS QR Card • Create instantly and start using it. • Make payments at POS terminals without a physical card and withdraw cash from ATMs easily. Upgrade to FUPS Premium • Verify your ID and become a Premium member in minutes to unlock all features and increase your limits. Easy Top-Up • Load money effortlessly using your credit or debit card, bank transfer, or by depositing cash at ATMs. Order Your FUPS Card • Get a personalized FUPS Card delivered to your address directly from the app. Social Account • Assign a shared spending limit to selected people. If they don’t use it, the money stays with you. Split Payment Before Expense • Collect shared payments before spending to avoid unexpected costs. Split Payment • Easily split expenses with others after making a purchase. Secure In-App Chat • Chat securely with friends or groups, send and receive money, set up shared payments, and request money all within the app. Twin Account • Use one card for two different accounts. Assign a separate PIN for your second account, and your spending will be directed accordingly. Smart Virtual Card • Ensure secure recurring payments with a FUPS Virtual Card. Set a custom limit, and the specified amount will be deducted on your chosen date. Pay Bills • Make fast and secure bill payments directly through the app. Withdraw Cash from ATMs • Withdraw cash from any ATM. Use the Dual Account feature to select which FUPS account you want to withdraw from. Request Money via Payment Link • Request money from non-FUPS users by sending a payment link. The recipient can enter their card details and send money easily. FUPS TR QR Code • FUPS now supports payment transactions with TR QR Code, ensuring full compatibility with all banks and payment institutions. With FUPS TR QR Code, you can: Transfer money to an IBAN Make merchant payments Process cancellations/refunds Pay with a card or directly from your account

Everything starts with a dream.  Kliq, the wallet of your dreams, is here to help you reach those dreams.  Plan, save, spend… and make your dreams come true.  Kliq is a next-generation digital wallet that connects you to the world through Western Union, enables shopping with the Mastercard-branded Kliq Card, offers FAST money transfers, Request Payment, and FAST TR QR for next-generation payment experiences, and provides access to a physical service network via BPN agent locations—meeting the needs of both local and international users.  It is designed to simplify your financial life with your family, friends, and social circle—allowing you to send money, request payments, spend, make payments, and manage your budget more freely. ·       Getting Started with Kliq is Easy. Download the app, register in just a few steps, and start using it instantly.  If you wish, you can upgrade your account via remote identity verification within the app or through BPN agent locations—unlock higher limits and enjoy greater financial freedom. ·       Western Union is Just a Kliq Away! Kliq is the first digital wallet in Turkey to offer Western Union integration.  You can securely send money to over 200 countries and regions within minutes, and receive funds sent to your name from abroad directly into your Kliq account.  From Germany, France, the UK, and the USA to Pakistan, the Philippines, Azerbaijan, Uzbekistan, and many more—international transfers in USD, EUR, GBP, and other supported currencies are now as close as a Kliq. ·       Spend What You Have with Your Contactless Kliq Card. Shop securely with your Mastercard-branded physical or virtual card.  No debt—spend only what you have in your account.  In-store or online… you’re always in control. ·       Instant Money Transfers, 24/7. Send and receive money in seconds with the Central Bank of Turkey’s FAST infrastructure.  Transfer money to IBANs or Kliq users quickly, easily, and instantly. ·    Send, Request, and Pay Instantly with FAST TR QR Easily send money, request money, and make secure payments with FAST TR QR. Complete your transactions in seconds—quickly, securely, and seamlessly. ·    Request Payments Easily with FAST. Request payments from your friends, family, or anyone else in seconds. Create, track, and complete your payment requests securely—all within Kliq. ·       Use BPN Agent Locations. Carry out your transactions at over 2.000 BPN agent locations.  Upgrade your account, top up/withdraw money, or instantly get your Kliq card. ·       Pay Your Bills with Ease. Pay electricity, water, natural gas, internet, and phone bills effortlessly.  With Kliq, financial transactions are much more practical. ·       Digital Game & Subscription Codes on Kliq. Instantly purchase digital codes for popular gaming, subscription, and shopping platforms such as PUBG, Razer Gold, and League of Legends, and pay easily from your account.  Ready to Explore?  www.kliq.com.tr  destek@kliq.com.tr  0850 305 36 66  Kliq is a brand of BPN Payment & E-Money Services Inc.  BPN Payment & E-Money Services Inc. is authorized by the Central Bank of Turkey (TCMB) to issue electronic money within the framework of Law No. 6493 on “Payment and Securities Settlement Systems, Payment Services, and Electronic Money Institutions.”