UBA Mobile App vs ARM Toolkit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Mobile App
Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.
- Manage accounts
- Send money
- Schedule and pay bills
- Set spending limits
- Save for goals
- Card management
- Open new accounts
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Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking
ARM Toolkit
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This app can be used for onboarding new accounts/profiles, track your arm features, create and log cases and get it attended to by one of our officers. You can now view the geolocation of our branches in different locations.
Screenshots
Verdict
The clearest difference is iOS requirement: ARM Toolkit at 11.0 against UBA Mobile App's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.
| Parameter | UBA Mobile App | ARM Toolkit |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (974 ratings) — better | — |
| Positive reviews | 12.5% of reviews | — |
| Number of ratings | 974 — better | — |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 157 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | ARM Pension Managers PFA Limited |
Bugs and requests
UBA Mobile App
Reported bugs
3 issues- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices
Requested features
3 requests- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication
ARM Toolkit
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Mobile App
No in-app purchases
ARM Toolkit
No in-app purchases
Questions
Is UBA Mobile App free?
Is ARM Toolkit free?
Do UBA Mobile App or ARM Toolkit have ads?
Which is updated more often, UBA Mobile App or ARM Toolkit?
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