Comparison

UBA Mobile App vs ARM Toolkit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile App

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Highlights
  • Manage accounts
  • Send money
  • Schedule and pay bills
  • Set spending limits
  • Save for goals
  • Card management
  • Open new accounts
Features
Read full description

Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking

About

ARM Toolkit

Features
Read full description

This app can be used for onboarding new accounts/profiles, track your arm features, create and log cases and get it attended to by one of our officers. You can now view the geolocation of our branches in different locations.

Screenshots

UBA Mobile App4 screens
ARM Toolkit3 screens

Verdict

The call

The clearest difference is iOS requirement: ARM Toolkit at 11.0 against UBA Mobile App's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
UBA Mobile App versus ARM Toolkit: the parameters behind the verdict, then further details
ParameterUBA Mobile AppARM Toolkit
PriceFreeFree
Rating2.7 (974 ratings) — better—
Positive reviews12.5% of reviews—
Number of ratings974 — better—
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size157 MB40 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcARM Pension Managers PFA Limited

Bugs and requests

UBA Mobile App

Reported bugs

3 issues
  • Unable to log in or register account
  • Disappearing accounts and lost transaction data
  • Compatibility issues with newer devices

Requested features

3 requests
  • Option to hide account balance
  • Biometric authentication for transactions
  • Improved customer support and communication

ARM Toolkit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile App

No in-app purchases

None

ARM Toolkit

No in-app purchases

Questions

Is UBA Mobile App free?
UBA Mobile App is free to download, with no in-app purchases.
Is ARM Toolkit free?
ARM Toolkit is free to download, with no in-app purchases.
Do UBA Mobile App or ARM Toolkit have ads?
Neither UBA Mobile App nor ARM Toolkit shows ads.
Which is updated more often, UBA Mobile App or ARM Toolkit?
UBA Mobile App ships an update every 2 months, and ARM Toolkit every 2 months. Most recently, UBA Mobile App was updated on October 20, 2026 and ARM Toolkit on October 5, 2026.

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