UBA Mobile App vs LAPO Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Mobile App
Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.
- Manage accounts
- Send money
- Schedule and pay bills
- Set spending limits
- Save for goals
- Card management
- Open new accounts
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Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
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The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
Screenshots
Verdict
The clearest difference is rating: UBA Mobile App at 2.7 against LAPO Mobile App's 2.4. UBA Mobile App also leads on ratings volume (979 vs 36) and device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBA Mobile App holds the better App Store score, 2.7 against 2.4. That said, the two scores are not equally well evidenced: UBA Mobile App has 979 ratings behind it against 36, so its average is the more settled of the two. Written reviews complicate that: 13% of UBA Mobile App's written reviews are positive against 14% of LAPO Mobile App's, so the app with the better star average is not the one people write more warmly about.
UBA Mobile App ships an update every 2 months, LAPO Mobile App every 6 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | UBA Mobile App | LAPO Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (979 ratings) — better | 2.4 (36 ratings) |
| Positive reviews | 12.5% of reviews | 14.3% of reviews — better |
| Number of ratings | 979 — better | 36 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.2 |
| Further details — not scored | ||
| Size | 157 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | United Bank For Africa Plc | LAPO MFB |
Customer experience
UBA Mobile App
LAPO Mobile App
Bugs and requests
UBA Mobile App
Reported bugs
3 issues- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices
Requested features
3 requests- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication
LAPO Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Mobile App
No in-app purchases
LAPO Mobile App
No in-app purchases
Questions
Is UBA Mobile App free?
Is LAPO Mobile App free?
Which has better reviews, UBA Mobile App or LAPO Mobile App?
Do UBA Mobile App or LAPO Mobile App have ads?
Which is updated more often, UBA Mobile App or LAPO Mobile App?
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