Comparison

UBA Mobile App vs SafulPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile App

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

Highlights
  • Manage accounts
  • Send money
  • Schedule and pay bills
  • Set spending limits
  • Save for goals
  • Card management
  • Open new accounts
Features
Read full description

Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking

About

SafulPay

Manage your finances with instant transactions and bill payments. This app offers multiple wallet options and top-tier security for all users in Sierra Leone.

Highlights
  • Instant money transfers
  • Manage up to 5 wallets
  • Secure, encrypted transactions
  • Link mobile wallets and cards
  • Bill payment functionality
Features
Read full description

Welcome to SafulPay, where finance just got better! Experience a new era of convenience with instant transactions, bill payments, and financial control at your fingertips. Key Features: • Instant Transfers: Send and receive money quickly across Sierra Leone. • Multi-Wallet Options: Manage up to 5 wallets (Personal, Joint, Agent, Merchant). • Top Security: Enjoy encrypted, secure transactions with strong authentication. With a user-friendly interface linking mobile wallets and cards, SafulPay promotes financial inclusivity for all Sierra Leoneans. Whether you're an individual or business owner, join the financial evolution—download SafulPay now!

Screenshots

UBA Mobile App4 screens
SafulPay4 screens

Verdict

The call

The clearest difference is review sentiment: SafulPay at 100% against UBA Mobile App's 13%. SafulPay also leads on rating (5.0 vs 2.7). UBA Mobile App's advantage is ratings volume (974 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SafulPay holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: UBA Mobile App has 974 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 13% of UBA Mobile App's written reviews are positive against 100% of SafulPay's.

UpkeepUpdate frequency

UBA Mobile App ships an update every 2 months, SafulPay monthly. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
UBA Mobile App versus SafulPay: the parameters behind the verdict, then further details
ParameterUBA Mobile AppSafulPay
PriceFreeFree
Rating2.7 (974 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews100.0% of reviews — better
Number of ratings974 — better1
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0.0
Further details — not scored
Size157 MB64 MB
Age rating4+17+
DeveloperUnited Bank For Africa PlcTECH'N GOODWILL (T&G) LIMITED

Customer experience

UBA Mobile App

All ratings898 ratings
Positive39.9%
Neutral10.5%
Negative49.7%
Written reviews280 reviews
Positive12.5%
Neutral2.5%
Negative85.0%

SafulPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UBA Mobile App

Reported bugs

3 issues
  • Unable to log in or register account
  • Disappearing accounts and lost transaction data
  • Compatibility issues with newer devices

Requested features

3 requests
  • Option to hide account balance
  • Biometric authentication for transactions
  • Improved customer support and communication

SafulPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBA Mobile App

No in-app purchases

None

SafulPay

No in-app purchases

Questions

Is UBA Mobile App free?
UBA Mobile App is free to download, with no in-app purchases.
Is SafulPay free?
SafulPay is free to download, with no in-app purchases.
Which has better reviews, UBA Mobile App or SafulPay?
SafulPay is rated higher. UBA Mobile App averages 2.7 out of 5 from 974 ratings, while SafulPay averages 5.0 from 1 ratings.
Do UBA Mobile App or SafulPay have ads?
Neither UBA Mobile App nor SafulPay shows ads.
Which is updated more often, UBA Mobile App or SafulPay?
UBA Mobile App ships an update every 2 months, and SafulPay monthly. Most recently, UBA Mobile App was updated on October 24, 2026 and SafulPay on October 23, 2026.

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