UBA Mobile App vs XedlaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBA Mobile App
Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.
- Manage accounts
- Send money
- Schedule and pay bills
- Set spending limits
- Save for goals
- Card management
- Open new accounts
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Manage your accounts, send money, top-up airtime, schedule your bills, save for your goals, and much more... The UBA Mobile App is your Personal Financial Manager and It's Made for you! What's great about the new UBA Mobile App? Everything! You can: Set spending limit Schedule and pay bills Make transfers Get instant notifications Save for your goals Open a new account Interact in multiple languages Sort out transaction disputes easily Find a branch or ATM near you Lock, freeze, cancel and block your card Organise your dashboard Select themes to suit your mood Wave over your phone camera to hide your balance Send money to phone numbers Confirm, request, and stop cheques To get started If you have a UBA account, select Sign-up and register as a new user by choosing from any of the options below: 1. UBA Debit/Prepaid Card 2. UBA Secure Pass 3. USSD PIN 4. Activation Code Only (limited access) 5. In-branch activation If you do not have a UBA account 1. Click the menu on the top-left corner of your app 2. Select "Open an Account" 3. Choose your preferred account type 4. Fill in your details and your account number will be sent to you via SMS 5. Conclude your signup process 6. Start Banking
XedlaPay
This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.
- Escrow payment system
- Live chat for communication
- Virtual USD cards
- Intra and inter-bank transfers
- Utility bill payments
- Airtime and data top-ups
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Xedlapay is a payment platform offering secure and efficient transaction solutions. Its features include an escrow payment system to build trust between buyers and sellers, with a live chat function for seamless communication, virtual USD cards for international online payments , and intra and inter-bank transfers for effortless money movement. Additionally, Xedlapay supports utility bill payments, airtime top-ups, and data purchases, making it a comprehensive tool for managing everyday financial needs. Contact Us: WEBSITE: https://www.xedla.com/ EMAIL: marketing@xedla.com COMPLAINT/FEEDBACK: feedback@xedla.com
Screenshots
Verdict
The clearest difference is review sentiment: XedlaPay at 100% against UBA Mobile App's 13%. XedlaPay also leads on rating (5.0 vs 2.7) and update cadence (every 3 weeks vs every 2 months). UBA Mobile App's advantage is ratings volume (975 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XedlaPay holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: UBA Mobile App has 975 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 13% of UBA Mobile App's written reviews are positive against 100% of XedlaPay's.
UBA Mobile App ships an update every 2 months, XedlaPay every 3 weeks. The most recent releases landed on October 25, 2026 and October 18, 2026 respectively.
| Parameter | UBA Mobile App | XedlaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (975 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 12.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 975 — better | 2 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 157 MB | 72 MB |
| Age rating | 4+ | 17+ |
| Developer | United Bank For Africa Plc | Xedla Pay |
Customer experience
UBA Mobile App
XedlaPay
Bugs and requests
UBA Mobile App
Reported bugs
3 issues- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices
Requested features
3 requests- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication
XedlaPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UBA Mobile App
No in-app purchases
XedlaPay
No in-app purchases
