Comparison

F vs h.way

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

F

Manage your income and expenses with this intuitive finance app. Track spending, plan budgets, and secure your financial data. Stay in control of your money and avoid unexpected shortfalls.

Highlights
  • Track income and expenses
  • Add income sources and accounts
  • Categorize expenses
  • Plan budgets
  • Secure financial data with PIN/biometrics
  • Export data to CSV
  • Create repeating operations
Read full description

Keep track of your income and expenses with F-Protect (Fin Protect) - the most professional yet easy to use app. Escape the danger of unexpectedly running out of money with this genius app. Figure out what you spend most on, plan future purchases, know exactly how much balance you’ve got left - F-Protect (Fin Protect) has the tools you need to help do that and much more. F-Protect (Fin Protect) gathered the best features in one app to help you manage your finances responsibly and thus stay safe even during difficult times: Add a source of income (salary, part-time job, pension...) Add an account (bank account, cash…) Add an expense category (clothes, health, groceries…) Add comments for better understanding Protect your financial data (pin, touch ID, face ID) Plan a budget Choose display time period (week, month, quarter, year…) Choose the information you want to see (by source of income, category…) Choose the appropriate currency Search for a certain operation (by category or keywords in the comments) Create repeating operations (once a week, once every 2 weeks….) Get push reminders for adding today’s expenses Export any data into csv F-Protect (Fin Protect) is your trusty guard in the world of personal finances! Subscription Payment will be charged to iTunes Account at confirmation of purchase. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Risks are inherent in the use of the Internet. Contact the vendor for additional information. Other company and product names may be trademarks of their respective owners. Terms of Service - https://mycoinshield.com/terms.html Privacy Policy - https://mycoinshield.com/privacy.html

About

h.way

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

Highlights
  • No SSN required for signup
  • No minimum balance or surcharges
  • FDIC-insured funds
  • Mastercard debit card with ID theft protection
  • Early payday access
  • Fee-free ATM network
  • Instant money transfers
Features
Read full description

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022

Screenshots

F4 screens
h.way4 screens

Verdict

The call

The clearest difference is rating: h.way at 3.5 against F's 2.8. h.way also leads on in-app purchases (none vs 8) and ratings volume (99 vs 16). F's advantage is review sentiment (76% vs 47%). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. F sells 7 in-app purchases, starting at $1.99 per 7 days. h.way asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

h.way holds the better App Store score, 3.5 against 2.8. That said, the two scores are not equally well evidenced: h.way has 99 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 76% of F's written reviews are positive against 47% of h.way's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

F ships an update monthly, h.way every 3 weeks. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 4 level
F versus h.way: the parameters behind the verdict, then further details
ParameterFh.way
PriceFreeFree
Rating2.8 (16 ratings)3.5 (99 ratings) — better
Positive reviews75.8% of reviews — better47.3% of reviews
Number of ratings1699 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.09.0 — better
Further details — not scored
Size45 MB310 MB
Age rating4+4+
DeveloperLEEDS LIFESCIENCE LIMITEDnumi apps

Customer experience

F

All ratings16 ratings
Positive37.5%
Neutral6.3%
Negative56.3%
Written reviews124 reviews
Positive75.8%
Neutral0.0%
Negative24.2%

h.way

All ratings97 ratings
Positive59.8%
Neutral3.1%
Negative37.1%
Written reviews55 reviews
Positive47.3%
Neutral1.8%
Negative50.9%

Bugs and requests

F

Reported bugs

2 issues
  • App crashes on older devices
  • Syncing issues between devices

Requested features

3 requests
  • Export data to CSV format
  • Improved notification system
  • Integration with more bank accounts

h.way

Not enough reviews yet to summarise bugs or requests.

In-app purchases

7 purchases

F

Subscriptions7
  • Weekly premium$1.997 Days
  • Premium3 Days trial2 variants$9.997 Days
  • Monthly premium$11.991 Month
Show 4 more
  • Weekly premium$12.997 Days
  • Monthly premium$47.991 Month
  • Yearly premium$59.991 Year
  • Yearly premium$99.991 Year
None

h.way

No in-app purchases

Questions

Is F free?
F is free to download, with in-app purchases available.
Is h.way free?
h.way is free to download, with no in-app purchases.
Which has better reviews, F or h.way?
h.way is rated higher. F averages 2.8 out of 5 from 16 ratings, while h.way averages 3.5 from 99 ratings.
Do F or h.way have ads?
Neither F nor h.way shows ads.
Which is updated more often, F or h.way?
F ships an update monthly, and h.way every 3 weeks. Most recently, F was updated on October 25, 2026 and h.way on October 23, 2026.

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