Comparison

Financial vs Subscription Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial

Manage all your financial accounts, track spending, and set budgets with smart insights and automated categorization. Features include expense splitting, recurring payment management, and personalized financial advice. Supports offline use and iCloud sync across Apple devices.

Highlights
  • All accounts in one view
  • Automatic transaction import
  • Budgeting and spending tracking
  • Expense splitting with friends
  • Recurring payment management
  • Personalized financial insights
  • Offline support
Features
Read full description

Discover Financial, the all-in-one app for managing your money. • Apple Favorites of the week No ads. No tracking. No-credit-card free trial. Core features work offline. Privacy-first. Financial brings your accounts, shared expenses, recurring payments, investments, and wishes into one calm finance app, so you always know where your money is, what is coming next, and what still needs attention. # YOUR FINANCES IN ONE PLACE • Add all your accounts in one clear overview • Track bank accounts, credit cards, wallets, cash, and virtual accounts • Create virtual accounts and portfolios for full control wherever you live • Organize income, expenses, bills, and balances with smart categories • Keep personal data available offline and securely synced with iCloud # ACCOUNTS, PORTFOLIOS & MARKET DATA Build your financial picture manually with virtual accounts and portfolios, or connect supported investment providers where available. • Add and organize transactions manually with smart categories • Track holdings, performance, investment activity, and savings plans • Import Trade Republic data and connect Bitpanda or Kraken • Use Financial Briefing for market context, price history, news, dividends, ETF composition, fundamentals, and regional economic data # ACCOUNTS Create real or virtual accounts for everyday money, savings, cards, cash, or projects. Choose what counts toward your net worth. # SHARED ACCOUNTS Manage money together in a private Shared Account with clear owner and editor roles. • Invite friends, family, roommates, or partners through Contacts or email • Sync balances, transactions, PDFs, and images between members • Record income and expenses in multiple currencies # SPLITTER • Split bills with friends, family, roommates, couples, or teams • Create groups for trips, households, events, or recurring shared costs • Track who paid, who owes what, and what is still open • Create payment requests and confirmation links • Detect outstanding Splitter payments through imported transactions where available • Connect with friends through Financial Contacts • Scan receipts and let friends choose their items in a simple web flow # SMARTPAYS • Create recurring payments for rent, subscriptions, bills, and contracts • Connect transactions to recurring payments automatically where available • Get reminders before due dates or renewals # WISHLIST • Create wishes for larger purchases, goals, or personal plans • Track progress toward each wish • See what is realistic before you spend # INSIGHTS & AUTOMATIONS • Clear charts for income, expenses, balances, and categories • Monthly trends, comparisons, and forecasts • Smart alerts for budgets and upcoming bills • Private suggestions and insights with on-device intelligence wherever possible # EXTRAS • Budgets with monthly or custom limits • Receipt scanner for bills and receipts • Currency converter with live exchange rates and history • IBAN checker for validating bank details # WHAT'S FREE? Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. It also includes one Shared Account and one Splitter group with Contacts, receipts, and payment requests, manual SmartPays, Wishlist, one budget, and basic insights. # WHAT'S PRO? Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # TRUST & LEGAL Personal data can sync via iCloud. Shared features use Financial’s secure backend and stay limited to accepted members. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription Manager

This app helps you track and manage all your recurring subscriptions, revealing hidden costs and preventing unwanted renewals. It offers features to import your spending data and provides alerts for trial expirations and upcoming payments, helping you save money.

Highlights
  • Magic Import for subscription discovery
  • Instant import from screenshots, CSVs, bank statements
  • Reveal hidden subscription costs
  • Alerts for trial expirations
  • Notifications for upcoming renewals
  • Visual calendar of renewals
Features
Read full description

Featured by Apple: “Our Favorites: Experience a Gorgeous New Design” & “Great apps for iOS26” Most people waste $1,500+ yearly on forgotten subscriptions, but only remember having 3 or 4. Join 20k+ people using Orbit—the subscription manager that reveals your hidden costs with Magic Import to uncover everything draining your bank account. See your spending by importing instantly from screenshots, CSVs, or bank statements. Cancel subscriptions you don’t use and save money. Why Orbit? - Magic Import: Find all your subscriptions with our guided setup - Instant Import: Add from screenshots, CSVs, or bank statements - See Hidden Costs: Your real yearly spending revealed in one view - End Trials on Time: Alerts before free trials convert to paid - No Surprise Renewals: Stay ahead with timely notifications - Visual Calendar: See all renewals at a glance - Privacy First: Everything stays on your device Orbit makes managing subscriptions feel clear—and even enjoyable. With support for 30+ languages and currencies, our signature beautiful design, and features that actually help you save money. Orbit Plus Cancel subscriptions. Save money. Join thousands using Orbit Plus with unlimited tracking, widgets, iCloud backup, and priority features. One-time purchase, no subscription. Privacy Policy: https://flooben.com/privacypolicy Terms of Use: https://flooben.com/termsandconditions

Screenshots

Financial4 screens
Subscription Manager4 screens

Verdict

The call

The clearest difference is review sentiment: Financial at 100% against Subscription Manager's 81%. Financial also leads on device support (4 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Financial sells 3 in-app purchases, starting at $0.99 per 7 days and Subscription Manager sells 4 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Financial ships an update every 2 weeks, Subscription Manager every 10 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Financial versus Subscription Manager: the parameters behind the verdict, then further details
ParameterFinancialSubscription Manager
PriceFreeFree
Rating—4.7 (128 ratings) — better
Positive reviews100.0% of reviews — better81.2% of reviews
Number of ratings—128 — better
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size326 MB162 MB
Age rating4+4+
DeveloperPhilipp Strunk CodingFlooben Ltd

Customer experience

Financial

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subscription Manager

All ratings128 ratings
Positive93.8%
Neutral0.0%
Negative6.3%
Written reviews138 reviews
Positive81.2%
Neutral5.8%
Negative13.0%

Bugs and requests

Financial

Not enough reviews yet to summarise bugs or requests.

Subscription Manager

Reported bugs

1 issue
  • Billing issue with 3 months cycle

Requested features

4 requests
  • Filter view by category
  • 1-month before notification or custom notification
  • Feature to have multiple billing lists or shared list
  • Add total count of times billed for a subscription

In-app purchases

3 purchases

Financial

Subscriptions3
  • Financial Pro (Weekly)$0.997 Days
  • Financial Pro (Monthly)$3.991 Month
  • Financial Pro (Yearly)3 Days trial$34.991 Year
4 purchases

Subscription Manager

Subscriptions1
  • Orbit Plus Annual$19.991 Year
One-time3
  • Orbit Plus$12.99
  • Orbit Plus Lifetime$24.99
  • Orbit Plus Lifetime$39.99

Questions

Is Financial free?
Financial is free to download, with in-app purchases available.
Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Do Financial or Subscription Manager have ads?
Neither Financial nor Subscription Manager shows ads.
Which is updated more often, Financial or Subscription Manager?
Financial ships an update every 2 weeks, and Subscription Manager every 10 days. Most recently, Financial was updated on October 24, 2026 and Subscription Manager on October 25, 2026.

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