Comparison

My VWPFS vs LemFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My VWPFS

Access all your lease car information, including contract details, contact information, and transaction history. Schedule appointments, report damage, and use the integrated navigation system.

Highlights
  • Lease contract details
  • Fuel and fine transactions
  • Contact information
  • Appointment scheduling
  • Damage reporting
  • Navigation system
Features
Read full description

Here you will find all current and important information about your lease car. This way you always have necessary information at hand, such as our contact details, your lease contract, fuel transactions and fines. You can also use the app to make appointments, to report damage and as a navigation system. Create an account Create an account with the e-mail address known to us. If you are unable to create an account, please contact us. We are happy to help you. Questions or feedback? Do you have any further questions or feedback on this app? Let us know via berijdersdesk@vwpfs.nl or +31 33 454 9555. We wish you many safe kilometers and have fun using the app!

About

LemFi

Send money internationally, purchase eSIM data, and in the UK, access savings accounts and credit lines. Track transfers, view exchange rates and fees upfront, and enjoy 24/7 customer support.

Highlights
  • International money transfers
  • eSIM data purchase
  • UK instant access savings
  • UK revolving credit line
  • Real-time transfer tracking
  • Transparent fees and rates
  • 24/7 customer support
Features
Read full description

Ambition has no passport. LemFi is built for people going places. It puts what you need in one app: send money internationally, buy eSIM data, and in the UK, save and access credit, subject to eligibility. Send, save, grow with LemFi. SEND MONEY ABROAD Send to 30+ countries across Africa, Asia, Europe, and Latin America, with zero transfer fees on supported corridors. Most transfers arrive in minutes, paid into a bank account, a mobile wallet, or a mobile money account, depending on where you're sending. No branch visit, no paperwork, no waiting days for a bank wire to clear. You see the exact rate and fee before you confirm. No hidden fees, nothing taken off on arrival. Then follow every transfer from the moment you send to the moment it lands, so you're not left wondering, and neither is your family. SAVINGS (UK) LemFi Instant Access Savings, Powered by ClearBank. Open an account from £1 and put money aside for emergencies, for goals, for the things that matter. Withdraw any time, with no penalty. Interest is calculated daily and paid monthly. The LemFi Instant Access Savings Account currently pays a boosted 5% AER for the first six months from account opening; it then reverts to 3.04% AER (tracker), tracking the Bank of England base rate. LemFi is not a bank. Savings accounts are provided by ClearBank Ltd (PRA-authorised, FCA and PRA regulated). Eligible deposits are FSCS protected up to £120,000 per person, shared across all deposits you hold with ClearBank. CREDIT (UK) LemFi Credit is a revolving credit line, subject to eligibility. We look at your full history, including your history with LemFi, so a thin UK credit file isn't the whole story. Choose how you repay each month: the full balance, the minimum, or a fixed amount that suits you. With Credit Monitor, eligible customers can see their Equifax credit score in the app, and what moves it. Credit is offered subject to status and affordability. Questions about credit? Our support team is in the app. The LemFi Credit account is provided by Pillar Labs Ltd, a company registered in England and Wales (Company No. 13637649). Registered Office: Jellicoe, 5 Beaconsfield St, London, England, N1C 4EW. Pillar Labs Ltd is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 996727. eSIM DATA Buy eSIM data for 150+ countries in the app, before you fly. Land connected when you go home or travel anywhere else, with no roaming bill and no queue for a local SIM. WHY OVER 2 MILLION PEOPLE STAY • Alerts the moment your money arrives • 24/7 customer support in multiple languages • Refer a friend and you both get the same amount of LemFi Cash to use on your transfers. LemFi Cash can't be withdrawn as cash. LICENSED AND REGULATED In the UK, LemFi is a trading name of RightCard Payment Services Limited, authorised by the Financial Conduct Authority to issue electronic money under the Electronic Money Regulations 2011 (FRN 900424). Your LemFi account is an e-money account, not a bank account, and is not FSCS protected. We also hold licenses, registrations, and approvals in Australia, Canada, Ireland, the US, and key corridors across Africa and Asia. Questions? Contact us in the app or at support@lemfi.com. Facebook: @uselemfi | X: @uselemfi | Instagram: @uselemfi

Screenshots

My VWPFS4 screens
LemFi4 screens

Verdict

The call

My VWPFS and LemFi both sit at 5.0 stars, but that hides the real split: 58% of LemFi's written reviews are positive against 0% of My VWPFS's. LemFi also leads on update cadence (weekly vs every 2 months) and ratings volume (76K vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

My VWPFS holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LemFi has 76K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of My VWPFS's written reviews are positive against 58% of LemFi's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

My VWPFS ships an update every 2 months, LemFi weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
My VWPFS versus LemFi: the parameters behind the verdict, then further details
ParameterMy VWPFSLemFi
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (76K ratings)
Positive reviews0.0% of reviews57.8% of reviews — better
Number of ratings176K — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size96 MB267 MB
Age rating4+4+
DeveloperVolkswagen PON Financial Services B.V.Lemonade Finance

Customer experience

My VWPFS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

LemFi

All ratings76,161 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews2,063 reviews
Positive57.8%
Neutral2.0%
Negative40.1%

Bugs and requests

My VWPFS

Not enough reviews yet to summarise bugs or requests.

LemFi

Reported bugs

4 issues
  • App crashes or freezes
  • Funds not reflecting in wallet
  • Incorrect exchange rates displayed
  • Verification process not working

Requested features

5 requests
  • Add more beneficiary bank options
  • Improve transaction history and reporting
  • Provide ability to cancel or reverse transactions
  • Increase transfer limits
  • Offer mobile wallet or digital account features

In-app purchases

None

My VWPFS

No in-app purchases

None

LemFi

No in-app purchases

Questions

Is My VWPFS free?
My VWPFS is free to download, with no in-app purchases.
Is LemFi free?
LemFi is free to download, with no in-app purchases.
Which has better reviews, My VWPFS or LemFi?
My VWPFS is rated higher. My VWPFS averages 5.0 out of 5 from 1 ratings, while LemFi averages 4.8 from 76K ratings.
Do My VWPFS or LemFi have ads?
Neither My VWPFS nor LemFi shows ads.
Which is updated more often, My VWPFS or LemFi?
My VWPFS ships an update every 2 months, and LemFi weekly. Most recently, My VWPFS was updated on November 3, 2026 and LemFi on November 5, 2026.

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