NBG Authenticator vs Magenta Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBG Authenticator
Securely approve your online purchases with your cards. This app provides enhanced payment authentication, aligning with the latest EU security regulations for a safer online shopping experience.
- Approve online purchases
- Enhanced payment authentication
- PIN and fingerprint sign-in
- Register NBG cards
- Push notifications for approval
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Discover a new secure way to shop online using your NBG cards! Now you can approve your online purchases with your cards using the new NBG Authenticator app. NBG Authenticator provides enhanced payment authentication when you make online purchases, in line with the latest EU security regulations. How it works: • sign in to the app by activating your PIN or fingerprint • register your NBG cards • each time you buy something from an e-shop with your cards, you’ll automatically receive a push notification to login to the app and approve or decline the purchase
Magenta Pay
Securely make everyday purchases, pay bills instantly, and send/receive money from friends. Earn cashback on purchases and easily split expenses with groups. Save money with electronic piggy banks.
- 1% cashback on purchases
- Instant money transfers via chat
- Automatic expense splitting
- Virtual Visa debit card
- Electronic savings piggy banks
- Secure bill payments
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Just pay with your iPhone and always get 1% cashback. Get the app today with smart features for your finances – including your free Magenta Pay Card. HIGHLIGHTS: – Free virtual Visa debit card – 1% cashback on every payment – Send and receive money directly via chat – Save automatically with Piggies – Split expenses with Split It HOW IT WORKS 1) Download the app and sign up 2) Verify your identity immediately 3) Get your Magenta Pay Card 4) Add the card to your wallet 5) Top up your balance, make a payment, and get 1% cashback! PAY AND TRANSFER Set up your IBAN account, get the Magenta Pay Card, and add it to your mobile wallet. Make contactless payments anywhere with your iPhone and Apple Watch – both online and in person. LINK PAYMENT METHODS Use your Magenta Pay Card with Apple Pay. GET CASHBACK Get 1% of the purchase amount back with every payment – whether you're shopping online, in stores, or at cafés. For every euro you spend, you'll receive a coin in your Magenta Pay wallet. SEND MONEY VIA CHAT You can send and receive money directly with Chat & Pay. SPLIT EXPENSES WITH OTHERS Don't feel like doing the math yourself? Split It automatically calculates the cost per person. Divide the total amount equally or flexibly – depending on who paid what. SAVE MONEY AUTOMATICALLY Achieve your savings goals – big and small – with Piggies, your digital piggy banks. To do this, collect spare change that is automatically rounded up from your transactions. Or you can set a fixed regular amount. ADD MORE CARDS Get more cards! Add the cards to your wallet and set a daily transaction limit for each card. SECURE PAYMENTS Your safety is important to us. From sign-up to your daily transactions, Magenta Pay follows all European security standards in the financial sector. REQUIREMENTS To register for Magenta Pay, you will need: - A smartphone (Android 8+ or iOS 15+) - A mobile phone number - An email address - A valid identification document Depending on your country of residence and citizenship, you may also need additional identification documents to complete your registration. YOUR FEEDBACK We look forward to hearing what you think in the App Store or via email to support@magenta.pay. We appreciate your feedback − it helps us make the app better. We hope you enjoy the app! Your Magenta Pay team
Screenshots
Verdict
The clearest difference is rating: Magenta Pay at 3.5 against NBG Authenticator's 1.2. Magenta Pay also leads on review sentiment (44% vs 1%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Magenta Pay holds the better App Store score, 3.5 against 1.2. Both are backed by a comparable volume of ratings — 12 and 24 respectively. Written reviews point the same way: 1% of NBG Authenticator's written reviews are positive against 44% of Magenta Pay's.
NBG Authenticator ships an update every 2 weeks, Magenta Pay every 3 weeks. The most recent releases landed on June 11, 2026 and September 23, 2026 respectively.
| Parameter | NBG Authenticator | Magenta Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (12 ratings) | 3.5 (24 ratings) — better |
| Positive reviews | 1.4% of reviews | 43.8% of reviews — better |
| Number of ratings | 12 | 24 — better |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 296 MB |
| Age rating | 4+ | 17+ |
| Developer | National Bank of Greece S.A. | TELEKOM PAYMENTS - ELECTRONIC MONEY SERVICES SINGLE MEMBER S.A. |
Customer experience
NBG Authenticator
Magenta Pay
In-app purchases
NBG Authenticator
No in-app purchases
Magenta Pay
No in-app purchases
Questions
Is NBG Authenticator free?
Is Magenta Pay free?
Which has better reviews, NBG Authenticator or Magenta Pay?
Do NBG Authenticator or Magenta Pay have ads?
Which is updated more often, NBG Authenticator or Magenta Pay?
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