Comparison

AKKO vs U

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AKKO

Simplify your tech protection with this app. It offers bundled coverage against accidental damage, theft, and mechanical failure for all your important items. Enjoy unlimited claims and avoid expensive carrier insurance or extended warranties.

Highlights
  • Bundled protection plans
  • Accidental damage coverage
  • Theft protection
  • Mechanical failure coverage
  • Unlimited claims
  • Simplified item addition
Features
Read full description

Coverage, Simplified. The last protection plan you'll ever need. Stop getting ripped off by your carrier's phone insurance. Stop buying the extended warranty. Save time and simplify your life with AKKO. Add your items, take photos, and you’re done! Unlimited claims! Protect your items against accidental damage, theft, and mechanical failure with bundled protection for all your most important stuff. - "Consistently affordable" – Investopedia - "Excellent value" – Gadget Review - Rating of 4.8 out of 5 from Trustpilot users For more info: getAKKO.com

About

U

Features
Read full description

U-PIC Shipping Insurance is a third party parcel shipping insurance solution that protects customer orders against loss, damage, and shortage while in transit with your shipping carriers. The program offers discounted shipping insurance rates for packages shipped with USPS, UPS, DHL, FedEx as well as other regional, national, and international carriers. U-PIC's mobile app mimics the functionality found on u-pic.com and may be used by U-PIC clients to provide a user friendly experience for insuring packages and processing insurance claims. U-PIC Shipping Insurance is powered by U-PIC Insurance Services, Inc.

Screenshots

AKKO4 screens
U3 screens

Verdict

The call

The clearest difference is update cadence: AKKO at every 3 weeks against U's every 6 weeks. U's advantage is iOS requirement (12.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AKKO ships an update every 3 weeks, U every 6 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
AKKO versus U: the parameters behind the verdict, then further details
ParameterAKKOU
PriceFreeFree
Rating3.8 (147 ratings) — better—
Positive reviews52.0% of reviews—
Number of ratings147 — better—
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.412.4 — better
Further details — not scored
Size92 MB32 MB
Age rating4+4+
DeveloperAKKO Inc.U-PIC Insurance Services, Inc.

Bugs and requests

AKKO

Reported bugs

13 issues
  • App crashes frequently
  • App is slow and unresponsive
  • Unable to log in
  • Photo verification issues
  • App does not load
Show 8 more
  • Cannot get past loading screen
  • App glitches and bugs
  • Website also has glitches
  • Unable to cancel subscription through app or website
  • App does not allow adding more than one phone
  • App defaults to landscape picture
  • App crashing since last update
  • Issues with uploading photos of items

Requested features

8 requests
  • Implement better quality and testing standards for the app
  • Fix app issues, especially during photo uploading
  • Improve app performance and responsiveness
  • Allow adding more than one phone to the family plan
  • Provide clear instructions on photo verification process
Show 3 more
  • Address app crashing issues on iOS 17.2
  • Offer a dark mode option
  • Provide advanced analytics dashboard

U

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AKKO

No in-app purchases

None

U

No in-app purchases

Questions

Is AKKO free?
AKKO is free to download, with no in-app purchases.
Is U free?
U is free to download, with no in-app purchases.
Do AKKO or U have ads?
Neither AKKO nor U shows ads.
Which is updated more often, AKKO or U?
AKKO ships an update every 3 weeks, and U every 6 weeks. Most recently, AKKO was updated on November 7, 2026 and U on November 3, 2026.

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