achieve by Petra vs Splitwave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
achieve by Petra
This app offers curated financial solutions and investment plans to help users reach their financial goals. It provides tools for easy investing, saving, and managing money directly from a mobile device.
- Curated financial solutions
- Easy mobile investing
- Goal-based savings accounts
- Subaccounts for budgeting
- Momo Wallet integration
- Hassle-free withdrawals
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Achieve is a digital platform that provides you with carefully curated financial solutions and plans to help you achieve your financial goals. With Achieve, you can say goodbye to the daunting task of searching for the investment vehicle that fits you best. The Achieve App welcomes easy investing right from the comfort of your phone, or tablet. Current Products: DigiSave - DigiSave offers you the flexibility to invest towards your medium to long term goals while having access to your money within the shortest possible time to meet expenses that sneak up on you in the short-term. Contributions are automatically invested in the Plus Income Fund - A regulated mutual fund managed by Blackstar Advisors (the "Fund Manager"), and held with Stanbic Bank for safe keeping. App Features: 1. Sign up in a few simple steps. 2. Subscribe to carefully curated financial solutions. 3. Log In whenever, wherever at your own convenience. 4. Verify your ID information to keep safeguard your account against identity theft and fraud. 5. Create subaccounts for easy budgeting. 6. Create goal accounts with a target date and target amount and we will help you keep them on track. 7. Update your Bio Info, contact information, KYC information, and profile picture in a few simple steps whenever necessary. 8. Add and manage your Momo Wallet for easy transactions. 9. Withdraw cash from Achieve into your Bank Account or Momo wallet without any hustle. You always have access to your money, no matter what. 10. Reset your password when you forget it. 11. Deposit into your account and watch your savings grow!! For more information, visit https://theachieveproject.com/. You can also send your questions to answers@theachieveproject.com. Dream.Execute.Achieve.
Splitwave
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Splitwave is a free expense-splitting app for groups and trips - no ads, no subscriptions, no third-party servers. Your data lives on your device and syncs privately through your own iCloud. SPLIT ANY BILL, ANY WAY • Equal, exact amounts, shares, or percentages • Multiple payers on a single expense • Split math is exact to the cent SCAN RECEIPTS Point your camera at a receipt, and Splitwave reads the line items. Assign each item to people, add tax and tip, and split the itemized bill fairly. (beta) SETTLE UP SMARTER Splitwave computes who owes whom and simplifies the debts down to the fewest possible payments. Hand off a payment with a single tap. TRAVEL-READY • Every expense can be in its own currency • Balances are tracked per currency • Live exchange rates convert totals for display, so you always know where you stand SHARE WITH YOUR GROUP Invite friends straight from iMessages. Everyone in a shared group sees the same expenses, gets notified of new activity, and can add their own. All synced through iCloud, private to your group. WORKS OFFLINE Splitwave is local-first: everything works with no connection. Add expenses on a plane or abroad; they sync when you're back online. MORE • Home-screen widget with your balances at a glance • Activity feed - a running log of every change • Spending analytics and per-group budgets • Sign in with Apple - no email signups, no passwords PRIVATE BY DESIGN No accounts on our servers, because there are no servers. No ads, no tracking, no analytics companies. Your expenses sync through your personal iCloud and are shared only with the people you invite. Built entirely on Apple technology, exclusively for iPhone. Splitwave is free, with everything included. Forever.
Screenshots
Verdict
The clearest difference is update cadence: achieve by Petra at every 5 days against Splitwave's every 5 weeks. achieve by Petra also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
achieve by Petra ships an update every 5 days, Splitwave every 5 weeks. Both last shipped on October 11, 2026.
| Parameter | achieve by Petra | Splitwave |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (3K ratings) — better | — |
| Positive reviews | 64.3% of reviews | — |
| Number of ratings | 3K — better | — |
| Update frequency | Every 5 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 171 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Petra Securites Limited | Denis Poledna |
Bugs and requests
achieve by Petra
Reported bugs
3 issues- Frequent app crashes and login issues
- Funds not reflecting in accounts after deposits
- Account access and visibility problems
Requested features
4 requests- Add dark mode option
- Expand bank/payment options beyond Ghana Card
- Improve withdrawal process and accessibility
- Enhance customer support and communication
Splitwave
Not enough reviews yet to summarise bugs or requests.
In-app purchases
achieve by Petra
No in-app purchases
Splitwave
No in-app purchases









