AU 0101 vs TMB MBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AU 0101
This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.
- Open savings accounts online
- UPI payments and transfers
- Apply for loans and credit cards
- Manage fixed deposits (FDs)
- Video banking services
- Invest in mutual funds and equities
- Unified account management
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AU 0101 – Savings Account, Credit Card, UPI & More by AU Small Finance Bank AU 0101 by AU Small Finance Bank offering 180+ banking and lifestyle services across savings accounts, UPI, credit cards, loans, investments and Video Banking. Trusted by millions of customers across India. Seamless Banking Open Savings or Current Accounts in minutes — zero paperwork, no branch visit needed Manage multiple AU Small Finance Bank accounts from a single dashboard Instant access to balances, statements, and full transaction history Request cheque books, update KYC details, and control account settings on the go Download account statements to your iPhone — PDF or Excel, your choice Easy Money Transfers UPI Payments — send, receive, or scan & pay instantly at stores or with friends NEFT, IMPS & RTGS transfers — fast, safe, and available 24/7 Pay electricity, gas, water, broadband, and other utility bills in seconds Recharge mobile, DTH, and data packs instantly Schedule recurring or future-dated payments — never miss a due date again Pay credit card bills, loan EMIs, and insurance premiums — all in one place Credit & Loans at Your Fingertips Apply for AU Credit Cards offering cashback, travel rewards, and lifestyle benefits Complete Video KYC from your iPhone — branch-quality onboarding, zero travel Apply for personal loans, vehicle loans, or business loans — entirely in-app Track your loan and credit card application status in real-time Get pre-approved and personalised offers based on your banking profile Manage credit card spends, set limits, and block or unblock your card instantly Video Banking — AU Small Finance Bank Exclusive Advantage Open accounts, renew deposits, raise service requests, and transfer funds — all over a secure live video call with a dedicated AU banking expert Branch-level personalised service from anywhere in India — available 7 days a week No queues, no travel, no waiting — real human banking, entirely on your schedule Speak to a relationship manager for loan guidance, investment advice, and more Grow Your Wealth Open Fixed Deposits (FDs) and Recurring Deposits (RDs) with competitive interest rates Auto-renew or close deposits instantly — no paperwork required Invest in mutual funds, IPOs, and equities directly from the app Track and manage your entire investment portfolio in one place Get personalised wealth recommendations tailored to your financial goals Compare interest rates and simulate maturity values before booking a deposit Lifestyle & More Auto-pay for bills — electricity, broadband, OTT subscriptions, and more Book flights, hotels, and buses within the app Exclusive discounts on dining, shopping, travel, and entertainment with AU cards FASTag recharge and toll management Gift cards and vouchers for top brands, redeemable instantly Smart Alerts & Controls Instant push notifications for every transaction — stay in control at all times Set spending limits on your debit and credit cards Activate or deactivate international card transactions with a single tap Get due date reminders for EMIs, bills, and card payments before they're missed Bank-Grade Security Multi-layer encryption and secure servers protect every transaction end-to-end Face ID, Touch ID, and mPIN for fast, secure app access every time Virtual card numbers for safer online shopping Device binding and session management for additional account protection Your data is never sold or shared without your explicit consent Note: Transaction access requires registration with your Debit/Credit Card details. Certain information may be shared with authorised financial partners under strict confidentiality. For support: customercare@aubank.in or visit au.bank.in Download AU 0101 today — and carry your bank in your pocket.
TMB MBank
Manage your bank accounts, perform transactions, and open deposits 24/7 from your mobile device. The app allows you to monitor balances, transfer funds, pay bills, and manage your debit card with ease.
- Monitor account balances
- Perform money transfers
- Pay bills and recharge services
- Open and manage deposits
- Manage debit card settings
- Find nearest ATMs and branches
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Do your banking right from TMB MBank! Whenever.. Wherever.. Register TMB MBank instantly to bank 24/7, right from your iOS device. You can manage your accounts, open deposits, find ATMs and more. MONITOR YOUR ACCOUNT • View Your account balances • Download/email Account statement • View Your Loan and Deposit account balances • View your Inward/Outward Cheques Presented for today at your account • View your Cheque Status PERFORM TRANSACTIONS • Recharge your Mobile, DTH • Pay all your bills • Transfer money between TMB accounts • Make 24X7 Instant Payment through IMPS • Make Money Transfers through NEFT/RTGS DEPOSITS Now you can Open/Preclose your Favorite Deposits at ease of time! • Recurring Deposits • Fixed Deposits • Navarathnamala Deposits • Muthukuviyal Deposits • Tax Saving Deposits MANAGE DEBIT CARD • Enable/Disable Debit Card anytime • Set Limit for ATM/POS/eCom/Contactless CONTACT TMB • Find your nearest TMB branches, ATMs and eLobby centres • Contact Us details to Speak with our representative for any Clarifications • Feedback option to provide your Grievances/suggestions and much more. . . . .!
Screenshots
Verdict
The clearest difference is review sentiment: TMB MBank at 72% against AU 0101's 45%. TMB MBank also leads on monetization model (free vs free with in-app purchases) and rating (4.0 vs 3.7). AU 0101's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (39 vs 10). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TMB MBank holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 39 and 10 respectively. Written reviews point the same way: 45% of AU 0101's written reviews are positive against 72% of TMB MBank's.
AU 0101 ships an update every 2 weeks, TMB MBank every 2 months. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.
| Parameter | AU 0101 | TMB MBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (39 ratings) | 4.0 (10 ratings) — better |
| Positive reviews | 45.0% of reviews | 72.0% of reviews — better |
| Number of ratings | 39 — better | 10 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 459 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | AU SMALL FINANCE BANK LTD | Tamilnad Mercantile Bank |
Customer experience
AU 0101
TMB MBank
Bugs and requests
AU 0101
Reported bugs
56 issues- EC0003 Error when opening account details
- App constantly asks to log in again
- Infinite loading screen when managing savings/credit card accounts on iOS
- App gets stuck on loading screen
- App is unusable and garbage
Show 51 moreShow fewer
- App freezes with no taps working
- Registration always fails
- No notifications for payment requests or within the app
- Face recognition followed by login page, then face recognition again on iPhone
- Button not showing in express EMI selection on iPhone
- Unable to activate credit card features due to login/registration errors
- Error after entering card number & PAN card number during registration
- App crashes when activating a new credit card or swiping to see previous card
- Technical issues during registration
- Error in connecting to server host when adding credit card
- App shows loader and nothing happens when clicking on account buttons
- Profile not opening, sidebar scrolling issues
- Bugs in FD screen, not handling corner cases
- Unable to access the app
- Cannot select month and year for card details when paying credit card bills
- Billdesk page issues (pop-up size, session compromise)
- UPI payment experience is poor with a close button in the middle
- Session expires frequently without reason
- Face ID & fingerprint issues on iPhone, app not working
- Auto-generated credentials causing issues
- Deducted money but account rejected, slow refund process
- Credit card not showing in the app, unable to disable services
- MPIN reset issues, unable to forget or reset MPIN
- App not working after update
- Service unavailable frequently
- Biometric authentication issues on iPhone (fingerprint instead of face unlock)
- App size is heavy
- Annoying OTP for every transfer
- Payment issues with card details (dropdown not opening, cannot type)
- Pop-up issues on iPhone during payment
- Second account login is difficult, only one account option available
- App crashes on activation button press
- Permission requests for microphone and contacts are concerning
- Lost money with no customer support for fraud transactions
- Error in connecting to server host when adding credit card
- Executives not returning documents and cheques
- App shows loader and nothing happens
- Profile not opening, sidebar scrolling issues
- FD screen bugs
- Unable to access app, service not processing
- Unable to register on the app, 'sorry we are currently unable to service your request' message
- Cannot select month and year for bill payments
- App not working properly on iPhone (Face ID & fingerprint issues)
- Unable to open pop-up for bank selection or card payment
- Credit card fetching issues with the app
- Account opening deducted money, account rejected, slow refund
- Cannot do multiple transfers at once, OTP for every transfer is annoying
- App doesn't open after update
- Service unavailable all the time
- Biometric authentication issue on iPhone
- App size is heavy
Requested features
6 requests- Improve UI and performance
- Make the app faster and less heavy
- Provide current month average balance information
- Allow multiple transfers at once without OTP for each
- Automate resolution for common issues
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- Reduce app download size
TMB MBank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AU 0101
No in-app purchases
TMB MBank
No in-app purchases









