Comparison

AU 0101 vs Digit Quick Scan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AU 0101

This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.

Highlights
  • Open savings accounts online
  • UPI payments and transfers
  • Apply for loans and credit cards
  • Manage fixed deposits (FDs)
  • Video banking services
  • Invest in mutual funds and equities
  • Unified account management
Features
Read full description

AU 0101 – Savings Account, Credit Card, UPI & More by AU Small Finance Bank AU 0101 by AU Small Finance Bank offering 180+ banking and lifestyle services across savings accounts, UPI, credit cards, loans, investments and Video Banking. Trusted by millions of customers across India. Seamless Banking Open Savings or Current Accounts in minutes — zero paperwork, no branch visit needed Manage multiple AU Small Finance Bank accounts from a single dashboard Instant access to balances, statements, and full transaction history Request cheque books, update KYC details, and control account settings on the go Download account statements to your iPhone — PDF or Excel, your choice Easy Money Transfers UPI Payments — send, receive, or scan & pay instantly at stores or with friends NEFT, IMPS & RTGS transfers — fast, safe, and available 24/7 Pay electricity, gas, water, broadband, and other utility bills in seconds Recharge mobile, DTH, and data packs instantly Schedule recurring or future-dated payments — never miss a due date again Pay credit card bills, loan EMIs, and insurance premiums — all in one place Credit & Loans at Your Fingertips Apply for AU Credit Cards offering cashback, travel rewards, and lifestyle benefits Complete Video KYC from your iPhone — branch-quality onboarding, zero travel Apply for personal loans, vehicle loans, or business loans — entirely in-app Track your loan and credit card application status in real-time Get pre-approved and personalised offers based on your banking profile Manage credit card spends, set limits, and block or unblock your card instantly Video Banking — AU Small Finance Bank Exclusive Advantage Open accounts, renew deposits, raise service requests, and transfer funds — all over a secure live video call with a dedicated AU banking expert Branch-level personalised service from anywhere in India — available 7 days a week No queues, no travel, no waiting — real human banking, entirely on your schedule Speak to a relationship manager for loan guidance, investment advice, and more Grow Your Wealth Open Fixed Deposits (FDs) and Recurring Deposits (RDs) with competitive interest rates Auto-renew or close deposits instantly — no paperwork required Invest in mutual funds, IPOs, and equities directly from the app Track and manage your entire investment portfolio in one place Get personalised wealth recommendations tailored to your financial goals Compare interest rates and simulate maturity values before booking a deposit Lifestyle & More Auto-pay for bills — electricity, broadband, OTT subscriptions, and more Book flights, hotels, and buses within the app Exclusive discounts on dining, shopping, travel, and entertainment with AU cards FASTag recharge and toll management Gift cards and vouchers for top brands, redeemable instantly Smart Alerts & Controls Instant push notifications for every transaction — stay in control at all times Set spending limits on your debit and credit cards Activate or deactivate international card transactions with a single tap Get due date reminders for EMIs, bills, and card payments before they're missed Bank-Grade Security Multi-layer encryption and secure servers protect every transaction end-to-end Face ID, Touch ID, and mPIN for fast, secure app access every time Virtual card numbers for safer online shopping Device binding and session management for additional account protection Your data is never sold or shared without your explicit consent Note: Transaction access requires registration with your Debit/Credit Card details. Certain information may be shared with authorised financial partners under strict confidentiality. For support: customercare@aubank.in or visit au.bank.in Download AU 0101 today — and carry your bank in your pocket.

About

Digit Quick Scan

Simplify vehicle insurance by submitting a video or images of your car. Get your policy quickly and easily without the need for a physical surveyor. This app offers a fast, stress-free way to insure your vehicle.

Highlights
  • Submit vehicle video/images
  • Zero-touch insurance process
  • Simplified policy initiation
  • Stress-free insurance buying
  • Digital insurance products
Features
Read full description

Just introduce us to your vehicle & get your Digit policy started. At Digit, we work on making insurance simple! This app has been created to simplify the process of insuring your vehicle. With Digit Quick Scan, all you need to do is shoot a video/take images of your vehicle on your smartphone. Follow the instructions on this app & just upload the video/images you've taken. Once our team approves it, your policy will be on its way to you! Typically, customers that wanted to buy motor insurance, would wait for a surveyor to visit them & inspect their vehicle. This process had to be completed for their policy to be activated. Long and cumbersome, isn’t it? Well, say hello to the simple, zero-touch insurance that not only helps you save time but makes the process of buying insurance easy & stress-free! About Digit Awarded as Asia’s General Insurance Company of the Year, Digit Insurance is a new-age company that aims to simplify insurance for all. With transparent processes and seamless digital insurance products, we protect the things you love, with love. Whether you’re looking to protect your car, two-wheeler, commercial vehicle, health, travel or your home, we have insurance products customized for all your needs. Follow us on our social media channels: Facebook: https://www.facebook.com/digitinsurance Twitter: https://twitter.com/heydigit LinkedIn: https://www.linkedin.com/company/godigit/ Instagram: https://www.instagram.com/digitinsurance/

Screenshots

AU 01014 screens
Digit Quick Scan4 screens

Verdict

The call

The clearest difference is review sentiment: AU 0101 at 45% against Digit Quick Scan's 10%. AU 0101 also leads on rating (3.7 vs 3.3) and update cadence (every 2 weeks vs every 5 weeks). Digit Quick Scan's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AU 0101 holds the better App Store score, 3.7 against 3.3. That said, the two scores are not equally well evidenced: AU 0101 has 39 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 45% of AU 0101's written reviews are positive against 10% of Digit Quick Scan's.

UpkeepUpdate frequency

AU 0101 ships an update every 2 weeks, Digit Quick Scan every 5 weeks. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

Scorecard6 real differences · 4 level
AU 0101 versus Digit Quick Scan: the parameters behind the verdict, then further details
ParameterAU 0101Digit Quick Scan
PriceFreeFree
Rating3.7 (39 ratings) — better3.3 (3 ratings)
Positive reviews45.0% of reviews — better10.0% of reviews
Number of ratings39 — better3
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size459 MB112 MB
Age rating4+4+
DeveloperAU SMALL FINANCE BANK LTDGo Digit General Insurance Ltd.

Customer experience

AU 0101

All ratings39 ratings
Positive66.7%
Neutral2.6%
Negative30.8%
Written reviews80 reviews
Positive45.0%
Neutral8.8%
Negative46.3%

Digit Quick Scan

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews50 reviews
Positive10.0%
Neutral0.0%
Negative90.0%

Bugs and requests

AU 0101

Reported bugs

56 issues
  • EC0003 Error when opening account details
  • App constantly asks to log in again
  • Infinite loading screen when managing savings/credit card accounts on iOS
  • App gets stuck on loading screen
  • App is unusable and garbage
Show 51 more
  • App freezes with no taps working
  • Registration always fails
  • No notifications for payment requests or within the app
  • Face recognition followed by login page, then face recognition again on iPhone
  • Button not showing in express EMI selection on iPhone
  • Unable to activate credit card features due to login/registration errors
  • Error after entering card number & PAN card number during registration
  • App crashes when activating a new credit card or swiping to see previous card
  • Technical issues during registration
  • Error in connecting to server host when adding credit card
  • App shows loader and nothing happens when clicking on account buttons
  • Profile not opening, sidebar scrolling issues
  • Bugs in FD screen, not handling corner cases
  • Unable to access the app
  • Cannot select month and year for card details when paying credit card bills
  • Billdesk page issues (pop-up size, session compromise)
  • UPI payment experience is poor with a close button in the middle
  • Session expires frequently without reason
  • Face ID & fingerprint issues on iPhone, app not working
  • Auto-generated credentials causing issues
  • Deducted money but account rejected, slow refund process
  • Credit card not showing in the app, unable to disable services
  • MPIN reset issues, unable to forget or reset MPIN
  • App not working after update
  • Service unavailable frequently
  • Biometric authentication issues on iPhone (fingerprint instead of face unlock)
  • App size is heavy
  • Annoying OTP for every transfer
  • Payment issues with card details (dropdown not opening, cannot type)
  • Pop-up issues on iPhone during payment
  • Second account login is difficult, only one account option available
  • App crashes on activation button press
  • Permission requests for microphone and contacts are concerning
  • Lost money with no customer support for fraud transactions
  • Error in connecting to server host when adding credit card
  • Executives not returning documents and cheques
  • App shows loader and nothing happens
  • Profile not opening, sidebar scrolling issues
  • FD screen bugs
  • Unable to access app, service not processing
  • Unable to register on the app, 'sorry we are currently unable to service your request' message
  • Cannot select month and year for bill payments
  • App not working properly on iPhone (Face ID & fingerprint issues)
  • Unable to open pop-up for bank selection or card payment
  • Credit card fetching issues with the app
  • Account opening deducted money, account rejected, slow refund
  • Cannot do multiple transfers at once, OTP for every transfer is annoying
  • App doesn't open after update
  • Service unavailable all the time
  • Biometric authentication issue on iPhone
  • App size is heavy

Requested features

6 requests
  • Improve UI and performance
  • Make the app faster and less heavy
  • Provide current month average balance information
  • Allow multiple transfers at once without OTP for each
  • Automate resolution for common issues
Show 1 more
  • Reduce app download size

Digit Quick Scan

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AU 0101

No in-app purchases

None

Digit Quick Scan

No in-app purchases

Questions

Is AU 0101 free?
AU 0101 is free to download, with no in-app purchases.
Is Digit Quick Scan free?
Digit Quick Scan is free to download, with no in-app purchases.
Which has better reviews, AU 0101 or Digit Quick Scan?
AU 0101 is rated higher. AU 0101 averages 3.7 out of 5 from 39 ratings, while Digit Quick Scan averages 3.3 from 3 ratings.
Do AU 0101 or Digit Quick Scan have ads?
Neither AU 0101 nor Digit Quick Scan shows ads.
Which is updated more often, AU 0101 or Digit Quick Scan?
AU 0101 ships an update every 2 weeks, and Digit Quick Scan every 5 weeks. Most recently, AU 0101 was updated on October 20, 2026 and Digit Quick Scan on October 22, 2026.

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