Comparison

AU 0101 vs Splitzi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AU 0101

This mobile banking app consolidates over 180 digital services, allowing users to open accounts, make payments, manage credit cards, invest, and apply for loans. It offers features like UPI payments, money transfers, bill payments, and 24/7 video banking for a comprehensive financial management experience.

Highlights
  • Digital savings account opening
  • UPI payments and money transfers
  • Bill payments and mobile recharge
  • Credit card application and management
  • Personal loan and other loan applications
  • Fixed Deposit and Recurring Deposit booking
  • Mutual fund and IPO investments
  • 24/7 Video Banking support
Features
Read full description

AU 0101 is the official mobile banking app of AU Small Finance Bank, bringing 180+ digital banking services together in one secure app. Open a savings account online, make UPI payments, transfer money, apply for a credit card, book a fixed deposit (FD), invest in mutual funds, or get an instant personal loan—all from your phone. Open a Savings Bank Account Online • Open a digital savings account with higher interest rates • Paperless online account opening with instant video KYC – no branch visit • Manage all your accounts in one mobile banking dashboard UPI Payment App – Scan and Pay Any QR • Send money and receive money instantly with UPI • Scan any QR code and pay at shops, online stores and apps • Create your UPI ID, check balance and pay contacts in seconds • Add the UPI Scan-to-Pay widget to your home screen for one-tap UPI payments
 Money Transfer – IMPS, NEFT, RTGS • Fund transfer to any bank account through IMPS, NEFT or RTGS, 24x7 • Add beneficiaries and transfer money to many people in one go • Schedule future-dated and recurring payments • Manage your own transfer limits Bill Payment And Mobile Recharge • Pay electricity bill, water, gas, broadband and DTH bills online • Prepaid mobile recharge and postpaid bill payment in seconds • Set up autopay so that you never miss a due date • Credit card bill payment directly from your savings account Everyday Online Banking • Online Balance check, mini statement and full transaction history • View and download your savings bank account statement • Request a cheque book, update KYC and raise service requests online • Debit card management – set limits and control card usage • OneTrack: link other bank accounts and track all your money in one place Credit Card • Apply for credit card online with instant video KYC • Credit cards with cashback, rewards and offers on shopping, travel and dining • Check your credit card statement and manage card limits and controls Personal Loan and Other Loans • Instant pre-approved personal loan – paperless, no documents, no branch visit • Apply for a vehicle loan, car loan, two wheeler loan or business loan in few easy steps • Track your loan application status online • FD Overdraft: get funds against your fixed deposit without breaking it Fixed Deposit (FD) & Recurring Deposit (RD) • Book a fixed deposit online in a few taps and earn attractive FD interest • Start a recurring deposit and grow your savings every month • Renew deposits and track maturity dates at a glance Investments & Insurance • Invest in mutual funds and start a SIP from mobile banking app • Apply for IPOs and invest in equities • Explore life insurance and health insurance options 24x7 Video Banking With Video Banking, a real banker is a video call away. Get branch-level service from anywhere in India account opening, FD booking and renewal, fund transfer, tax payment and service requests, face to face. Travel, Offers and More • Book flights, hotels, bus tickets and cabs inside the app • Seamless FASTag recharge for toll payments SAFE and Secure Digital Banking • Multi-level encryption and secure servers protect every transaction • Login with mPIN, fingerprint or face biometric • Live Face Verification – one look confirms it is really you • Device binding and instant alerts for every debit and credit How To Start Existing customers: download the AU 0101 app, verify your registered mobile number, sign in with your Customer ID, account or debit card details and set your mPIN. New customer: download the app and open a savings account online with video KYC and start banking. Why AU 0101 Savings account, current account, UPI, money transfer, bill payment, credit card, personal loan, FD, RD, mutual funds and insurance one mobile banking app from a trusted small finance bank, with internet banking convenience and a banker on video, 24x7. Visit Now & Download AU 0101 Banking App Today.

About

Splitzi

Features
Read full description

Splitzi makes it simple to track shared expenses and fairly split costs between people. It is built for trips, shared households, dinners, and any group activity where keeping track of spending should be straightforward and transparent. Create an event, add participants, and record expenses as they happen — including seamless multi-currency events where you can mix expenses in different currencies within the same event. Each expense is split equally by default, and you can adjust individual shares at any time to reflect how costs were actually covered. Keep everything in one place, see clear summaries of what each person owes, and settle up with confidence. Easily export a clear overview of all expenses and balances per person as a PDF, making it simple to share results with your group. Splitzi focuses on privacy and simplicity. All data stays on your device. No accounts, no adverts, and no tracking.

Screenshots

AU 01014 screens
Splitzi4 screens

Verdict

The call

The clearest difference is update cadence: AU 0101 at every 9 days against Splitzi's every 2 months. Splitzi's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

AU 0101 ships an update every 9 days, Splitzi every 2 months. The most recent releases landed on November 7, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
AU 0101 versus Splitzi: the parameters behind the verdict, then further details
ParameterAU 0101Splitzi
PriceFreeFree
Rating4.2 (77 ratings) — better—
Positive reviews47.6% of reviews—
Number of ratings77 — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size458 MB24 MB
Age rating4+4+
DeveloperAU SMALL FINANCE BANK LTDFrederik Amris

Bugs and requests

AU 0101

Reported bugs

56 issues
  • EC0003 Error when opening account details
  • App constantly asks to log in again
  • Infinite loading screen when managing savings/credit card accounts on iOS
  • App gets stuck on loading screen
  • App is unusable and garbage
Show 51 more
  • App freezes with no taps working
  • Registration always fails
  • No notifications for payment requests or within the app
  • Face recognition followed by login page, then face recognition again on iPhone
  • Button not showing in express EMI selection on iPhone
  • Unable to activate credit card features due to login/registration errors
  • Error after entering card number & PAN card number during registration
  • App crashes when activating a new credit card or swiping to see previous card
  • Technical issues during registration
  • Error in connecting to server host when adding credit card
  • App shows loader and nothing happens when clicking on account buttons
  • Profile not opening, sidebar scrolling issues
  • Bugs in FD screen, not handling corner cases
  • Unable to access the app
  • Cannot select month and year for card details when paying credit card bills
  • Billdesk page issues (pop-up size, session compromise)
  • UPI payment experience is poor with a close button in the middle
  • Session expires frequently without reason
  • Face ID & fingerprint issues on iPhone, app not working
  • Auto-generated credentials causing issues
  • Deducted money but account rejected, slow refund process
  • Credit card not showing in the app, unable to disable services
  • MPIN reset issues, unable to forget or reset MPIN
  • App not working after update
  • Service unavailable frequently
  • Biometric authentication issues on iPhone (fingerprint instead of face unlock)
  • App size is heavy
  • Annoying OTP for every transfer
  • Payment issues with card details (dropdown not opening, cannot type)
  • Pop-up issues on iPhone during payment
  • Second account login is difficult, only one account option available
  • App crashes on activation button press
  • Permission requests for microphone and contacts are concerning
  • Lost money with no customer support for fraud transactions
  • Error in connecting to server host when adding credit card
  • Executives not returning documents and cheques
  • App shows loader and nothing happens
  • Profile not opening, sidebar scrolling issues
  • FD screen bugs
  • Unable to access app, service not processing
  • Unable to register on the app, 'sorry we are currently unable to service your request' message
  • Cannot select month and year for bill payments
  • App not working properly on iPhone (Face ID & fingerprint issues)
  • Unable to open pop-up for bank selection or card payment
  • Credit card fetching issues with the app
  • Account opening deducted money, account rejected, slow refund
  • Cannot do multiple transfers at once, OTP for every transfer is annoying
  • App doesn't open after update
  • Service unavailable all the time
  • Biometric authentication issue on iPhone
  • App size is heavy

Requested features

6 requests
  • Improve UI and performance
  • Make the app faster and less heavy
  • Provide current month average balance information
  • Allow multiple transfers at once without OTP for each
  • Automate resolution for common issues
Show 1 more
  • Reduce app download size

Splitzi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AU 0101

No in-app purchases

None

Splitzi

No in-app purchases

Questions

Is AU 0101 free?
AU 0101 is free to download, with no in-app purchases.
Is Splitzi free?
Splitzi is free to download, with no in-app purchases.
Do AU 0101 or Splitzi have ads?
Neither AU 0101 nor Splitzi shows ads.
Which is updated more often, AU 0101 or Splitzi?
AU 0101 ships an update every 9 days, and Splitzi every 2 months. Most recently, AU 0101 was updated on November 7, 2026 and Splitzi on October 25, 2026.

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