Comparison

D vs wagely

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

D

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

Highlights
  • Modern UI/UX design
  • E-wallet top-up and bill payments
  • Dashboard 360 financial management
  • Forex transactions
  • 24/7 customer support
Read full description

Various financial transactions can be handled with D-Bank PRO! Take control of your financial needs from the tips of your finger—from opening account, transferring funds anywhere, paying bills, to other financial needs! Discover exciting features in D-Bank PRO! - More modern UI/UX design - Top up e-wallet and pay various bills - Manage finances easily with Dashboard 360 - Forex transaction anytime, anywhere - Need help? Our team is ready to assist you 24/7! - And much more! A smart solution that charms all! Mobile Banking D-Bank PRO is hard to resist. Got questions? Visit www.danamon.co.id or contact Hello Danamon 1-500-090

About

wagely

Access a portion of your earned salary before payday, along with financial education resources. This platform aims to improve financial wellness for workers in Indonesia and Bangladesh, offering rewards and bill payment services.

Highlights
  • Access earned wages before payday
  • Financial education articles
  • Earn wagely coin rewards
  • Bill payment and top-up services
  • Shariah-compliant withdrawals
  • Direct deposit to bank/e-Money
Features
Read full description

We are proud to provide timely access to your salary along with financial education. Currently the Wagely App is only accessible to employees of partnering employers. If your company is not yet registered and you are interested in using our services, please recommend us to your office’s HR team to join us via email at hello@wagely.app — Wagely is Indonesia’s first innovative salary platform that allows you to have direct access to a part of your already earned wages without having to wait for payday. We fuel by the spirit to realize our social mission to build financial wellness among the workers across Indonesia and Bangladesh. Earned Wage Access You can access and withdraw your salary at any day directly to your bank or e-Money account within seconds in accordance to the shariah-compliant. The accessed salary will automatically be deducted from your next payday. Financial Education Enjoy financial articles for free to make better financial decisions and protect yourself from costly debt traps. wagely Coin Rewards Collect wagely coins to enjoy various rewards. You can refer your colleague to register or use your registered colleague’s referral code to get your wagely coin. Bill Payment & Top Up Paying electricity and water bills or top up mobile phone credit and electricity tokens becomes more practical and easier through the wagely app.

Screenshots

D4 screens
wagely4 screens

Verdict

The call

The clearest difference is review sentiment: wagely at 53% against D's 3%. wagely also leads on rating (4.4 vs 2.8). D's advantage is ratings volume (17 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

wagely holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 17 and 5 respectively. Written reviews point the same way: 3% of D's written reviews are positive against 53% of wagely's.

UpkeepUpdate frequency

D ships an update every 2 weeks, wagely fortnightly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
D versus wagely: the parameters behind the verdict, then further details
ParameterDwagely
PriceFreeFree
Rating2.8 (17 ratings)4.4 (5 ratings) — better
Positive reviews3.3% of reviews52.9% of reviews — better
Number of ratings17 — better5
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size332 MB118 MB
Age rating4+12+
DeveloperPT Bank Danamon Indonesia Tbk.Financial Wellness Holdings Pte. Ltd.

Customer experience

D

All ratings17 ratings
Positive41.2%
Neutral0.0%
Negative58.8%
Written reviews60 reviews
Positive3.3%
Neutral10.0%
Negative86.7%

wagely

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews17 reviews
Positive52.9%
Neutral11.8%
Negative35.3%

Bugs and requests

D

Reported bugs

38 issues
  • Cannot delete favorite payee
  • Cannot find how to do time deposit
  • Cannot pay to non-Indonesian Gopay account
  • App forces re-login and activation fails
  • Locked out of account after update
Show 33 more
  • Cannot change installment
  • Cannot delete or edit beneficiaries
  • Cannot access account from abroad
  • Virtual account error
  • Cannot see today's history
  • Password error, PIN locked
  • App not working on iPhone 13 Pro Max iOS 15.5
  • No forgot password option
  • App requires phone verification for login
  • App loading continuously on iOS
  • App hangs and errors constantly
  • App frequently errors
  • App not responding
  • App frequently asks for update even when latest version
  • Cannot check history beyond one day
  • App is slow and errors
  • App not working on iPhone 6
  • Face ID not working
  • Password correct but says wrong, account blocked
  • Cannot see deposit
  • Transfer steps are too long
  • Saldo minus unexpectedly
  • Cashback not received, saldo deducted
  • App claims phone is jailbroken
  • App requires update but no update available
  • System temporary errors
  • Blocked during registration
  • Cannot use expired debit/credit cards for registration
  • Cannot transfer due to forced new download
  • Saldo deducted without notice
  • Cannot login
  • Cannot see updated history
  • App not supporting certain account types

Requested features

28 requests
  • Allow registration with account number
  • Add CDM machines
  • Improve transaction history view
  • Support all account types
  • Allow editing/deleting beneficiaries
Show 23 more
  • Make app more user-friendly
  • Fix bugs and errors
  • Revert to the old app version
  • Improve app performance
  • Add dark mode
  • Provide better customer support
  • Simplify transaction steps
  • Allow access from abroad
  • Fix virtual account errors
  • Allow viewing of deposit accounts
  • Fix history view limitations
  • Enable face ID
  • Fix password and PIN issues
  • Resolve jailbreak detection errors
  • Improve CDM availability
  • Fix app not opening on older devices
  • Simplify verification process
  • Address cashback and saldo deduction issues
  • Improve app stability
  • Make app more reliable
  • Fix app loading issues on iOS
  • Allow time deposit functionality
  • Enable payment to non-Indonesian Gopay accounts

wagely

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

D

No in-app purchases

None

wagely

No in-app purchases

Questions

Is D free?
D is free to download, with no in-app purchases.
Is wagely free?
wagely is free to download, with no in-app purchases.
Which has better reviews, D or wagely?
wagely is rated higher. D averages 2.8 out of 5 from 17 ratings, while wagely averages 4.4 from 5 ratings.
Do D or wagely have ads?
Neither D nor wagely shows ads.
Which is updated more often, D or wagely?
D ships an update every 2 weeks, and wagely fortnightly. Most recently, D was updated on November 3, 2026 and wagely on November 3, 2026.

Other comparisons