True Wealth vs dAKZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
True Wealth
Invest and save for retirement with an ETF-based wealth management service. Set your targets and retain control while the platform handles implementation, rebalancing, and custody fees. Offers options for child portfolios and Pillar 3a retirement accounts.
- ETF-based wealth management
- Retirement savings
- Child investment portfolios
- Pillar 3a integration
- Portfolio rebalancing
- Cost-efficient management fees
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Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 45'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.13 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).
dAKZ
Digitally manage VAT refunds for non-commercial travel purchases at the Swiss border. Get your export receipts on your smartphone, scan your card at checkout, and announce your export to customs for a smooth border crossing.
- Digital VAT refund process
- Mobile dAKZ card for checkout
- Automatic data transfer from retailer
- Pre-export announcement to customs
- Green exit signal for direct border crossing
- Location tracking for export confirmation
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Die dAKZ-App vereinfacht und digitalisiert das Verfahren der Erteilung umsatzsteuerrechtlicher Ausfuhr- und Abnehmerbescheinigung (Ausfuhrkassenzettel/Ausfuhrschein) im nichtkommerziellen Reiseverkehr an der Landesgrenze zur Schweiz. Sie erhalten die Ausfuhrkassenzettel digital, einfach und schnell auf Ihr Smartphone. Beim Einkauf zeigen Sie die in der App hinterlegte mobile dAKZ-Karte an der Kasse vor. Der Händler scannt die dAKZ-Karte und die Einkaufsdaten werden direkt in die App übertragen. Vor der Ausreise können die mitgeführten Waren ausgewählt und die Ausfuhr beim Zoll angekündigt werden. Zeigt die App ein grünes Ausreisezeichen, ist ein Halt an der Grenzzollstelle nicht erforderlich und Sie können mit Ihrer Waren direkt ausreisen. In Fällen, in denen in der App eine Kontrollaufforderung (Rot-Meldung) angezeigt wird, müssen Sie mit Ihrer Ware bei einer teilnehmenden Grenzzollstelle zur Kontrolle vorstellig werden. Nach erfolgter Kontrolle können Sie ausreisen. Die Ausfuhr der Waren wird per Standortfeststellung beim Grenzübertritt in der App automatisch erfasst. Hierzu ist es erforderlich, das Standorttracking in Ihrem Handy zu aktivieren. Nach Erfassung der Ausreise wird Ihnen der Ausfuhrkassenzettel in der App zur Verfügung gestellt. Das Erstattungsverfahren wird außerhalb von dAKZ abgewickelt, wenden Sie sich bei Fragen hierzu an den Einzelhändler.
Screenshots
Verdict
The clearest difference is update cadence: True Wealth at monthly against dAKZ's every 3 months. True Wealth also leads on iOS requirement (13 vs 15.6). dAKZ's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
True Wealth ships an update monthly, dAKZ every 3 months. The most recent releases landed on July 21, 2026 and October 1, 2026 respectively.
| Parameter | True Wealth | dAKZ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13 — better | 15.6 |
| Further details — not scored | ||
| Size | 4 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | True Wealth AG | Generalzolldirektion |
Customer experience
True Wealth
dAKZ
In-app purchases
True Wealth
No in-app purchases
dAKZ
No in-app purchases









