True Wealth vs Routvik

Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 50'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.12 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).

Routvik is the no-fuss way to track what your car - or motorbike, or EV - really costs to run. Log a fill-up in seconds and instantly see your fuel economy, spending, and mileage. Completely private, no account required. WORKS OFFLINE, OWNS NOTHING OF YOURS - No account, no sign-up, no ads. Everything stays on your device. - Full offline use - log fill-ups anywhere, no signal needed. - Import and export your complete history as CSV anytime. Your data is yours to take with you, back up, or move on. WHY ROUTVIK - Fast logging - add a refuel or odometer reading in a few taps, or scan the pump or odometer with the camera. - Real consumption - accurate L/100km, MPG, or kWh/100km between full tanks, plus price per unit and total spent. - See the trends - a clean dashboard for distance, consumption, and spending by week, month, year, or custom range. - Travel-ready - fill up in any currency and Routvik converts to your home currency automatically. - Locations - every fill-up remembers the station, so your log doubles as a travel history. BUILT FOR EVERY VEHICLE - Petrol, diesel, and kerosene - in litres or gallons. - Electric - full kWh support, with consumption in kWh/100km and cost per kWh. Available in English, German, French, and Italian.