GTWorld Kenya vs Equity Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GTWorld Kenya
Manage your bank accounts, make transfers, and pay bills directly from your mobile device. This secure and user-friendly app allows for convenient banking on the go, including airtime top-ups and account statement requests.
- Account balance viewing
- Transaction history management
- Interbank and mobile money transfers
- Bill payments
- Airtime and data bundle purchases
- Account statement requests
- PIN or Token transaction authentication
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Welcome to a world of Seamless Banking! GTWorld is a Mobile App which enables customers make transfers (Own Account, Intrabank, Interbank, and Mobile Money transfers) and pay for services such as DSTV, GOTV, KPLC, NAIROBI WATER, Airtime Top Up, etc. GTWorld lets you carry your bank with you wherever you go. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use. GTWorld allows you: • View the balances on your bank account(s). • Manage your accounts and view your transaction history. • Initiate transfers to own account(s), GTBank accounts and also to other bank accounts. • Purchase Airtime and Data bundles for all networks. • Pay Bills • Request for account statement • Link your profile to a device with the option to use PIN or Token to complete your transactions. • Other profiles will be able to use the mobile app on your device successfully with Token authentication only. *Terms and Conditions apply. *Standard network charges apply as you may be charged by your service provider for mobile or internet use. To get started: • Visit your App store, search for ‘ GTWorld’ and click the download/install button. • Launch the App and input your User ID and password. If you have forgotten your password, please click “Forgot Password?” on the login page to reset your password. • At first login, you will be asked to verify your device. If this is your preferred device, please select 'Yes' and choose a transaction method (PIN or Token). • If PIN is selected, you will be required to agree with the Terms of Use and create a 4-digit PIN which you will be using to complete your transactions instead of a token. Please note that you can always switch between PIN or token at any time by simply going to the Settings Menu of the mobile app. • A 6-digit secure code will be sent to your registered mobile phone via SMS to verify your device. • Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time. • If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 5-digit secure code via SMS to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTWorld App. • Please note that you are not restricted to any device. All you need do at the first login is to select “No! This device is not mine” from the device verification screen
Equity Mobile
Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.
- Instant account opening
- View account balances and transactions
- Pay bills and buy goods
- Send money locally and internationally
- Block lost cards
- Borrow and manage loans
- Biometric sign-in
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Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)
Screenshots
Verdict
The clearest difference is ratings volume: Equity Mobile at 6.8K against GTWorld Kenya's 1. Equity Mobile also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 15.4). GTWorld Kenya's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GTWorld Kenya holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Equity Mobile has 6.8K ratings behind it against 1, so its average is the more settled of the two.
GTWorld Kenya ships an update every 2 months, Equity Mobile fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | GTWorld Kenya | Equity Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (6.8K ratings) |
| Positive reviews | — | 75.4% of reviews |
| Number of ratings | 1 | 6.8K — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 203 MB |
| Age rating | 4+ | 4+ |
| Developer | Guaranty Trust Bank (Kenya) Limited | Equity Group Holding |
Bugs and requests
GTWorld Kenya
Not enough reviews yet to summarise bugs or requests.
Equity Mobile
Reported bugs
5 issues- Unable to log in after app updates
- Verification options not working
- Buy goods and Paybill services not functioning
- Transactions not reflecting in account
- App crashes on launch
Requested features
5 requests- Download and view transaction receipts
- Access account statements for specific dates
- Integrate with mobile money services
- Add virtual card feature
- Improve multi-factor authentication
In-app purchases
GTWorld Kenya
No in-app purchases
Equity Mobile
No in-app purchases









