GTWorld Kenya vs GAPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GTWorld Kenya
Manage your bank accounts, make transfers, and pay bills directly from your mobile device. This secure and user-friendly app allows for convenient banking on the go, including airtime top-ups and account statement requests.
- Account balance viewing
- Transaction history management
- Interbank and mobile money transfers
- Bill payments
- Airtime and data bundle purchases
- Account statement requests
- PIN or Token transaction authentication
Read full descriptionHide full description
Welcome to a world of Seamless Banking! GTWorld is a Mobile App which enables customers make transfers (Own Account, Intrabank, Interbank, and Mobile Money transfers) and pay for services such as DSTV, GOTV, KPLC, NAIROBI WATER, Airtime Top Up, etc. GTWorld lets you carry your bank with you wherever you go. The App allows you perform transactions and manage your bank account(s) from your mobile device. It is secure and very simple to use. GTWorld allows you: • View the balances on your bank account(s). • Manage your accounts and view your transaction history. • Initiate transfers to own account(s), GTBank accounts and also to other bank accounts. • Purchase Airtime and Data bundles for all networks. • Pay Bills • Request for account statement • Link your profile to a device with the option to use PIN or Token to complete your transactions. • Other profiles will be able to use the mobile app on your device successfully with Token authentication only. *Terms and Conditions apply. *Standard network charges apply as you may be charged by your service provider for mobile or internet use. To get started: • Visit your App store, search for ‘ GTWorld’ and click the download/install button. • Launch the App and input your User ID and password. If you have forgotten your password, please click “Forgot Password?” on the login page to reset your password. • At first login, you will be asked to verify your device. If this is your preferred device, please select 'Yes' and choose a transaction method (PIN or Token). • If PIN is selected, you will be required to agree with the Terms of Use and create a 4-digit PIN which you will be using to complete your transactions instead of a token. Please note that you can always switch between PIN or token at any time by simply going to the Settings Menu of the mobile app. • A 6-digit secure code will be sent to your registered mobile phone via SMS to verify your device. • Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time. • If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 5-digit secure code via SMS to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTWorld App. • Please note that you are not restricted to any device. All you need do at the first login is to select “No! This device is not mine” from the device verification screen
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
Read full descriptionHide full description
Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Screenshots
Verdict
The clearest difference is rating: GTWorld Kenya at 5.0 against GAPS's 1.7. GTWorld Kenya also leads on monetization model (free vs ad-supported). GAPS's advantage is ratings volume (31 vs 1) and iOS requirement (13.0 vs 15.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GTWorld Kenya holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: GAPS has 31 ratings behind it against 1, so its average is the more settled of the two.
GTWorld Kenya ships an update every 2 months, GAPS every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | GTWorld Kenya | GAPS |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 1.7 (31 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 31 — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Guaranty Trust Bank (Kenya) Limited | Guaranty Trust Bank PLC |
In-app purchases
GTWorld Kenya
No in-app purchases
GAPS
No in-app purchases









