MyPCU vs 1st Security
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyPCU
Manage your finances on the go with this mobile banking application. Access account balances, transaction history, and transfer funds. Deposit checks, pay bills, and find nearby branches.
- Check account balance
- Pay bills
- View transaction history
- Transfer funds
- Deposit checks
- Find branches
- Manage alerts
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Do more with the MyPCU app. The MyPCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Peninsula Credit Union, visit us at www.pcfcu.org
1st Security
Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.
- Check account balances
- Transfer funds between accounts
- Send money with Zelle
- Mobile check deposit
- Schedule and manage bill payments
- Set custom card notifications
- Find branches and ATMs
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Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.
Screenshots
Verdict
The clearest difference is rating: MyPCU at 4.6 against 1st Security's 3.7. 1st Security's advantage is review sentiment (44% vs 14%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPCU holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 587 and 326 respectively. Written reviews complicate that: 14% of MyPCU's written reviews are positive against 44% of 1st Security's, so the app with the better star average is not the one people write more warmly about.
MyPCU ships an update every 4 months, 1st Security every 5 months. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | MyPCU | 1st Security |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (587 ratings) — better | 3.7 (326 ratings) |
| Positive reviews | 14.3% of reviews | 44.0% of reviews — better |
| Number of ratings | 587 — better | 326 |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, Apple Watch |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 68 MB | 115 MB |
| Age rating | 4+ | 4+ |
| Developer | Peninsula Credit Union | 1st Security Bank of Washington |
Customer experience
MyPCU
1st Security
User reviews
MyPCU
From 587 App Store ratingsWhat we love
- 🚀 Internal transfers are quick and simple
- 👍 App was good previously
Room to improve
- 🐛 App is very glitchy
- 🐛 App is buggy and terrible
- 🐛 App has so many errors
- 🐛 App disables Face ID and requires frequent password/challenge question logins
- 🐛 App makes it difficult to deposit checks by requiring challenge questions
1st Security
From 326 App Store ratingsWhat we love
- 👍 Successful update
- 🚀 Easy to use
- 🔒 Automatically logs out
Room to improve
- 👎 Much worse than before
- 🐛 Buggy and not user-friendly
- 🔍 Difficult to navigate
- 🚫 Missing important features (Zelle)
Bugs and requests
MyPCU
Reported bugs
15 issues- App is very glitchy
- App is buggy and terrible
- App has so many errors
- App disables Face ID and requires frequent password/challenge question logins
- App makes it difficult to deposit checks by requiring challenge questions
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- App has issues with mobile deposit limits for businesses
- App has verification code issues for businesses
- Instant balance feature rarely works
- App frequently shows error messages requiring a call to the bank
- App randomly gives error messages after login
- App not opening on iOS 16.4
- App not opening on iOS 14.5
- App freezes on startup and crashes
- Cannot update on phone
- App name display issue with '&' instead of '&'
Requested features
6 requests- Fix app update issues on phones
- Fix app not opening on iOS 16.4
- Fix app not opening on iOS 14.5
- Increase mobile deposit limit for businesses
- Remove or improve verification code process for businesses
Show 1 moreShow fewer
- Fix the '&' display issue in account names
1st Security
Reported bugs
2 issues- App won't let you log in
- HELOC balance and due date not updating properly
Requested features
2 requests- Show credit card balance when transferring money
- Ability to go back to previous page
In-app purchases
MyPCU
No in-app purchases
1st Security
No in-app purchases
Questions
Is MyPCU free?
Is 1st Security free?
Which has better reviews, MyPCU or 1st Security?
Do MyPCU or 1st Security have ads?
Which is updated more often, MyPCU or 1st Security?
Other comparisons
