Comparison

Kitsap Credit Union vs 1st Security

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kitsap Credit Union

Manage your accounts, pay bills, and find ATMs conveniently from your mobile device. Bank securely and access your finances 24/7, anytime and anywhere. This app offers a fast and free way to handle your banking needs on the go.

Highlights
  • Check account balances and transaction history
  • Pay bills and credit cards
  • Transfer money between accounts
  • Find branches and ATMs
  • Send secure messages
Read full description

Kitsap Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Kitsap Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Kitsap Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Kitsap Credit Union accounts • Find the nearest Kitsap Credit Union branches and ATMs • Send us a message To use Kitsap Credit Union Mobile, you must be a Kitsap Credit Union member and enrolled in our online banking service. To sign up, visit www.kitsapcu.org

About

1st Security

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Send money with Zelle
  • Mobile check deposit
  • Schedule and manage bill payments
  • Set custom card notifications
  • Find branches and ATMs
Features
Read full description

Introducing the new 1st Security Bank mobile app for all your personal and business banking needs, in the palm of your hand. Enjoy convenient access to your accounts, transfer funds, make mobile deposits, and manage payments from virtually anywhere. Manage Accounts - Check balances instantly - View recent account activity - Schedule and manage loan payments - Set travel alerts, transaction limits, and custom notifications for your 1st Security Bank debit or credit card* *Available for consumer cards only. Not available for business cards. Transfer Funds - Transfer money between your 1st Security Bank accounts. - Send money to friends and family with Zelle. Bill Pay - Set up and manage Bill Pay to make sure you never miss a payment. Deposit Checks - Tap. Snap. Deposit. It's that easy. Deposit checks using your mobile device. Connect with 1st Security Bank - Chat with a Customer Service Representative using Secure Chat during normal business hours. - Find the nearest branch or surcharge-free ATM.

Screenshots

Kitsap Credit Union4 screens
1st Security4 screens

Verdict

The call

The clearest difference is rating: Kitsap Credit Union at 4.7 against 1st Security's 3.7. Kitsap Credit Union also leads on ratings volume (6.4K vs 326) and review sentiment (51% vs 40%). 1st Security's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kitsap Credit Union holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Kitsap Credit Union has 6.4K ratings behind it against 326, so its average is the more settled of the two. Written reviews point the same way: 51% of Kitsap Credit Union's written reviews are positive against 40% of 1st Security's.

UpkeepUpdate frequency

Kitsap Credit Union ships an update every 3 months, 1st Security every 5 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Kitsap Credit Union versus 1st Security: the parameters behind the verdict, then further details
ParameterKitsap Credit Union1st Security
PriceFreeFree
Rating4.7 (6.4K ratings) — better3.7 (326 ratings)
Positive reviews51.0% of reviews — better39.7% of reviews
Number of ratings6.4K — better326
Update frequencyEvery 3 months — betterEvery 5 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.016.0 — better
Further details — not scored
Size128 MB115 MB
Age rating4+4+
DeveloperKitsap Credit Union1st Security Bank of Washington

Customer experience

Kitsap Credit Union

All ratings5,700 ratings
Positive94.5%
Neutral2.0%
Negative3.5%
Written reviews96 reviews
Positive51.0%
Neutral7.3%
Negative41.7%

1st Security

All ratings13 ratings
Positive92.3%
Neutral7.7%
Negative0.0%
Written reviews68 reviews
Positive39.7%
Neutral5.9%
Negative54.4%

User reviews

Kitsap Credit Union

From 6.4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure login with fingerprint
  • 💡 Useful features like check deposit

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Confusing navigation and UI
  • 💸 Predatory overdraft fees
  • ⚠️ Unreliable app updates and maintenance

1st Security

From 326 App Store ratings

What we love

  • 👍 Successful update
  • 🚀 Easy to use
  • 🔒 Automatically logs out

Room to improve

  • 👎 Much worse than before
  • 🐛 Buggy and not user-friendly
  • 🔍 Difficult to navigate
  • 🚫 Missing important features (Zelle)

Bugs and requests

Kitsap Credit Union

Reported bugs

4 issues
  • Mobile check deposit not working
  • App freezing on certain screens
  • Login issues and account access problems
  • Compatibility problems with new iOS versions

Requested features

4 requests
  • Dark mode option
  • Instant transfers between accounts
  • Improved mobile check deposit experience
  • Better integration between app and website

1st Security

Reported bugs

2 issues
  • App won't let you log in
  • HELOC balance and due date not updating properly

Requested features

2 requests
  • Show credit card balance when transferring money
  • Ability to go back to previous page

In-app purchases

None

Kitsap Credit Union

No in-app purchases

None

1st Security

No in-app purchases

Questions

Is Kitsap Credit Union free?
Kitsap Credit Union is free to download, with no in-app purchases.
Is 1st Security free?
1st Security is free to download, with no in-app purchases.
Which has better reviews, Kitsap Credit Union or 1st Security?
Kitsap Credit Union is rated higher. Kitsap Credit Union averages 4.7 out of 5 from 6.4K ratings, while 1st Security averages 3.7 from 326 ratings.
Do Kitsap Credit Union or 1st Security have ads?
Kitsap Credit Union shows ads; 1st Security does not.
Which is updated more often, Kitsap Credit Union or 1st Security?
Kitsap Credit Union ships an update every 3 months, and 1st Security every 5 months. Most recently, Kitsap Credit Union was updated on September 23, 2026 and 1st Security on September 21, 2026.

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