Comparison

Coutts vs Pentacle Empress

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coutts

Manage your finances securely and conveniently with this app. Access all your transactions, monitor investments, and approve payments with advanced security features like fingerprint and facial recognition.

Highlights
  • Secure login (fingerprint, face recognition, passcode)
  • Transaction notifications and approvals
  • View all transactions
  • Monitor investment performance
  • Transfer money between accounts
Features
Read full description

Everything you need to manage your finances – at your fingertips with our fast and secure app. Available to clients with compatible iOS devices and a UK or international mobile number. Safe and secure Protecting your finances is our priority: the Coutts app is very secure to use. You can log in using your fingerprints, face recognition or a passcode. And to make sure you're paying the right person or business, the app will send you notifications to approve or decline transactions. Everything at hand All your transactions are always at hand via the app, whether you’re moving money across accounts or paying others. You can also see how your investments are performing at any time through the app (The value of your investments can do down as well as up and you may not get back the full amount you invest). Important things to know Fingerprint and facial recognition are available on selected devices. Enabling push notifications is strongly recommended – they will be necessary for responding to payment notifications. By downloading this application, you accept the T&Cs on https://www.coutts.com/important-information-and-fscs.html. We recommend that you save a copy of the T&Cs and our Privacy policy for your records.

About

Pentacle Empress

Features
Read full description

Introducing Pentacle Empress - Your Gateway to Financial Empowerment! Unlock the power of seamless financial management with Pentacle Empress Pentacle Empress mobile app is your ultimate tool for navigating the complex world of investments, right from the palm of your hand. With just a tap, Pentacle Empress brings together your entire financial universe, allowing you and your clients to effortlessly monitor investments across Mutual Funds, Fixed Deposits, Insurance, and over 20 other products. Gain real-time insights, track performance, and stay informed on-the-go. Experience the convenience of a consolidated family view, multi-asset analysis, heldaway insights, and multi-portfolio reporting - all within a single app. Say goodbye to complexity and hello to simplicity with Pentacle Empress Your financial freedom starts here!

Screenshots

Coutts4 screens
Pentacle Empress4 screens

Verdict

The call

The clearest difference is update cadence: Coutts at every 3 weeks against Pentacle Empress's every 3 months. Pentacle Empress's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Coutts ships an update every 3 weeks, Pentacle Empress every 3 months. The most recent releases landed on October 5, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
Coutts versus Pentacle Empress: the parameters behind the verdict, then further details
ParameterCouttsPentacle Empress
PriceFreeFree
Rating4.2 (39 ratings) — better—
Positive reviews28.1% of reviews—
Number of ratings39 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size437 MB95 MB
Age rating4+12+
DeveloperCOUTTS & COMPANYPENTACLE ADVISOR PRIVATE LIMITED

Bugs and requests

Coutts

Reported bugs

16 issues
  • App crashes on iOS 16, iOS 17, iOS 18 updates
  • Face ID stops working after updates
  • Login fails with 'unexpected error' messages
  • Push notifications for payment approvals not received
  • App freezes when approval request received
Show 11 more
  • Screen flashes bright white on login
  • App logs out randomly during use
  • Desktop authorization approval redirects to mobile version
  • Payment approval notifications cause app to switch users
  • Search functionality returns incorrect results
  • Amount field blanks when entering decimals
  • Payee nicknames display instead of actual names
  • Missing account details and transaction information
  • App won't work on iPad (phone-only formatting)
  • General violation errors after updates
  • Missing sign-in and authorization requests

Requested features

14 requests
  • Dynamic search for payees (auto-filter as typing)
  • Payment receipt with bank name for confirmation
  • Ability to download payment advices
  • Payment reference visibility in transaction history
  • Screenshot functionality for payments
Show 9 more
  • iPad native application support
  • Wealth overview on home page
  • Payee grouping by folder instead of alphabetical
  • Integrated investment account access
  • Self-select ISA functionality in app
  • Payment overview/history page
  • Open banking integration
  • Customizable account visibility
  • Real-time transaction notifications

Pentacle Empress

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Coutts

No in-app purchases

None

Pentacle Empress

No in-app purchases

Questions

Is Coutts free?
Coutts is free to download, with no in-app purchases.
Is Pentacle Empress free?
Pentacle Empress is free to download, with no in-app purchases.
Do Coutts or Pentacle Empress have ads?
Neither Coutts nor Pentacle Empress shows ads.
Which is updated more often, Coutts or Pentacle Empress?
Coutts ships an update every 3 weeks, and Pentacle Empress every 3 months. Most recently, Coutts was updated on October 5, 2026 and Pentacle Empress on September 11, 2026.

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