Comparison

BOCHK 中銀香港 vs 星财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOCHK 中銀香港

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

Highlights
  • Account opening without branch visit
  • Instant money transfers via FPS
  • Bill payment for over 850 merchants
  • Multi-currency time deposit plans
  • Stock, fund, and forex trading
  • Credit card management and privileges
  • Insurance purchase and policy checks
  • Personal loan applications
  • Cross-border remittances and wealth management
  • 24/7 online customer service
Read full description

BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 .Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. .Money transfer: Funds can be transferred via FPS instantly. .Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. .Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. .Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. .Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. .Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. .Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. .Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. .Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 .BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. .e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. .Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website:www.bochk.com Instagram Official Account:bankofchinahongkong Address:Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.

About

星财富

This platform offers a comprehensive suite of global investment products including stocks, options, and cryptocurrencies. It provides real-time market data, AI-driven analysis, and 24-hour trading for a seamless investment experience.

Highlights
  • Global investment products (stocks, crypto, options)
  • 24-hour global financial news
  • AI market analysis
  • Real-time quotes and fast trading
  • Secure and licensed platform
  • Low-fee new stock applications
Features
Read full description

星财富是复星财富旗下的一站式财富管理平台,覆盖港股、美股、A 股、美股期权、债券、理财等多元金融产品!同时提供 24 小时不间断全球财经专业资讯、AI 分析、即时报价、美债极速交易等多种实用功能,为您投资保驾护航! - 选择星财富 APP 四大理由 - 【安全可靠】旗下子公司持有香港证监会颁发的 1/2/4/6/9 号牌照。 【专业护航】专业投研团队每周输出深度市场分析报告,提供全方位的新股解读,助你快速找到优质标的。 【简洁高效】3 分钟线上极速开户,eDDA 5 分钟快速到账,即刻开启交易之旅。 【省钱省心】新股现金打新免手续费,银行融资享 10 倍杠杆,融资利率 0% 且额度充足。 - 星财富 APP 特色 - 【投资种类齐全】覆盖港股、美股、A 股、美股期权、ETF、债券、公私募基金、票据等。 【实时行情】开户免费送港美股 LV1 实时行情、港股 LV2 十档高级行情。 【24 小时快讯】7×24 小时实时更新市场资讯,掌握最新投资消息,投资快人一步。 【美债极速成交】美债交易一秒成交,线上点击立即成交,无需担心价格波动。 【24 小时美股交易】支持美股盘前、盘后、夜盘交易,真正实现美股 24 小时全天候交易体验。 【星财富 AI】更懂金融的智能助手,帮您挖掘潜力股、洞察市场热闻,让复杂的市场洞察,变得简单高效。 【统一购买力】综合账户统一核算资产,提高资金使用效率,单笔资金突破货币种类限制,可跨市场灵活投资。 【贴心服务】交易日 24 小时真人线上服务,提供投资查询、交易咨询等一站式服务。 - 联络方式 - 有任何问题或建议,可通过以下方式联系我们 官网:https://www.fosunwealth.com/ 客户服务专线: +852 2979 6988(香港) 公司地址:香港中环花园道 3 号冠君大厦 21 楼 2101-2105 室 -免责声明- 在应用程式商店中关于本应用程式的任何描述(包括图片)均不得被视为购买或出售证券、金融工具或其他投资产品的要约、建议、推荐或招揽。本应用程式描述中的所有资讯和数据仅供参考,任何历史数据不应作为判断未来趋势的依据。

Screenshots

BOCHK 中銀香港4 screens
星财富4 screens

Verdict

The call

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against 星财富's 4.2. BOCHK 中銀香港 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 星财富's advantage is review sentiment (50% vs 35%). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOCHK 中銀香港 holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.1K ratings behind it against 207, so its average is the more settled of the two. Written reviews complicate that: 35% of BOCHK 中銀香港's written reviews are positive against 50% of 星财富's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BOCHK 中銀香港 ships an update every 3 weeks, 星财富 every 2 weeks. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

Scorecard7 real differences · 3 level
BOCHK 中銀香港 versus 星财富: the parameters behind the verdict, then further details
ParameterBOCHK 中銀香港星财富
PriceFreeFree
Rating4.8 (7.1K ratings) — better4.2 (207 ratings)
Positive reviews35.0% of reviews50.0% of reviews — better
Number of ratings7.1K — better207
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size200 MB273 MB
Age rating4+4+
DeveloperBank of China (Hong Kong) LimitedFosun International Securities Limited

Customer experience

BOCHK 中銀香港

All ratings7,122 ratings
Positive95.5%
Neutral1.2%
Negative3.2%
Written reviews234 reviews
Positive35.0%
Neutral5.6%
Negative59.4%

星财富

All ratings207 ratings
Positive78.7%
Neutral2.9%
Negative18.4%
Written reviews46 reviews
Positive50.0%
Neutral8.7%
Negative41.3%

Bugs and requests

BOCHK 中銀香港

Reported bugs

3 issues
  • Unable to login consistently
  • ID card scanning not working properly
  • App crashing on launch

Requested features

3 requests
  • Add auto-focus for ID card scanning
  • Improve location detection for account opening
  • Provide better customer support

星财富

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BOCHK 中銀香港

No in-app purchases

None

星财富

No in-app purchases

Questions

Is BOCHK 中銀香港 free?
BOCHK 中銀香港 is free to download, with no in-app purchases.
Is 星财富 free?
星财富 is free to download, with no in-app purchases.
Which has better reviews, BOCHK 中銀香港 or 星财富?
BOCHK 中銀香港 is rated higher. BOCHK 中銀香港 averages 4.8 out of 5 from 7.1K ratings, while 星财富 averages 4.2 from 207 ratings.
Do BOCHK 中銀香港 or 星财富 have ads?
星财富 shows ads; BOCHK 中銀香港 does not.
Which is updated more often, BOCHK 中銀香港 or 星财富?
BOCHK 中銀香港 ships an update every 3 weeks, and 星财富 every 2 weeks. Most recently, BOCHK 中銀香港 was updated on October 19, 2026 and 星财富 on October 18, 2026.

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