Comparison

BOCHK 中銀香港 vs HashKey Exchange

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOCHK 中銀香港

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

Highlights
  • Account opening without branch visit
  • Instant money transfers via FPS
  • Bill payment for over 850 merchants
  • Multi-currency time deposit plans
  • Stock, fund, and forex trading
  • Credit card management and privileges
  • Insurance purchase and policy checks
  • Personal loan applications
  • Cross-border remittances and wealth management
  • 24/7 online customer service
Read full description

BOCHK Mobile Banking Live Easy, Control Smartly Bank Account Opening, Wealth Management, Investment and Spending All in One App 【One-stop to Take Care of All Your Financial Needs】 .Account opening: With just a HKID card and address, you can open an account without visiting a branch. Account opening can be completed in a few minutes. .Money transfer: Funds can be transferred via FPS instantly. .Bill payment: Pay bills for over 850 merchants, with the flexibility to choose between paying with your account or credit card. You can also set reminders, schedule regular payments, and authorize direct payments, making bill management more convenient. .Time deposit: Flexibly choose from a variety of multi-currency time deposit plans to help you save and grow your money for the future. .Investment: Trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and apply for IPOs in one app. A series of investment tools, such as Stock and FX widgets, PickAStock, PlanAhead and Smart Invest help you invest more strategically. .Credit card: Check your credit card points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. .Insurance: Easily purchase travel, savings, life protection, critical illness, and home insurance, and check your policy information at any time. .Personal loan: "BOC Express Cash" allows for easy application and low-interest loans. You can choose the repayment period according to your preference. .Cross-border: With "BOC Remittance Plus," cross-border remittances are free and fast. "BOC Cross-boundary Wealth Management Connect" meets your cross-border wealth management needs. .Online customer service: 7x24 online customer service to answer your personal banking inquiries. 【Go Green with Green Financial Services】 .BeLeaf: Provide you with green financial tips monthly, adding more fun and green inspiration to your life. .e-Statements: e-Statements/e-Advice will be retained between 12 months and up to 7 years, with no need to store or organize a large number of paper documents. .Mobile Token: Use mobile token and biometric authentication instead of physical “securities device” for authentication, making it environmentally friendly and secure. 【Contact Us】 Website:www.bochk.com Instagram Official Account:bankofchinahongkong Address:Bank of China Tower, 1 Garden Road, Hong Kong Reminder: To borrow or not to borrow? Borrow only if you can repay! Investment/foreign exchange involves risk. The above products and services are subject to the relevant terms. For details, please contact the staff of Bank of China (Hong Kong) Limited (“the Bank”). BOCHK is the appointed insurance agency of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer. For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of “BOC Express Cash”. The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime.

About

HashKey Exchange

This platform allows users to trade various digital currencies using fiat deposits like USD and HKD. It offers a secure and licensed trading environment with fast deposit and withdrawal processes. Retail clients can trade Bitcoin and Ethereum, while professional investors have access to a wider range of cryptocurrencies.

Highlights
  • Licensed virtual asset exchange
  • Fiat (USD/HKD) deposits and withdrawals
  • Trade Bitcoin and Ethereum
  • Access to diverse digital currencies for professionals
  • Secure and compliant trading environment
  • Fast deposit and withdrawal processes
  • 24/7 customer support
Read full description

HashKey Exchange — explore a more unified digital asset service experience. HashKey Exchange has been upgraded as HashKey’s integrated main app, bringing together service entrances for Hong Kong, Singapore, MENA and Global sites, with a new Web3 Wallet entrance. Eligible users can access available site services based on their region, account status and applicable local requirements. Core Features: 1. Multi-site service entrances Explore Hong Kong, Singapore, MENA and Global site services in one app, reducing the need to switch between multiple apps. 2. Digital asset services View market information, manage account assets and use supported digital asset services available to your eligible site. Services and features may vary by site and are subject to what is displayed in the app. 3. Account and record continuity Account assets, KYC status, historical orders, trade records, deposit records and withdrawal records remain securely retained for continued account management. 4. Web3 Wallet entrance A new Web3 Wallet entrance is now available in the app. Web3 Wallet services are independently operated and provided by HashKey Hub Limited, and are separate from the centralized exchange services provided by HashKey Exchange. Why HashKey Exchange: - Integrated service entrances for Hong Kong, Singapore, MENA and Global sites - Site services provided according to applicable local regulatory and compliance requirements - Smoother login, asset viewing and account management experience - Explore more eligible digital asset service scenarios in one app Important notice: Site services are only available to users who meet applicable local regulatory requirements and platform rules. Your access to any site or function depends on your account status, region and relevant compliance requirements. Virtual asset prices may be highly volatile and may result in full or partial loss. Please assess the risks carefully.

Screenshots

BOCHK 中銀香港4 screens
HashKey Exchange4 screens

Verdict

The call

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against HashKey Exchange's 3.5. BOCHK 中銀香港 also leads on ratings volume (7.1K vs 12). HashKey Exchange's advantage is update cadence (weekly vs every 3 weeks) and review sentiment (50% vs 35%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOCHK 中銀香港 holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 35% of BOCHK 中銀香港's written reviews are positive against 50% of HashKey Exchange's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BOCHK 中銀香港 ships an update every 3 weeks, HashKey Exchange weekly. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
BOCHK 中銀香港 versus HashKey Exchange: the parameters behind the verdict, then further details
ParameterBOCHK 中銀香港HashKey Exchange
PriceFreeFree
Rating4.8 (7.1K ratings) — better3.5 (12 ratings)
Positive reviews35.0% of reviews50.0% of reviews — better
Number of ratings7.1K — better12
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size200 MB225 MB
Age rating4+17+
DeveloperBank of China (Hong Kong) LimitedHashKey Digital Asset Group

Customer experience

BOCHK 中銀香港

All ratings7,122 ratings
Positive95.5%
Neutral1.2%
Negative3.2%
Written reviews234 reviews
Positive35.0%
Neutral5.6%
Negative59.4%

HashKey Exchange

All ratings12 ratings
Positive58.3%
Neutral8.3%
Negative33.3%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

BOCHK 中銀香港

Reported bugs

3 issues
  • Unable to login consistently
  • ID card scanning not working properly
  • App crashing on launch

Requested features

3 requests
  • Add auto-focus for ID card scanning
  • Improve location detection for account opening
  • Provide better customer support

HashKey Exchange

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BOCHK 中銀香港

No in-app purchases

None

HashKey Exchange

No in-app purchases

Questions

Is BOCHK 中銀香港 free?
BOCHK 中銀香港 is free to download, with no in-app purchases.
Is HashKey Exchange free?
HashKey Exchange is free to download, with no in-app purchases.
Which has better reviews, BOCHK 中銀香港 or HashKey Exchange?
BOCHK 中銀香港 is rated higher. BOCHK 中銀香港 averages 4.8 out of 5 from 7.1K ratings, while HashKey Exchange averages 3.5 from 12 ratings.
Do BOCHK 中銀香港 or HashKey Exchange have ads?
Neither BOCHK 中銀香港 nor HashKey Exchange shows ads.
Which is updated more often, BOCHK 中銀香港 or HashKey Exchange?
BOCHK 中銀香港 ships an update every 3 weeks, and HashKey Exchange weekly. Most recently, BOCHK 中銀香港 was updated on October 19, 2026 and HashKey Exchange on October 11, 2026.

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