Comparison

MTBank Moby vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTBank Moby

This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.

Highlights
  • Online loan applications
  • Digital card management
  • Online deposit accounts
  • Installment purchases
  • Instant payments and transfers
  • Transaction history and account overview
  • Currency exchange
Features
Read full description

Moby – мобильный банк от МТБанка Стать клиентом Moby стало еще проще! Для этого зарегистрируйтесь в мобильном банке Moby через Межбанковскую систему идентификации (МСИ) мгновенно и бесплатно оформите цифровую карту и пользуйтесь всеми возможностями! Что можно сделать в Moby? • оформить онлайн-кредит без справок о доходах и поручителей; •оформить цифровую карту КАКТУС с возможностью цеплять и отцеплять функции; • открыть онлайн-депозит с высокими ставками на гибких условиях; • оформить ХАЛВУ онлайн и покупать всё, что нужно, без переплат и на комфортный период у более чем 37 000+ партнеров; • погасить ХАЛВУ в два клика в день платежа или заранее; • провести мгновенный платеж или перевод по номеру телефона; • оформить карту ШОППЕР онлайн и окунуться в нереальный шопинг; • оформить карту БЕЛКАРТ онлайн и совершать платежи в Беларуси, а также в странах ближнего и дальнего зарубежья; • создать шаблоны платежей для экономии времени; • посмотреть историю операций и состояние счетов; • перевыпустить карту без визита в отделение банка; • обменять валюту между своими счетами по выгодному курсу; • увидеть ближайшие отделения банка, банкоматы и инфокиоски на карте; • сменить ПИН-код в 1 клик, получив CVC через СМС; • изменить лимиты по картам за 10 секунд; • узнать об акциях, новых предложениях и возможностях для клиентов МТБанка с помощью уведомлений. И всё это – с особым уровнем защиты и удобной авторизацией. Открывайте Moby легко и безопасно: по FaceID, отпечатку или коду. Moby – банк на кончиках пальцев! Скачайте, откройте, пользуйтесь. Видите новые возможности для улучшения Moby? Напишите свои предложения на moby@mtbank.by.

About

Expense Tracker

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

Highlights
  • Multi-currency support
  • Subscription tracking
  • Category budgets
  • 100% privacy
  • Lightning-fast entry
  • CSV export
  • Face ID / Touch ID protection
Features
Read full description

Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.

Screenshots

MTBank Moby4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Expense Tracker at 100% against MTBank Moby's 32%. Expense Tracker also leads on rating (5.0 vs 3.8) and update cadence (every 4 days vs every 3 weeks). MTBank Moby's advantage is in-app purchases (none vs 6) and ratings volume (63 vs 6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. MTBank Moby asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: MTBank Moby has 63 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 32% of MTBank Moby's written reviews are positive against 100% of Expense Tracker's.

UpkeepUpdate frequency

MTBank Moby ships an update every 3 weeks, Expense Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

Scorecard7 real differences · 3 level
MTBank Moby versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMTBank MobyExpense Tracker
PriceFreeFree
Rating3.8 (63 ratings)5.0 (6 ratings) — better
Positive reviews31.6% of reviews100.0% of reviews — better
Number of ratings63 — better6
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better17.0
Further details — not scored
Size103 MB99 MB
Age rating4+4+
DeveloperMTBank JSCAkarys Turganbekuly

Customer experience

MTBank Moby

All ratings58 ratings
Positive69.0%
Neutral5.2%
Negative25.9%
Written reviews133 reviews
Positive31.6%
Neutral7.5%
Negative60.9%

Expense Tracker

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MTBank Moby

Reported bugs

3 issues
  • Login screen freezes on new devices
  • Inability to transfer funds from closed accounts
  • Inconsistent display of account balances

Requested features

4 requests
  • Ability to view transaction history
  • Option to set custom PIN code
  • Support for multiple currencies
  • Improved push notification system

Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTBank Moby

No in-app purchases

6 purchases

Expense Tracker

Subscriptions4
  • Monthly plan$2.991 Month
  • Annual Plan$8.991 Year
  • Yearly plan$8.991 Year
Show 1 more
  • Yearly plan7 Days trial$17.991 Year
One-time2
  • Lifetime Plan$14.99
  • Lifetime Plan$29.99

Questions

Is MTBank Moby free?
MTBank Moby is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, MTBank Moby or Expense Tracker?
Expense Tracker is rated higher. MTBank Moby averages 3.8 out of 5 from 63 ratings, while Expense Tracker averages 5.0 from 6 ratings.
Do MTBank Moby or Expense Tracker have ads?
Neither MTBank Moby nor Expense Tracker shows ads.
Which is updated more often, MTBank Moby or Expense Tracker?
MTBank Moby ships an update every 3 weeks, and Expense Tracker every 4 days. Most recently, MTBank Moby was updated on October 29, 2026 and Expense Tracker on October 20, 2026.

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