MTBank Moby vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTBank Moby
This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.
- Online loan applications
- Digital card management
- Online deposit accounts
- Installment purchases
- Instant payments and transfers
- Transaction history and account overview
- Currency exchange
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Moby – мобильный банк от МТБанка Стать клиентом Moby стало еще проще! Для этого зарегистрируйтесь в мобильном банке Moby через Межбанковскую систему идентификации (МСИ) мгновенно и бесплатно оформите цифровую карту и пользуйтесь всеми возможностями! Что можно сделать в Moby? • оформить онлайн-кредит без справок о доходах и поручителей; •оформить цифровую карту КАКТУС с возможностью цеплять и отцеплять функции; • открыть онлайн-депозит с высокими ставками на гибких условиях; • оформить ХАЛВУ онлайн и покупать всё, что нужно, без переплат и на комфортный период у более чем 37 000+ партнеров; • погасить ХАЛВУ в два клика в день платежа или заранее; • провести мгновенный платеж или перевод по номеру телефона; • оформить карту ШОППЕР онлайн и окунуться в нереальный шопинг; • оформить карту БЕЛКАРТ онлайн и совершать платежи в Беларуси, а также в странах ближнего и дальнего зарубежья; • создать шаблоны платежей для экономии времени; • посмотреть историю операций и состояние счетов; • перевыпустить карту без визита в отделение банка; • обменять валюту между своими счетами по выгодному курсу; • увидеть ближайшие отделения банка, банкоматы и инфокиоски на карте; • сменить ПИН-код в 1 клик, получив CVC через СМС; • изменить лимиты по картам за 10 секунд; • узнать об акциях, новых предложениях и возможностях для клиентов МТБанка с помощью уведомлений. И всё это – с особым уровнем защиты и удобной авторизацией. Открывайте Moby легко и безопасно: по FaceID, отпечатку или коду. Moby – банк на кончиках пальцев! Скачайте, откройте, пользуйтесь. Видите новые возможности для улучшения Moby? Напишите свои предложения на moby@mtbank.by.
Expense Tracker
This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.
- Multi-currency support
- Subscription tracking
- Category budgets
- 100% privacy
- Lightning-fast entry
- CSV export
- Face ID / Touch ID protection
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Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.
Screenshots
Verdict
The clearest difference is review sentiment: Expense Tracker at 100% against MTBank Moby's 32%. Expense Tracker also leads on rating (5.0 vs 3.8) and update cadence (every 4 days vs every 3 weeks). MTBank Moby's advantage is in-app purchases (none vs 6) and ratings volume (63 vs 6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. MTBank Moby asks for nothing beyond the download.
Expense Tracker holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: MTBank Moby has 63 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 32% of MTBank Moby's written reviews are positive against 100% of Expense Tracker's.
MTBank Moby ships an update every 3 weeks, Expense Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.
| Parameter | MTBank Moby | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (63 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 31.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 63 — better | 6 |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 103 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | MTBank JSC | Akarys Turganbekuly |
Customer experience
MTBank Moby
Expense Tracker
Bugs and requests
MTBank Moby
Reported bugs
3 issues- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances
Requested features
4 requests- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system
Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MTBank Moby
No in-app purchases
Expense Tracker
- Monthly plan$2.991 Month
- Annual Plan$8.991 Year
- Yearly plan$8.991 Year
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- Yearly plan7 Days trial$17.991 Year
- Lifetime Plan$14.99
- Lifetime Plan$29.99









